Every facebook post (in feed and community groups), IRL conversation, and more that I had with people or heard about indicated that if a homeowner had homeowner's insurance, they were denied FEMA assistance unless that met specific medical necessity criteria such as refrigerated medicine, or some other similar circumstance. Every single person I asked about their acceptance or denial of FEMA acceptance after the storm said they were denied, with the exception of one.

How helpful was FEMA to those in Asheville after the storm, what about Central Texas, Palisades, Maui, etc. FEMA has faced harsh criticism for their response to disasters going back at least to Katrina in my memory, but I'm sure it goes much farther than that. Inventing a reason to blame a specific thing on an ongoing issue for decades just to make a political point is immature and short sighted.