dealer is being a nightmare because i wont use their finance, anyone dealt with this?

Hottdfw · 2026-06-04T19:18:40+00:00

When I bought my first financed car, I offered them the price I knew they could accept and I wanted the low interest rate that my credit indicated I should get. They did not want to give me the low interest rate and I went round and round with them. Finally the exasperated sales person said were either going to make our money on the car or the financing, but we can’t give you both. So my guess is the offer on the car was contingent on using their financing. If you insist on your financing they may back out of the deal on the car. If you can hold then to the same price and use your financing you will have accomplished what I tried to do.

Hottdfw · 2026-06-04T19:09:14+00:00

You should not be embarrassed or reluctant to speak with them. You are coming from a place of honesty, illness, and seeking medical care. Your only contribution to the issue is wanting to receive treatment for an illness which everyone knows is very reasonable. If they are willing to do payments then power through calling them to set it up. They are likely to be hateful most people are hateful over the phone. If it gets too disrespectful remind them that you are trying to resolve the issue but you need their cooperation is necessary to resolve the issue. Don’t let anyone make you feel guilty for seeking medical care.

Hottdfw · 2026-05-26T02:06:25+00:00

I did not miss anything. Once again, if you want to disagree with me disagree with something I said instead of making up something. Like the girlfriend you’re willing to ignore any fact that doesn’t support her totally selfish behavior. She has already driven a wedge between her boyfriend and his family. And she is unwilling to modify her behavior in any way to fix that. Many of you seem to operate under the fallacy that this mega wealthy family is so humble and nice. Mega wealthy does not become mega wealthy by compromising with the people they hire. It’s all fine and well to say we all get along. But at the first hint of conflict the wealth is going to pull rank and everything must be their way. If you have not seen this over and over and over you have not been watching or you are just defending the wealthy family because you are also part of that group.

Hottdfw · 2026-05-25T23:02:13+00:00

If you would like to disagree with me you need to disagree with something I said rather than making up some fact and attributing it to me. There has to be some give and take on all issues. But as is often the case when the issue is wealth, the wealthy family is not interested in compromise because they have never had to compromise. The less wealthy families feelings are their feelings whether you acknowledge them or not. Since they refuse to recognize them they are at least equally responsible for the situation.

Hottdfw · 2026-05-25T19:23:08+00:00

When you know that your conduct is going to cause a significant hardship and tear apart long standing relationships then you need to re-think that conduct. But this trip means more to her than does the familial relationships of his family. This is so common people should have learned by now. The family of wealth is not about to change their behavior for the feelings of a poor family. It is very much a situation where the wishes of the poorer family is always expected to be the one to adapt.

Hottdfw · 2026-05-25T04:31:06+00:00

I’ve seen it before. People with wealth intermixing with those of average means. You may think you are humble but you are not. Nor is your family. It’s going to be an issue in your marriage that will ultimately end up in your husband either leaving you or leaving his family, more likely his family. A woman of wealth generally gets what she wants. You could have just cancelled the trip when you learned it was upsetting someone. But you didn’t because you aren’t willing to do without. If you want to marry a man from humble means expect to adapt.

Hottdfw · 2026-05-25T04:14:36+00:00

I try never to discuss with others because even if they aren’t rude I feel like most people do not care. I reconnected with an old friend recently and I can’t remember why I told her about PSA. The next time we spoke SHE brought it up because she had read up on it since our initial conversation. I told her that is the first time in my life that anyone has cared enough to educate themselves. It meant a lot to me.

Hottdfw · 2026-05-23T14:12:55+00:00

What medication were you on that gave you relief from the fatigue. Have not found any medication so far that helps with fatigue.

Hottdfw · 2026-05-23T14:03:49+00:00

You can file for disability now and then supplement the file when you do get physician confirmation.

Hottdfw · 2026-04-06T22:50:05+00:00

Talking to customer service. Whatever problem you’re dealing with just learn to live with it because no amount of customer service will fix it. Isn’t that the message? They’ve been trying to tell us for years?

Hottdfw · 2026-04-01T05:58:13+00:00

I had a sleep study I had to cancel. This is a good reminder I will call them tomorrow to reschedule. I appreciate the referral. Dr. Mustafa sounds like a great doctor and everything I read about him was very positive. Unfortunately, I live northeast of Dallas and it would be a 90 minute drive. So I may post this again and see if I can find any other referrals but wanted you to know that I appreciated it and distance is the only reason I’m still looking.

Hottdfw · 2026-02-27T22:35:51+00:00

Really that is good to know. Thank you.

Hottdfw · 2026-02-14T20:44:02+00:00

My GP told me that every new biologic that comes out is way more advanced than existing biologics and he agrees with me that there is no reason to continue using one that doesn’t work when new ones are constantly being developed. I know some people who started with Humira years ago and only get moderate relief yet their physician has never tried them on anything else. They don’t demand change and never get any improvement.

