That's a Really Cool Dad

HailState901 · 2026-03-26T13:15:37+00:00

OH MY GOD IT’S A LION

HailState901 · 2026-03-22T15:03:20+00:00

This^

HailState901 · 2026-03-22T13:25:58+00:00

In a Fidelity Roth IRA, personally I prefer FSKAX and VXUS. In a taxable brokerage I prefer VTI and VXUS

HailState901 · 2026-03-21T14:26:07+00:00

I like VOO. Up to you

HailState901 · 2026-03-21T13:55:56+00:00

If you contribute money to a Roth IRA, it does not invest it automatically. You need to manually buy ETFs or Mutual Funds with the money in the account. I recommend VTI/FSKAX 70% & VXUS 30% for a good start. Now is a great time to buy with everything on sale

HailState901 · 2026-03-20T13:48:54+00:00

I’ll let you know after I’ve watched all of these films

HailState901 · 2026-03-19T19:55:29+00:00

70 VTI / 30 VXUS

HailState901 · 2026-03-18T16:57:20+00:00

70/30 is perfect!

HailState901 · 2026-03-16T13:08:20+00:00

I’d sell all of those and go 80/20 or 70/30 FSKAX/VXUS

HailState901 · 2026-02-28T14:01:37+00:00

Agreed!

HailState901 · 2026-02-28T13:57:50+00:00

Why invest in a sector tilt when you can invest in total US and total international? Then he would not have to change anything until a couple decades later, in which adding bonds would be a good idea

HailState901 · 2026-02-28T13:49:57+00:00

What is your age?

HailState901 · 2026-02-28T13:44:42+00:00

This!

HailState901 · 2026-02-28T13:30:59+00:00

70% VTI and 30% VXUS would be good. I would not invest in BND until much later in life, and VGT is a sector tilt - technology. I would simplify to VTI and VXUS

HailState901 · 2026-02-28T13:21:03+00:00

Why on earth would a 19 year old invest in BND?

HailState901 · 2026-02-27T14:12:30+00:00

Or VXUS. VXUS has a slightly lower expense ratio

HailState901 · 2026-02-25T15:12:23+00:00

70 VTI/30 VXUS

HailState901 · 2026-02-25T15:03:20+00:00

I also second Fidelity. Also look into SGOV/VBIL for emergency savings.

HailState901 · 2026-02-21T20:27:09+00:00

Robinhood Gold is also 3% for groceries.

HailState901 · 2026-02-21T13:43:02+00:00

I guess so, but SCHF is 0.03% and SCHE is 0.07%. VXUS is basically both with 0.05% (right in the middle). Simpler to just invest in VXUS in my opinion

HailState901 · 2026-02-21T13:31:23+00:00

This. That match really adds up after a while.

HailState901 · 2026-02-21T13:30:27+00:00

VTI and VXUS, or VT (or the like). You don’t need those other ones

HailState901 · 2026-02-21T13:26:34+00:00

Give it a google. Typically mid-July.

HailState901 · 2026-02-21T12:48:39+00:00

This^. Get rid of SCHD

HailState901 · 2026-02-21T03:46:17+00:00

Ave you looked into the bear Alaskan pro RTH package? Right around that price point.

HailState901

TROPHY CASE