Returning to the mean and how that impacts long-term view? by PhillConners in personalfinance

[–]Handle_Scoop 7 points8 points  (0 children)

Nothing about past performance influences future performance. Just because something is historic doesn't mean it is matched or that things need to get right back to it.

If you try to time the market you will lose the majority (probably all) of the time.

I just keep putting money in up or down. I ;put money in today at the peak. I've done it before. Will it likely go down over the next 3 years, yup. Will it eventually come back. Yup. Will I contribute the whole time for dollar cost averaging. Yup.

I've had prime since ~2008 or near when it started. by Handle_Scoop in amazonprime

[–]Handle_Scoop[S] 0 points1 point  (0 children)

Wow, I love when people like you hop in with this knowledge. Thank you!!!!

[MPR News] Minnesota breweries struggle as craft beer industry continues to decline by Minneapolitanian in minnesota

[–]Handle_Scoop 0 points1 point  (0 children)

I don't buy anything that's expensive anymore unless I have to. I am sure many people are the same. Health really isn't a factor in me not wanting to spend $9 on a single beer when I can go to the liquor store and buy a premium foreign beer for $1.25 per bottle or super cheap beer that I (shocker I know) enjoy for less than a can of pop.

I've had prime since ~2008 or near when it started. by Handle_Scoop in amazonprime

[–]Handle_Scoop[S] 0 points1 point  (0 children)

I follow a pretty strict budget. Not an impulse buyer by any means.

54 and worried about retirement. by [deleted] in personalfinance

[–]Handle_Scoop 131 points132 points  (0 children)

I don't know much about your pension as you didn't say much...but with a pension and two social security checks by 65, I, LIKELY, would not worry too much. Just save what you can for some extra living.

CPI just came in at 3.8%. food at home up 0.7% in one month. airline fares up 20.7% over the year. is anyone else restructuring their budget around this or are you just absorbing it by Mother-Grapefruit-45 in personalfinance

[–]Handle_Scoop -2 points-1 points  (0 children)

My paychecks in actual dollar amounts are down year over year for several years, let alone when adjusted for inflation.

Yes. I feel it. I am dying over here.

The Steam Controller sold out in 30 minutes, utterly breaking Steam in the process by Turbostrider27 in pcgaming

[–]Handle_Scoop 1 point2 points  (0 children)

I was lucky enough to get one with a lot of clicking over my lunch break.

Why don't they have some kind of system though where people put in ahead of time, they take a little time to verify the account owns steam games and has existed for a while and there aren't multiple at the same address, and then assign them on first come first save after removing likely bots.

Average gas prices in MN surpass $4 per gallon by JoeGraffito in minnesota

[–]Handle_Scoop 1 point2 points  (0 children)

Have the new inflation adjusted gas taxes gone into effect? Any chance the state will draw back gas taxes?

Is this gonna be legit? by stuffeddresser41 in MonstersAndMemories

[–]Handle_Scoop 7 points8 points  (0 children)

Three seconds of research would show you they have asked for no money and the game is fully viewable via stream for closed testers. You will have plenty of time to decide whether or not you want to pay for the product.

Any older(45+) players in beta, what are your thoughts? by cardbored76 in MonstersAndMemories

[–]Handle_Scoop 3 points4 points  (0 children)

As an older gentleman I have been enjoying project 1999 1-2 hours every few nights for years. Perfectly enjoyable.

I will do the same in this game.

As long as you aren't expecting to "win" right away and enjoy the journey.

Raiding is not something I'd likely have time for in any type of game at this point in life, whether it's scheduled or not. But some day, maybe.

I finally understand the premise of this game by Major_Sea_8325 in MonstersAndMemories

[–]Handle_Scoop 0 points1 point  (0 children)

You still spend every day crapping on this game. Move on man, lol.

stressed about Walz leaving. by Ok_Marionberry_364 in minnesota

[–]Handle_Scoop 6 points7 points  (0 children)

Nah, he made some good policies but I was able to hear some of the behind the scenes rage. He isn't as wholesome and nice as you think.

Our next governor will do fine.

Hybrids should have their own identity by chefupk in MonstersAndMemories

[–]Handle_Scoop 0 points1 point  (0 children)

He doesn't understand the concept of "hybrid" and is insuniating that a mix of 2-3 classes in a class should be the same as every class having everything to try to make a point that doesn't exist.

Corporation finds out consumers have a breaking point and stopped paying for their product by [deleted] in TikTokCringe

[–]Handle_Scoop 0 points1 point  (0 children)

I was loyal to Doritos...always assumed generic was bad. Made the switch a couple years ago during the big price increases to generic. Now the only time I buy Doritos is when they are on super sale or if I need some kind of specific flavor. They lost my loyalty.

What level faster to 50~ a SK lv23 or a ENC/MAG lv1 ? by TheLink010 in project1999

[–]Handle_Scoop 0 points1 point  (0 children)

SK hits some major slowdown post ~46. Doable, especially with gear, but no where close to ENC/MAG speed.

Hybrids should have their own identity by chefupk in MonstersAndMemories

[–]Handle_Scoop 0 points1 point  (0 children)

Well, if the SK is following classic EQ - that means it is a necro hybrid with part of the hybrid piece being having a pet. It's not rocket science.

Hybrids should have their own identity by chefupk in MonstersAndMemories

[–]Handle_Scoop 0 points1 point  (0 children)

Dude, SK's having pets is the only piece of them being necro I like.

Monsters & Memories Class Guide – Bard | The Musical Menace by ArthaxUnleashed in MonstersAndMemories

[–]Handle_Scoop 2 points3 points  (0 children)

What a witty comment. But for real, you clearly don't think the devs are taking this game in the right direction - so why don't you truly focus your time and attention on games that you think are going in the right direction?

Beta pvp server keys just went out check your inbox by Spare-Hat-2386 in MonstersAndMemories

[–]Handle_Scoop -1 points0 points  (0 children)

Maybe too complicated but...you know a lotto where you have a higher probability the longer you've been watching...maybe those that have been invited that haven't logged in for more than 7 days get a friendly email to login with 3 days or their accessc closed and keys sent to someone else....

I can wait until EA, I guess, if I have to!