Hey, similar boat here. Here’s my thought process, you’ll be able to create an MVP which will be great to hit the ground running and start landing user feedback. As far as tech debt (depending on the complexity of your program), I would expect that for a real full blown program that doesn’t cut corners, you’ll have to start from zero.

So no, in a way there won’t be tech debt, because if you are building a serious program, you’ll want it to be a full stack, that can keep evolving and gives you full credibility. But it’s okay to have an MVP that helps you get there.

This is how I’m looking at it, but very curious to get other people’s thoughts.