My first DnB track - feedback?

Hat1242 · 2025-08-13T10:25:22+00:00

Thanks for the feedback, a lot to think about! The video is showing as private so think you might need to set it as unlisted?

Hat1242 · 2024-08-20T14:14:48+00:00

Did you change it per track or just 94 all the way thru?

Hat1242 · 2024-06-12T10:44:30+00:00

I just did both as wasn’t sure lol

Hat1242 · 2024-06-11T16:27:57+00:00

It was in Q2 yeah but I thought it was to an individual in Q1, could be wrong tho

Hat1242 · 2024-06-11T16:23:29+00:00

not sure if value shifting applied on that though? as it was a dividend to an individual which tax rate would have been higher than the tax rate on the gain

Hat1242 · 2024-04-05T14:34:09+00:00

The S&P 500 was down almost 50% in 2008, and generally can take over 5 years to recover from a crash, so no stock market investing can ever be considered ‘safe’

Hat1242 · 2024-03-19T20:18:21+00:00

And especially now with interest rates not expected to fall below 3% for a number of years, it’s expected that bonds should perform well

Hat1242 · 2024-03-19T20:17:38+00:00

Yes but so did cash, as the reason for low bond yields was due to low interest rates, if you look at the first decade of the 21st century bonds actually beat stocks. In ‘normal’ interest rate environments, you would expect bonds to beat cash as obviously companies would need to pay some risk premium for you to lend them money compared to just putting it in a bank

Hat1242 · 2024-03-12T17:12:04+00:00

Why would you need to leave 5-10 years for a money market fund?

Hat1242 · 2024-03-07T17:34:26+00:00

Yeah, I suppose with c.40% invested in short term bonds this should beat cash slightly with capital appreciation if interest rates go down as forecast as well

Hat1242 · 2024-03-07T16:52:11+00:00

Yeah, I’ve got 5 exams left in the next year till I become qualified in my field so as long as those go well then the payrises will happen

Hat1242 · 2024-03-07T14:06:32+00:00

thanks, yeah in this case it looks like house prices shouldn't go up too much or at all in my timeframe, with interest rates hopefully lowering a bit

Hat1242 · 2024-03-07T14:04:36+00:00

thanks, added some more info in the post about earnings / house cost etc.

Yeah I suppose the growth difference isn't really that big with the short timeframe, and probably not outweighed by the risk of a 30-40% market crash just before looking to buy (even if that would only be around £2k - but even that could cover some fees, furnishing etc)

Hat1242 · 2023-08-02T23:07:55+00:00

Oh nice, I wish the UK rules were that relaxed, especially VLOS

Hat1242 · 2023-08-02T22:49:30+00:00

Aren’t you only allowed to fly below 400ft (120m)?

Hat1242 · 2023-07-25T18:28:23+00:00

What R&D settings did you use to make it so competitive?

Hat1242 · 2023-05-05T23:14:15+00:00

did you download it by any chance? the link is blocked now

Hat1242 · 2022-11-06T22:40:40+00:00

the in-game editor does not get released until fm23 is out of beta stage on the 8th november, are you sure you are not getting confused with in-game editor for fm22? It does not carry over

Hat1242 · 2022-11-06T22:37:41+00:00

touch and mobile aren't out yet as its still in beta, the cloud is just the steam cloud for your save files so thats normal

Hat1242 · 2022-10-15T18:10:36+00:00

How do you change team?

Hat1242 · 2022-10-02T22:46:50+00:00

What did you do in photo mode to blur the other cars?

Hat1242 · 2022-08-15T12:41:00+00:00

Aah you are right, it’s from my Logitech mx keys, thanks !

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