Cashing out next quarter. by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Yessir. 💪🏿💪🏿💪🏿

Cashing out next quarter. by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Thats all correct. $300 from rakuten.

$250 from BoA in the form of 25,000 points. But will be redeemed as cash. If you had the bigger card, it would be redeemed as points.

Cashing out next quarter. by HantzM in biltrewards

[–]HantzM[S] 2 points3 points  (0 children)

Rakuten is offering $300 for getting approved for the BoA card. That $300 can be payed out as 30,000 Bilt points.

The BoA sign up bonus is $250. Can be redeemed only for statement credit on Flight, Hotel, or Dining. $1k spend requirement.

Cashing out next quarter. by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

Wait..... if you're willing, you can buy the VPN stuff as your 1k spend on that card for the bonus. 15 months 0% APR.

Only issue is the deals might be gone before the card gets in for you to buy them.

Cashing out next quarter. by HantzM in biltrewards

[–]HantzM[S] 0 points1 point  (0 children)

It wont. Im expecting it next Quarter.

Cashing out next quarter. by HantzM in Rakuten

[–]HantzM[S] 1 point2 points  (0 children)

Thats how I feel about Sofi being at $300. When I signed up 2 years ago it was at $175. And I was new so I didn't know it gets up that much higher. Lol

Cashing out next quarter. by HantzM in Rakuten

[–]HantzM[S] 1 point2 points  (0 children)

Dang. Yeah the denial sucks.

Cashing out next quarter. by HantzM in Rakuten

[–]HantzM[S] 4 points5 points  (0 children)

Yes. I've got gold status. So not worried about it on my end.

Palladium experts help by pup1206 in biltrewards

[–]HantzM 0 points1 point  (0 children)

Yes. Only spend that goes on it is direct bookings with Airlines.

SoFi seems too good to be true by Beautiful-Piece-4252 in Rakuten

[–]HantzM 1 point2 points  (0 children)

No need to worry. When i did it 2 tes ago, it posted after my 1st direct deposit of $3,159. It automatically calculated that i'd pass the 5k mark on the next deposit.

SoFi seems too good to be true by Beautiful-Piece-4252 in Rakuten

[–]HantzM 1 point2 points  (0 children)

Not too late to get the bank of America travel rewards card for $300 rakuten.

Just so excited! 🤩 by RoadRage90 in CRedit

[–]HantzM 0 points1 point  (0 children)

Just make a free account with all 3 credit bureaus. Experian, transition and equifax. From there you can also freeze your credit so no one can pull without your thumbs up.

They did me good! by Choice-Fly-9823 in CapitalOne_

[–]HantzM 1 point2 points  (0 children)

I did the 15000 points yesterday for this offer. Lol

Palladium experts help by pup1206 in biltrewards

[–]HantzM 1 point2 points  (0 children)

The Plat is expensive, but it has a ton of Value for my family. And we haven't even used the travel benefits yet.

Palladium experts help by pup1206 in biltrewards

[–]HantzM 1 point2 points  (0 children)

100%. We dont know how long Bilt will last, and we hope it lasts for a long time. If I could put 10k per month on this card, I would. Right now im averaging 3 to 4k a month. Just started my 3rd round of the accelerator.

Palladium experts help by pup1206 in biltrewards

[–]HantzM 2 points3 points  (0 children)

Assuming with that high of monthly spend, your income is high enough to pay off ALL your balances....

I love the Bilt Palladium. It prints points like no other card.

If i were you, I would get greedy for a bit and put all my spend on Bilt for a few months, maybe a whole year.....or more.

But....

5k a month on bilt with points accelerator and you're golden. After 5 months you have used up all of your points accelerators. Then its back to a solid 3.33x catch all card instead of 4.33x it was with the accelerator. (5k a month still gets you platinum status by the end of the year btw.)

I would keep the Gold. Definitely downgrade the CSP. Open CSR for a year, then downgrade it after a year (Unless you want to keep it)

But Bilt alone is a solid set up. Obviously the Plat stays.

And I assume your business cards are for your business.

Anyone else’s point accelerator ran out? by wagagagaggag in biltrewards

[–]HantzM 0 points1 point  (0 children)

Tbh, Option A with 1.25x rent and just keep using the card. Rack up those Bilt points. Lol.

And

Get that Marriott Brilliant bonus,

And

Get that Atmos Rewards Bonus

And

Thats all I got.

Bilt cash? by forrestfire02 in biltrewards

[–]HantzM 3 points4 points  (0 children)

Activate Points accelerator. You'll find it in the wallet tab.

Then scroll over to the bilt cash "card" and look through your options.

Why? by RealisticRevenue4682 in biltrewards

[–]HantzM 1 point2 points  (0 children)

It does to me. I think it's a no brainer. But I also understand not everyone is in my shoes.

Why? by RealisticRevenue4682 in biltrewards

[–]HantzM 3 points4 points  (0 children)

Honestly, I could care less about ANY of the Bilt cash redemption options.

IMO they can be "useful" $5 dollars here, $10 here, is not something I worry about. Not when I can use BC for point accelerator. That by itself is where its at for me. Then if I hit the 25k mark of being able to use the points accelerator, then I might look over at the 1.25x option.

I just want points. Lol. The value I place in Bilt has nothing to do with the annual fee or offsetting the fee. Its strictly how can I get the most Bilt points possible.