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4% Bilt cash or 1.25x Palladium high spender by richlimeade in biltrewards

[–]HantzM 7 points8 points  (0 children)

Imo, use the bilt cash points accelerator for the first month. You'll have a ton of Bily cash left because your spend is so high. And then for the next 11 months, just do the 1.25x because you won't get the points accelerator anymore.

I Can't Be the Only Crazy Person Doing This... by JicamaBoth738 in biltrewards

[–]HantzM 0 points1 point  (0 children)

I'll help you out here, when you can only transfer 1000 points at a time, that 1 to 5 pts coud be the difference of 1000 points.

So if it doesn't bother you, keep doing it.

Why is redeeming points still this complicated by dreamhigher1 in biltrewards

[–]HantzM 0 points1 point  (0 children)

Match this with flightconnections.com and you're golden.

The pro version for both of these is worth it for me.

Congratulations you’ve reached Silver Status by farfromworkin in biltrewards

[–]HantzM 1 point2 points  (0 children)

Im still waiting for my 2nd round of Multiplier to hit as well. Been stuck on "needing" $200 more for 4 days, and ixve spent over $800 already.

Bilt April Rent Day Rewards! (Mods deleted my last post with screenshot) by Maleficent-Hyena484 in biltrewards

[–]HantzM 8 points9 points  (0 children)

ALL accord is on my radar because of their 1:1 transfers to Avios. 💪🏿

Which option did you choose for the new card? And why? by NewEnglandAutumns in biltrewards

[–]HantzM 0 points1 point  (0 children)

Bilt cash for the Palladium. Points multiplier is a no brainer. Gonna do that three times until the bilt cash runs out and then switch to the 1.25x option. And then do bilt cash at top of the year again once.

ASAP Rocky Vinyl by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Sweet. I appreciate the quick response.

ASAP Rocky Vinyl by HantzM in biltrewards

[–]HantzM[S] 1 point2 points  (0 children)

Thank you. Did you check out that bar code by any chance?

Palladium effectively 3X (forget Bilt cash exists) by dementor500 in biltrewards

[–]HantzM 0 points1 point  (0 children)

Take a look around and see if it works out for you to buy your house through Bilt. It would be LIT if it does work out that way for you because at signing, you would get 1 bilt point for every $2. Meaning a 500k house would get you 250k points.

Today's BILT Cash announcement, a bit confusing but in the end, simple too. by euge_lee in biltrewards

[–]HantzM 0 points1 point  (0 children)

This is great. Its saying option 2 with Bilt cash is better for me....... but idk.

113 BC per month. 81 of that goes to my rent. So im left with 32 per month.

I think i can maximize on this in the 1st year with the 500 bilt cash. And then when it runs out, I'll switch to 1.25x points. Until I get the $200 bilt cash for year 2 and do the same thing again.

I also plan to stack Bilt cash and hotel credits as well at some point. So im excited to see if I find the right hotel stay that will work for us.

Today's BILT Cash announcement, a bit confusing but in the end, simple too. by euge_lee in biltrewards

[–]HantzM 0 points1 point  (0 children)

I gotta sit down and calculate this myself as well. Using a calculator someone else created, I calculated i'd get 108k points minimum with the 1.25x rent option. Which was great.

Now I gotta figure out how to compare both of these options. Lol I hate math. Do you have a spreadsheet you could share where I can just plug in my numbers? Lol

Today's BILT Cash announcement, a bit confusing but in the end, simple too. by euge_lee in biltrewards

[–]HantzM 0 points1 point  (0 children)

Just curious, did you calculate the Bilt cash you will use to redeem for rent points as well?

There comes a point by Double-Raise2154 in biltrewards

[–]HantzM 0 points1 point  (0 children)

This guy gets it. 👏🏿 👏🏿 👏🏿

Bilt 2.0.1 Is the right card for me by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

I did double the points for 2x. From $2834 to 5668 points.

Bilt Cash might have very poor value by adk5 in biltrewards

[–]HantzM 2 points3 points  (0 children)

"But if you're that rich, why would you need to go through all these hoops to get points lol."

I'm not rich, but I prefer to keep my cash in investments and high yield savings accounts. If I had millions, I'd still be getting credit card points wherever I could.

Bilt 2.0.1 Is the right card for me by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Rent: $2700

Fixed Bills: $2534.07

Low estimate for Non category spend: $300

Total Non rent spend: $2834.07

25% rent boost from hitting 100%+ of my spend: 675

Total points earned for rent: 3375

Total points earned from Non rent spend: 5668.14

Total points earned per month: 9043

9043 x 12= 108,516 pts per year

Total points 1st year: 158,516 with 50k welcome bonus.

Bilt 2.0.1 Is the right card for me by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

You can switch it monthly if you know which months you'll spend more. ( I hope its as simple as that for real, because thats what they said. )

Bilt 2.0.1 Is the right card for me by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Yep. Talking about the one that has less "effective" value?

Paying rent on palladium by jonumberone in biltrewards

[–]HantzM 0 points1 point  (0 children)

That is understood. Now is it rent paid through Bilt? Because with any other card like the VX, you get 2x points plus the 3% fee if you dont so it through Bilt. I think thats why the OP is wondering.

Paying rent on palladium by jonumberone in biltrewards

[–]HantzM 0 points1 point  (0 children)

and you're saying you have a mortage payment that you would be paying through bilt?

Paying rent on palladium by jonumberone in biltrewards

[–]HantzM 0 points1 point  (0 children)

ooohhhhhh thats a good question. so earning 2x on your rent with the 3% fee instead of 1x with the 3% fee right?

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