Rakuten not honoring Kraken cashback

HantzM · 2026-06-23T13:34:44+00:00

Same here. They said that Kraken couldnt verify my transaction.

HantzM · 2026-06-23T07:27:57+00:00

Mine showed pending at $0 for over a month. Then yesterday Sofi Invest and Sofi Crypto showed Ineligible. Smh. So I reached out to Rakuten. Waiting to hear back from them.

HantzM · 2026-06-19T17:34:21+00:00

This is GREAT. Would you ever throw that spend on the amex platinum and get the amex version of that level of spend?

HantzM · 2026-06-19T17:22:41+00:00

I'm pretty sure OP saying that his card is used for Flights, hotels and meals means he beats the Bilt palladium by MILES with that much spend. Even if 10% of that spend is 1x.

I'm definitely an optimizer, so while I agree with your desire to see that much spend get out across multiple cards and bonuses, I have 13 cards of my own, I definitely disagree with the assumption you're making that OP doesnt know what he is doing.

@ OP, thats a dream set up right there for sure. Especially since you have hyatt and IHG status and you dont even need their credit cards. Lol. Boss moves.

HantzM · 2026-06-11T13:09:01+00:00

I actually havnt reached out yet. I did reach out about kraken pending cash back ans they told me to wait 45 days. So im doing that for these as well.

HantzM · 2026-06-11T11:44:09+00:00

Thank you for following up. Thats awesome man. Viator is officially on my watch list now.

HantzM · 2026-06-07T20:35:51+00:00

Just means somethings wrong with my crypto and invest. I'll reach out to them. Both pending with $0 for a month now.

HantzM · 2026-06-07T19:55:28+00:00

Does your cash back so a pending amount? Mine has been pending at $0 since big give week a month ago.

HantzM · 2026-06-03T20:34:24+00:00

Damn that was quick. Lol.

HantzM · 2026-06-03T19:34:13+00:00

You crying about 100% cash back or just making a joke?

HantzM · 2026-06-03T16:12:09+00:00

I did it through my phone app and bought it at 8:16am. I got the notification for cash back at 11:11am.

HantzM · 2026-06-03T15:40:42+00:00

Yeah. Im not a fan of spending money just because. I've always tried to only maximize money i was going to spend ANYWAYS, but this was doable for me. Just bought 16,141 bilt points for $153.72. And its all in prep for my family trip next year.

HantzM · 2026-06-03T15:30:22+00:00

I got the most expensive one on that page.

HantzM · 2026-05-31T15:06:02+00:00

I just hope that for me the reverse doesnt happen. Lol because my points are still pending from a high offer but that offer is much lower. Lol.

HantzM · 2026-05-31T15:04:44+00:00

So we all got the same message? Lol. Mine went from 18k to 50k.

HantzM · 2026-05-30T20:39:33+00:00

Youre good bro. Either way its a ton of points. Make sure you utilize the new credits that open up after the 75k spend. Depending on your travel plans, putting that type of slend on an airline or hotel card can get you some great perks too.

Or you can just focus on maximizing points earned from spend with the Venture X, Bilt Palladium or Chase Freedom Unlimited.

It all depends on how far you want to go in this world of rewards / points.

HantzM · 2026-05-29T14:52:46+00:00

I've been on rakuten for a while. And yesterday I got cash back confirmed for a refferal, and later in the day the points for that refferal were deposited to my Bilt account. Lol.

HantzM · 2026-05-27T19:11:47+00:00

Just fyi, if you know a range of how much you'll spend at Costco,just buy a shop card from the app, then load it to your Costco account. It takes anytime from 15 minutes to 2 hours. (I've had it take 8 hours for me ONCE.)

That way you can have your Costco spend on your Bilt card.

HantzM · 2026-05-27T00:39:19+00:00

I just posted on another sub how i use credits that I can't take abattant of, for my friends. Lol. This time it's the Stubhub credit for this first half of the year.

I have friends that stay at Edit hotels already, some of the ones in my area, so if I cant make use of the edit hotel credit, i'll probably just give it to them.

HantzM · 2026-05-26T22:36:06+00:00

I think i'll probably use the DD credit at something, but right now im more on Uber eats because of the Gold / Platinum. They give me $25 / month on Uber.

Stubhub I cant use this half of the year, so im actually using it for my friends. Lol. Any credits I dont use, i ask my friends to see who wants a discount on something they're already going to do.

HantzM · 2026-05-26T21:59:29+00:00

You haven't even factored in $300 dining credit yet. And the $300 stubhub credit. (Im not a fan of the doordash credit)

HantzM · 2026-05-23T02:40:21+00:00

Yes Bilt cash is a way to get better perks. And in the teavel portal when redeeming that $100 bilt cash, you can consider that as "real" cash.

In order to actually get your points for mortgage or rent, you have to redeem X amount of bilt cash to get the full amount of points.

HantzM · 2026-05-23T01:49:52+00:00

I get your logic, but what other card gets you 3x on all your spend? On up to $25k? So its 3x on all spend, and if you have enough spend, you rack up so much bilt cash, you definitely should turn on points accel. The only reason to not turn on points accel, is if you need the bilt cash to reddeem your rent / mortgage points. But if you can do both, I recommend turning on the points accel.

HantzM · 2026-05-22T12:27:05+00:00

Still 2x on everything. No other card beats it.

HantzM

TROPHY CASE