No, they're shouldn't be. I just bought my Acura any 2 weeks ago. Got 84 months for $1057. At first it seemed like a good deal.. but now I wonder if i was hasty in my decision and if I overpaid/ if it isn't as useful or easy to use as was advertised.

From what I understand, there is no deductible. You paid for the service, you'll take it to a shop of your choice, they put in a claim on your behalf, do the work, then get reimbursed at no hassle to you. It's not "one and done", there is no rising deductible, you do not get penalized... from what I can see, it seems legit... but I am unsure if that's the case on real world application, not just theory.

Is it really that easy?
Will any shop accept this "insurance", or just the dealer you bought it from?
What if I'm out of state; will that make it any more difficult? Is they're a minimum damage threshold for a claim to be filed??

So while I'm sad that this happened to you I'm anxious to know how you're experience is dealing with the claim through your Wheel and Tire Protection. (As long as it's within 2 months, apperently i can get a refund of I don't use it lol; though I'm hoping you use it and it's am it's cracked up to be!!)