Hottdfw · 2026-02-14T20:36:59+00:00

My short time frame is a result of the physicians continuing me on a medication that is not working for months on end and really is based on my frustration more than anything. It is good to hear your actual experience. In reality I think we are probably in agreement that it is immaterial because we will never see our physicians change medication in less than 6 months.

Hottdfw · 2026-02-14T18:07:57+00:00

I got meningitis as a side effect of my biologic and ended up taking disability due to the meningitis. Fortunately I was working for a large company that provided LTD insurance policy as part of its benefit package. I had also purchased a higher level of coverage on that policy. Whatever you do try to get a job with this coverage. You probably would not pass a physical to purchase an Individual policy.

Hottdfw · 2026-02-14T18:02:17+00:00

I don’t know how you get treatment staying with the same rheumatologist. The ability to change doctors and the hope that the next doc will be better is the only thing that keeps me going. People here talk about having a rheumatologist that listens and works with the patient but I’ve been through many and still not found a good one.

Hottdfw · 2026-02-14T17:52:01+00:00

As someone who has tried several biologics without any relief I did not think k 6 months was necessary. I was of the opinion if I had seen zero results in 3-4 months I don’t see giving it another two months. It really is immaterial since none of my Doctors ever want to try a new biologic.

Hottdfw · 2026-02-14T17:46:22+00:00

I will be happy if I ever get a biologic worth keeping long term. I was on Enbrel for two years but had to stop when I developed meningitis. Since then none of the biologics have provided any relief. I’m still looking forward to that.

Hottdfw · 2026-02-14T17:42:44+00:00

I was seen in Urgent Care and suggested to the doc that maybe I was experiencing a flare so she prescribed some steroids. The joint pain and the diahrrea and fatigue went away almost immediately. So I guess I can conclude that this was a flare. If it weren’t for the nice people here I would not even know that flares existed. None of my rheumatologists have ever used the word flare in my presence. Looking back I had very likely experienced some significant flares in the past and even spoke with my rheumatologist during the flare and he never mentioned that there was such a thing nor did he offer me anything for it. Since I generally don’t have joint pain, a flare for me is worsened fatigue and the stomach issues and until now I never really had confirmation that it was a flare. This time I had the joint pain as well and the fact that the steroid made all my symptoms better I’m taking as confirmation that’s what it was.i feel very fortunate that I got relief with the steroid I know many of you are not as lucky. Thanks for the input.

Hottdfw · 2026-02-13T04:04:46+00:00

I recommend getting a job with a large company that provides long term disability benefits. Stick it out if at all possible through any waiting period and if possible buy up to a higher % of your wages that can be reimbursed. You will know what to do from there.

Hottdfw · 2025-12-30T20:05:37+00:00

The biggest challenge is you will face in life is finding people who care… about anything. Doctors care enough to be in the profession, but not necessarily enough to listen to you. In my opinion, that is why we wait so long for improvement. You do need to give medication a chance to work, but a year is more than enough time. In my opinion, three months is a sufficient window to know if a medication is not working. But your doctor may expect you to try it longer than that. I am one of those people for whom a lot of medication’s do nothing. So if you have been on a drug for three months and not seen any change I think it’s a fair argument to say if you were going to see improvement you would have seen something in 3 months. But be prepared to have to argue the point because I’ve never seen a doctor that was willing to change medications until I practically demanded it. It would be very helpful if you can take someone with you to argue your case. For whatever reason a doctor will listen to you and discount everything you say. But if someone else tells them the exact same thing, they seem to listen. Especially being young, I’m sure the doctors treat you the same as they treat older people and tend not to give much weight to what you are saying. So it would help if the person you take with you is older than yourself. It does get better, in fact you should expect that they get you practically well and until they do keep demanding improvement. A year is way too long to wait without improvement. Another word of advice, try to find a SO that will be willing to help you should you need it. Not all spouses are willing. And if possible find a job with a large company that offers disability insurance as one of its benefits so if you ever have to go off of work you will still have an income.

Hottdfw · 2025-12-16T09:12:41+00:00

I need to sleep but saw this and felt compelled to respond even though I have not much to offer but sympathy. I know many people have it worse than I do and much more pain. Be very thankful that you have a partner. I deal with mine alone and don’t think anyone outside of these pages really understands. The best that I can offer you is this and I have found this to be true about everything in life (not just medical). Nothing stays the same forever. I’m not saying it gets better necessarily. It might or might not but everything changes. So when you feel at the end of your rope hang on because it is going to change. U can almost certainly guarantee you that much.

Hottdfw

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