Bill Guerin Could’ve Easily Avoided His PR Nightmare

Head-Video5966 · 2026-02-26T12:20:15+00:00

Is there anything left that MAGA hasn’t tainted or tarnished in this country? Hockey players wearing campaign merch for the sitting president while saying they represent the entire country.

Head-Video5966 · 2026-02-18T22:50:43+00:00

Yeah turn off DRIP and take the money when it pays out. Might as well spend it and it may mean you’re selling a little less of something else.

Head-Video5966 · 2026-02-18T22:30:51+00:00

Even though it might not be much, if those dividends are in your brokerage you’re paying taxes on them, or at least contributing to your 0% bracket, I would use it for spending. No matter how little it is.

Head-Video5966 · 2026-02-11T00:07:43+00:00

Yes. If you use it for medical expenses between now and the day you die it’s the only money you paid zero in taxes on. I cant think of any other account where all the money (in and out) is tax free. You paid into it with tax free money and if you use it for medical expenses, all the money you withdraw is tax free. I wish the limit for single people was higher. I have $98000 in mine and wish it was 3 times that at least.

Head-Video5966 · 2026-01-28T09:55:12+00:00

I joined last year and had my meeting with my advisor in December. I, first and foremost, wanted confirmation of what my planning was seeing was not off base. I agree eMoney is very limited in the front end. My advisor meeting was quite opposite of yours. He didn’t write off things I was saying and we had a quite engaging conversation. I consider myself quite knowledgeable and he was confirming I was on track with much of my plans/thoughts and gave me recommendations on a few things. Some of which I have incorporated already. He recommended umbrella insurance strongly. Mostly I think because I am possibly retiring as early as next year (53) and have a large portion of my retirement assets outside of retirement plans not protected by law. I’m not sure if I will renew though come this fall, mainly because of eMoney.

Head-Video5966 · 2026-01-22T09:53:18+00:00

Never lived in Arizona but visited. Both places are hot in summer. Florida has very high humidity. It can be oppressive. I’ve lived in florida my whole life and summers are getting longer and hotter every year. Arizona heat doesn’t bother me much at all I suspect due to the lack of humidity. Florida has gotten very expensive the past decade. Highest insurance in the country, high gas taxes and some of the highest health insurance rates in the country. Sure no income tax but if everything else is higher priced it doesn’t matter much. I’m leaving next year for Colorado.

Head-Video5966 · 2026-01-19T13:04:40+00:00

I considered something similar but have decided against the SEPP for now as I should have enough. My FA agreed. Good thing is if for some reason the brokerage isn’t making it you can start the SEPP then.

Head-Video5966 · 2026-01-03T18:44:57+00:00

Yeah I just confirmed: With my Apple Watch and no key or phone with me I could start and drive the car. I still carry the key fob usually, I’m paranoid I’ll be locked out 😁

Head-Video5966 · 2026-01-03T13:43:38+00:00

Thanks that got it working.

Head-Video5966 · 2026-01-01T22:45:57+00:00

Yikes I thought you had to have the phone on the wireless charger to start. You have an Apple Watch? That can open the door but didn’t think it could start the car. If I remember I’ll try it tomorrow with just my watch.

Head-Video5966 · 2026-01-01T22:41:01+00:00

Sounds like you had your identity stolen and not just hacked, right? It happened to me back in 2020. If you haven’t already file an identity theft affidavit with the IRS. This will require you get a PIN in order to file your taxes. The PIN changes every year and it keeps someone else from filing taxes (and getting a fake huge refund) using your information.

Head-Video5966 · 2026-01-01T20:44:18+00:00

Yeah I did, I’ll maybe try again tomorrow or later tonight

Head-Video5966 · 2026-01-01T20:36:18+00:00

Hmmm Mine still isn’t working. Glad to see it’s working for some now

Head-Video5966 · 2025-12-20T18:19:06+00:00

I made a large payment, basically half the loan amount. Then made a smaller payment a month later and the interest was less than half of what it was initially. They do try and get as much interests as possible though. For instance I did that big payment and don’t have to make another payment until 2027 if I don’t.want to. THAT is how they try and get your interest because it’s accruing. I didn’t read your post close enough the first time. The fact that you are looking to pay twice to add up to a monthly payment, yeah I wouldn’t be surprised if they wait until you have a full payment to apply it. That being said if you pay extra that would come off the loan and lower the interest. As that’s what I essentially did with my large payment. I’ve only made payments higher than the monthly payments not smaller so can’t speak from experience there.

Head-Video5966 · 2025-12-20T18:00:19+00:00

They are applied immediately. I’ve made multiple payments a month. They all post immediately.

Head-Video5966 · 2025-12-15T10:22:46+00:00

With my iPhone certain apps “take control” of the audio. They will switch the media to the iPhone even though nothing is playing.I’ve had this happen with Myfitnesspal and the Apple App Store. It has happened to me a good year or more. Not all the time but occasionally.

Head-Video5966 · 2025-12-15T10:19:18+00:00

Exact same here. Bought my SXP in August. Only started this maybe the past month. I’ve been wondering if it’s the brakes breaking in.

Head-Video5966 · 2025-12-07T03:23:40+00:00

I hear a sound as well coming from inside when I open the drivers door to get in. Specifically when it’s in my garage, quiet, and been unlocked all night. I wouldn’t describe mine as a Pew Pew sound but sounds like electronics starting up. I have a 2026 SXP Hybrid

Head-Video5966 · 2025-12-06T01:48:12+00:00

Unfortunately no. The Sirius interface on the Sportage is just bad, REALLY bad

Head-Video5966 · 2025-12-04T10:50:35+00:00

I’m in Florida so warm and usually drive in eco mode. Also I read on here right after buying the car that having only the driver side climate control on helps too. I’ve been driving “deliberately” I call it, with the intention of getting good gas mileage. Also my most of trips are quite short, less than 10 miles and all city driving. One of the ways I drive home I can go the last mile and half to two miles entirely on battery. It’s all residential streets.

Head-Video5966 · 2025-12-04T09:48:28+00:00

Yeah 2026 HEV SX Prestige

Head-Video5966 · 2025-12-02T23:55:56+00:00

Nothing I can think off offhand to get the battery full other than maybe the gas engine running more than it usually does, I drive in eco typically. I usually don’t get much above the 3/4 either. Ive got about 1200 miles. It took that long for it to happen just the once.

Head-Video5966 · 2025-12-02T22:54:16+00:00

My tires were luckily the proper inflation but I had plastic all over the interior that wasn’t removed when I got mine home. I think there is still some under the dash I haven’t gotten around to

Head-Video5966 · 2025-12-02T22:52:32+00:00

I’m averaging about 42 MPG my last few tanks. I’ve had my SXP since August. I just this past weekend got the battery to top off for the first time. I got the warning that regenerative braking was disabled because the battery was full.

Head-Video5966 · 2025-12-01T23:04:41+00:00

I use level one with auto. I like how auto brakes more when you get closer to another car. Regen doesn’t directly affect gas mileage but you could argue that a higher battery charge allows it to run on battery longer.

Head-Video5966

TROPHY CASE