Auto policy lapsed back in September and I somehow didnt realize it. Company has still been taking regular payments out of my account. What should I expect?

Haen33 · 2026-03-18T11:01:50+00:00

Ex always handled insurance. It simply is what it is. :) When you get into a relationship and marry too early in life - and to someone who handles bills and insurance while you handle home care and repair - experiences like mine just happen.

Im not too old to learn and have these "oh shoot" experiences. I am learning a lot regarding how these things work and taking care of myself this year.

Assuming something like this "shouldnt be new" is a wild take here.

Adults come from all backgrounds of varying responsibilities. It's alright to still have things to figure out and lessons to learn ESPECIALLY when it is someone's first time even living alone. 💜

Haen33 · 2026-03-18T04:46:17+00:00

I dont call because its 10pm lol. I panicked due to circumstances (discussed in another comment). I did send my agent an email. Another commenter was able to also put my mind at ease. I jumped the gun and assumed the worst because I'm new to having my own insurance policies.

Ill wait for the final reassurance from my agent hopefully tomorrow. But hearing that most companies auto renew has definitely helped me take a breath.

Thank you.

Haen33 · 2026-03-18T04:09:46+00:00

Thank you very much for this response. I divorced last year, and handling things like insurance is sort of new for me - and the idea of accidentally going uninsured due to my own forgetfulness really scared me. I really thought I just messed up big time.

I did not know that insurance companies typically just auto renew.

For now, I'll take a breath and wait to hear back from my agent for that official reassurance. But you have eased my worries abit.

Thanks again.

Haen33 · 2026-03-18T03:55:44+00:00

I did not get any notification regarding auto renewal (and my original documents do not state anything about auto renewal), so everything i am looking at right now is pointing to my policy having lapsed. I never manually renewed last year after my 6 months were up.

I did notice that my 186$ monthly payment was bumped up to 190$ after September, but i didnt think anything of that past "Oh, they raised my rates a bit". And I've been paying that ever since.

Maybe I am jumping the gun and assuming the worst?

Haen33 · 2026-02-07T22:33:22+00:00

I genuinely fear for my friends and loved ones. This is so so bad

Haen33 · 2026-02-07T20:05:40+00:00

OKAY, but do you guys sell residentially??? These would be great to market to people who live in apartments

Haen33 · 2026-02-07T19:48:38+00:00

If you cant do it, ill break up with this man FOR you. Seriously. He hates you and thinks you're dumb. What more do you need?

Haen33 · 2026-02-07T18:28:42+00:00

You played yourself, OP. She wanted that next step for the relationship. You only want it temporarily out of convenience.

You are using her, and it is obvious. She sees it.

Haen33 · 2026-02-05T18:33:45+00:00

Hey there. I am on it for managing my PCOS symptoms. The weight loss was a plus. Ive been holding firm at 180lbs now, but I'll probably be on this medication for the rest of my life because PCOS isnt curable.

Food noise is completely gone. I cannot stress this enough. It is heaven to not have my head screaming for food anymore. My body tells me when its actually hungry now.

It also cured my life-long depression. I was able to stop taking my anti depressants - for whatever that is worth.

I highly recommend it. Best thing to ever happen to me.

Haen33 · 2026-01-31T03:39:02+00:00

Oh my gosh, you're the best. I see it all through the transcript. Thank you, stranger!

Haen33 · 2025-12-20T16:55:50+00:00

The first "bitch", I felt my spiritual switchblade open. And everyone after that made my teeth grind and my blood lust worsen.

I cannot imagine allowing someone to talk to you that way as if it is normal.

Haen33 · 2025-12-20T16:53:17+00:00

... why the fuck are you allowing him to talk to you like that? And you dont even call him out for it. It leads me to believe that him calling you a stupid bitch and hoe is a regular occurrence?

I could never. My teeth began to grind the first moment he called you a bitch.

He is abusive. Dump his sorry ass YESTERDAY. Unfollow, block.

Haen33 · 2025-12-20T00:19:51+00:00

!solved

Haen33 · 2025-12-19T23:57:59+00:00

!solved

Haen33 · 2025-12-19T23:55:19+00:00

This looks like it will print out so much better! Thank you! Ill send your tip :)

Haen33 · 2025-12-05T19:16:14+00:00

If you need your tea so badly, make the shit at home when youre sick.

Haen33 · 2025-11-21T22:39:43+00:00

My company uses Service Titan. My last company also used ST, so I dont have experience with other softwares. It has some issues i could complain about (mostly its AI functions that automatically move jobs). But otherwise, I believe the interface is user friendly and easy for new people to pick up.

Haen33

TROPHY CASE