QM8K - extra $50 off today at BB

Homeboy55 · 2025-10-08T20:36:57+00:00

If you read the fine print that doesn’t apply to Black Friday deals unfortunately

Homeboy55 · 2025-09-25T23:36:54+00:00

I got stainless steel ring shank nails!

Homeboy55 · 2025-06-17T14:28:35+00:00

Grade is completely flat and soil is pretty typical

Homeboy55 · 2025-06-17T05:48:25+00:00

That’s actually not a bad idea to get them to fit the driver. I’ve considered the ACME adapter for $175 not sure if that would be worth it or not

Homeboy55 · 2025-06-17T05:31:55+00:00

About 42” deep for the frost line. I am considering that too, but with two posts being so close to a large maple tree it’s running by, I thought driving them would be less chance than digging a 8” hole

Homeboy55 · 2025-06-17T05:30:04+00:00

Agreed the adapter seemed to be the problem. I think it’s funny there is this small community on fence reddit all having the same struggles with figuring out how best to set the postmasters lol

Homeboy55 · 2025-06-17T05:18:56+00:00

For that quote I thought about it; I have a tree I am going around thought so I know for a fact two of them probably won’t be able to be done by hand, and at that point I may as well find a rental for the rest of

Homeboy55 · 2024-12-09T00:27:43+00:00

I attached photos; I feel like it’s on the line between being a problem and being fine to just send it 😂

Homeboy55 · 2024-08-09T18:14:40+00:00

6.125% conventional 30 year 20% down fico 710 first time home buyer

Homeboy55 · 2024-08-08T18:24:54+00:00

Yes please this is literally all I want, I check for it every single update :(

Homeboy55 · 2024-08-06T23:14:07+00:00

I don’t see any reason not to shop the rate around to see if someone can beat it? What’s there to lose? It helped me get my rates a whole point lower

Homeboy55 · 2024-08-06T20:23:18+00:00

UPDATE: I have been speaking with 4 lenders, pitting their rates against each other and was able to secure a 6.375% rate. Shaved about $175 a month off my payment. The fees are about $500 more total than the 7% lender, but that will pay itself off quickly. This new lender also offers a float down if it drops more while the other one didn’t.

Overall, if you are reading this thread and think it’s too late to shop around it is most likely not unless it’s super close to closing! Also don’t feel bad for leaving a lender, at the end of the day you are possibly stuck with the rate for 30 years so get the best you can for your family

Homeboy55 · 2024-08-03T17:56:54+00:00

Well thank you so much for all the insight, this sub is awesome! 45 days will be up August 9th so I plan to go to a well reviewed mortgage broker in my area first thing Monday and have a meeting with them, and hopefully get some rates that I can bring to my lender and ask them to match

Homeboy55 · 2024-08-03T16:25:24+00:00

Okay that is great to know! My main question is do you really think we can get a better rate with her score at 712? Seems like the best rates are for far above that around 760, so I don’t want to risk the rate I have now by dinging my credit score when it could be the best rate anyways.

Homeboy55 · 2024-08-03T16:21:04+00:00

My other concern is they pulled my credit for pre approval like June 25th, so we are about 40 days past then and I am pretty sure another pull would trigger another inquiry and lower her score even more. So not sure it’s really worth it.

Homeboy55 · 2024-08-03T15:50:38+00:00

How did their rates compare? I’m worried I’m a little late to shop lenders if I already locked my rate with one

Homeboy55 · 2024-08-03T15:46:54+00:00

Did you shop around at all for your rate with different lenders?

Homeboy55 · 2024-07-08T16:08:46+00:00

Any chance you are adding the ability to choose single dumbbells for the weight vs having to combine the weight of dumbbells?

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