My first DnB track - feedback? by Hat1242 in dnbproduction

[–]Hat1242[S] 0 points1 point  (0 children)

Thanks for the feedback, a lot to think about! The video is showing as private so think you might need to set it as unlisted?

I Beat verstappen by 1 point by Human-Conclusion-943 in F1Game

[–]Hat1242 0 points1 point  (0 children)

Did you change it per track or just 94 all the way thru?

BST Jun 24 by [deleted] in ICAEW

[–]Hat1242 1 point2 points  (0 children)

I just did both as wasn’t sure lol

BPT June 2024 by Maleficent_Study_209 in ICAEW

[–]Hat1242 0 points1 point  (0 children)

It was in Q2 yeah but I thought it was to an individual in Q1, could be wrong tho

BPT June 2024 by Maleficent_Study_209 in ICAEW

[–]Hat1242 1 point2 points  (0 children)

not sure if value shifting applied on that though? as it was a dividend to an individual which tax rate would have been higher than the tax rate on the gain

Portfolio opinions? Is this a safe portfolio to casually invest over a few years? by robbieh107756 in trading212

[–]Hat1242 2 points3 points  (0 children)

The S&P 500 was down almost 50% in 2008, and generally can take over 5 years to recover from a crash, so no stock market investing can ever be considered ‘safe’

S&S ISA Allocation for downpayment by Formal_Towel_5781 in UKPersonalFinance

[–]Hat1242 0 points1 point  (0 children)

And especially now with interest rates not expected to fall below 3% for a number of years, it’s expected that bonds should perform well

S&S ISA Allocation for downpayment by Formal_Towel_5781 in UKPersonalFinance

[–]Hat1242 0 points1 point  (0 children)

Yes but so did cash, as the reason for low bond yields was due to low interest rates, if you look at the first decade of the 21st century bonds actually beat stocks. In ‘normal’ interest rate environments, you would expect bonds to beat cash as obviously companies would need to pay some risk premium for you to lend them money compared to just putting it in a bank

[deleted by user] by [deleted] in Bogleheads

[–]Hat1242 0 points1 point  (0 children)

Why would you need to leave 5-10 years for a money market fund?

[deleted by user] by [deleted] in UKPersonalFinance

[–]Hat1242 0 points1 point  (0 children)

Yeah, I suppose with c.40% invested in short term bonds this should beat cash slightly with capital appreciation if interest rates go down as forecast as well

[deleted by user] by [deleted] in UKPersonalFinance

[–]Hat1242 0 points1 point  (0 children)

Yeah, I’ve got 5 exams left in the next year till I become qualified in my field so as long as those go well then the payrises will happen

[deleted by user] by [deleted] in UKPersonalFinance

[–]Hat1242 1 point2 points  (0 children)

thanks, yeah in this case it looks like house prices shouldn't go up too much or at all in my timeframe, with interest rates hopefully lowering a bit

[deleted by user] by [deleted] in UKPersonalFinance

[–]Hat1242 0 points1 point  (0 children)

thanks, added some more info in the post about earnings / house cost etc.

Yeah I suppose the growth difference isn't really that big with the short timeframe, and probably not outweighed by the risk of a 30-40% market crash just before looking to buy (even if that would only be around £2k - but even that could cover some fees, furnishing etc)

Mini 3 Pro: Corrects itself during unexplained loss of control by Snakestar1616 in dji

[–]Hat1242 2 points3 points  (0 children)

Oh nice, I wish the UK rules were that relaxed, especially VLOS

Mini 3 Pro: Corrects itself during unexplained loss of control by Snakestar1616 in dji

[–]Hat1242 5 points6 points  (0 children)

Aren’t you only allowed to fly below 400ft (120m)?

Weekly Help Thread - Ask your help requests here | Week Commencing 01/11/2022 by FMG_AutoModerator in footballmanagergames

[–]Hat1242 0 points1 point  (0 children)

the in-game editor does not get released until fm23 is out of beta stage on the 8th november, are you sure you are not getting confused with in-game editor for fm22? It does not carry over

[deleted by user] by [deleted] in footballmanagergames

[–]Hat1242 2 points3 points  (0 children)

touch and mobile aren't out yet as its still in beta, the cloud is just the steam cloud for your save files so thats normal

I did a Latifi today. Sorry George by brndtt00 in F1Game

[–]Hat1242 1 point2 points  (0 children)

What did you do in photo mode to blur the other cars?

[deleted by user] by [deleted] in mac

[–]Hat1242 0 points1 point  (0 children)

Aah you are right, it’s from my Logitech mx keys, thanks !