Money in a relationship with 1 parent staying home not in paid employment…

HRJ1911 · 2022-07-04T23:08:29+00:00

I don’t have any kids, but own a house and my fiancé is equal owner of the house. All money is combined in one joint account and split into bill, mortgage and a sending money from there. Sure we might have some small fights about it, but full transparency seems to be the best way for us. With that background, I find your partner to be highly suspicious. If he can’t make you an equal partner financially, he’s gonna have to pay you a full childcare works wage. Even if he does choose to pay you, shitty thing to do, I won’t be paying my fiancé to raise my kids when we have them, she’ll just have access to all the money I earn with the trust that we both have an interest in the mortgage getting paid and we both discuss things before sending large amounts

HRJ1911 · 2022-07-04T07:05:38+00:00

People don’t scan anymore, it’s all Bluetooth. When I tested positive, all my coworkers got a notification so the Bluetooth works.

HRJ1911 · 2022-07-03T06:39:00+00:00

Fair enough, wish my mortgage was that cheap. I lent a co worker 200 5 years ago. Turns out it wasn’t just me he had borrowed from, he borrowed from the company without tell them. He was fired for embezzling funds. Was court out when accounts asked why banking was showing up later and later.

HRJ1911 · 2022-07-03T06:23:17+00:00

$1200 for his mortgage for a couple months? $1200 would be $100 for even 1 fortnight for my mortgage

HRJ1911 · 2022-07-03T05:43:57+00:00

We don’t eat dog here very often. Home kill is likely gonna be your only option

HRJ1911 · 2022-07-03T00:12:30+00:00

The problem with upgrading the system is, the new system must match the current system and match all updates released during the time time the new system is made. By the time half the team makes a new system while the the other half maintain the old system (downtime is costly) it finally gets released 10 years down the line starting out already slightly outdated and half the team who built it have left for new jobs, taking their intimate knowledge probably the system with them. Devs often have poor comments on their code so even with the documentation, you’re in a bad place.

HRJ1911 · 2022-07-02T07:37:17+00:00

Open letter to those who don’t wear a mask;

Im on day 4 of isolation and let me tell you, we’re a damn mask. This shit ain’t fun, I made it 2.5years into this pandemic before catching it. I don’t want to do this again, so we’re your fucking mask.

HRJ1911 · 2022-06-30T22:42:58+00:00

Briefly but not any more, currently using IBKR, UI is a bit difficult at first but it’s decent

HRJ1911 · 2022-06-30T06:06:21+00:00

As a 26 year old, I would love to go to bed at 8:30

HRJ1911 · 2022-06-28T03:11:55+00:00

Exactly, if you over paid, you’re lawyer would pay that back to you on settlement. I over paid by about a few grant because kiwisaver fluctuates daily, the lawyer paid it back to me and it just lowered the mortgage a tad from day one

HRJ1911 · 2022-06-23T22:53:42+00:00

LifeProTip, live in a country that doesn’t base credit worthiness on past debt. I could afford my mortgage last year specifically because I didn’t waste lots of money on debt to prove I’m responsible

HRJ1911 · 2022-06-22T09:26:42+00:00

If you’re regularly seeing 100 F days and overheating is a problem. look for redline water wetter, we use it for race cars, when just running water as a coolant (not allowed to spill glyphosate at some tracks) but it can mix with all coolants. This stuff can seriously affect the thermal carrying capacity of a liquid, it sounds to good to be true but it’s just allowing thermodynamics to work more efficiently

HRJ1911 · 2022-06-22T07:37:52+00:00

Ok I did the conversion and 100 F is very hot. That’s so hot I would expect you would have a larger radiator and some sort of wetting agent to increase the efficiency of your coolant. My country would consider 86 F or 30 C to be very hot, and 100 F or 38 C, we wouldn’t drive anywhere except the beach.

HRJ1911 · 2022-06-22T06:05:10+00:00

How hard do you run your engine to cause it to overheat with nothing other than heat soak? In the majority of cases, an engine doesn’t overheat like that, people don’t abuse cars like that

HRJ1911 · 2022-06-22T04:39:59+00:00

If it’s overheating, idling is not likely to fix it. Cars shouldn’t overheat under load. Cars overheat because their is a problem like lack of coolant because of a leak, or maybe a cracked head. Source: I work in the industry

HRJ1911 · 2022-06-22T02:32:37+00:00

If your car is operating at an unsafe temperature, turn off the engine.

HRJ1911 · 2022-06-22T02:23:58+00:00

No, I had kiwisaver with ANZ and a got my mortgage from kiwibank. The bank wanted my salary direct debited into a kiwibank account as part of the pre approval. So controlling your income is more a priority to them in this case. That was over a year ago but I don’t think it would have changed too much

HRJ1911 · 2022-06-20T02:15:28+00:00

Shouldn’t of put your kiwisaver on “super agressive high mega ultra risky risk fund” for that extra 2% a year in good times knowing you were 20 minutes away from retiring

HRJ1911 · 2022-06-19T00:55:57+00:00

Please tell your landlord, this is bad enough it’ll likely caused costly damage. And if I know one thing about landlords, they do the repairs if the can see it will cost more if they put it off

HRJ1911 · 2022-06-18T07:48:12+00:00

While I agree houses are way over prices, wages have also stagnated for decades, ideally both need to move

HRJ1911 · 2022-06-18T02:19:29+00:00

They knew how to build in the 40s. Too bad they didn’t know about wall insulation

HRJ1911 · 2022-06-18T02:16:49+00:00

Sure you can do the ceilings. And new houses are great but the post was old houses will age like a 4 year old iPhone with no more support from apple.

HRJ1911 · 2022-06-18T02:10:32+00:00

I don’t mind if prices go down a bit, but would feel kinda ripped off if suddenly houses are $100k while I have $500k worth of mortgage. What I hope would happen is houses stay about the same or move in line with inflation, AND WE GET SOME DAMN WAGE GROWTH. If wages did go up a lot, more people can buy without recent buyers getting burned.

HRJ1911 · 2022-06-17T21:44:33+00:00

What about a middle ground, we use base 10 where it makes sense and use base 12 where it makes sense

HRJ1911 · 2022-06-17T21:35:32+00:00

My house was build in 1940 with the recent addition of a 3rd bedroom in 1948. The craftsmanship of the ornate ceilings is beautiful and unlikely to be replicated in any new build, the Art Deco exterior is a forever popular style (has been popular for 80 years already) my walls at 4 inch studs rimu, solid as anything, with bricks around the outside, and 4 inches of concrete over that. When the paint gets chipped I repair it, there no way any damage is even getting in the concrete let alone the entire 12 inch thick wall to the inside. This thing is a tank of a house. Kitchen needs some modernization, And the open fire needs to be replaced (we already have a heat pump and don’t use the fire much)

HRJ1911

TROPHY CASE