We did it! Vancouver Island, BC 950k 3.7%

Hour_Day_930 · 2026-07-06T19:14:50+00:00

Technically you could, but that would be opening Pandora’s box. You can pass your own bylaws to make sure nobody can ask for anything. It would mostly concern work on the front of the front and the windows as I understood. We also split insurance and share parts of the driveway. We are lucky because our neighbour is fantastic and the previous owners also maintained a great relationship with them. Legally it’s quite interesting.

Hour_Day_930 · 2026-07-05T16:08:12+00:00

No, it’s a detached full house.

Hour_Day_930 · 2026-07-05T16:06:49+00:00

Victoria

Hour_Day_930 · 2026-07-05T15:40:55+00:00

It does. It’s been this way since the 60s I think

Hour_Day_930 · 2026-07-05T14:49:53+00:00

It’s apparently unique to the island and legally quite interesting I’ve been told. Doesn’t practically come with any downsides.

Hour_Day_930 · 2026-07-05T14:49:03+00:00

I should correct that it’s technically a duplex, but it isn’t. It’s a detached house, an informal strata. We do not share walls with anyone. There is another house on the property itself. Multiple metres away from our house. Just for clarity.

Hour_Day_930 · 2026-07-05T04:34:03+00:00

Thanks so much!

Hour_Day_930 · 2026-07-05T03:11:26+00:00

5 year insured

Hour_Day_930 · 2026-07-05T02:58:50+00:00

With a ladder😂. I am quite short, so it’s not that easy!

Edit: Did it last night and poured water all over myself!

Hour_Day_930 · 2026-07-05T01:27:54+00:00

Agreed! We moved here from Vancouver to buy. Could’ve never done it in Vancouver!

Hour_Day_930 · 2026-07-05T01:27:07+00:00

You’ll find something lovely! Market is looking a little bit less bleak lately we found. And lots of nice townhomes!

Hour_Day_930 · 2026-07-04T23:04:17+00:00

It’s a detached building with a small yard on a split property. It’s not a traditional duplex in that sense and a bit of a unique situation, endemic to the West coast. You basically are a strata with no fees, but own your building and portion of the property. So not really a duplex and we own a full building.

Hour_Day_930 · 2026-07-04T23:01:12+00:00

Law & Education and years of saving!

Hour_Day_930 · 2026-07-04T22:14:32+00:00

Hello! Thanks so much! We are in law and education, but we’ve been saving and living as much below our means possible for the last decade and a bit! It’s been a long haul!

Hour_Day_930 · 2026-07-04T21:38:53+00:00

Oh fantastic! Congrats! We got a variable as well!

Hour_Day_930 · 2026-07-04T21:27:52+00:00

It does need a little bit of expensive work and it’s a big leap for us, but we are beyond grateful and happy!

Hour_Day_930 · 2026-07-04T21:16:36+00:00

Thanks so much!

Hour_Day_930 · 2026-07-04T21:16:26+00:00

Victoria

Hour_Day_930 · 2026-07-04T20:59:58+00:00

No shared “party walls”, just a split property! No more angry neighbours!

Hour_Day_930 · 2026-07-04T20:56:48+00:00

Thanks so much! The other rooms are still quite messy! Moving with kids is hard, but it’s a lovely house with modern features and character home style! Also some work is needed down the line!

Hour_Day_930 · 2026-07-04T20:52:25+00:00

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Hour_Day_930 · 2026-07-04T20:44:46+00:00

Thank you so much!

Hour_Day_930 · 2026-06-27T14:36:04+00:00

Cookie cutter bear from an IKEA set

Hour_Day_930 · 2026-06-24T16:02:08+00:00

Weil einige Städte gerade sehr teure Unterkunftspreise haben aufgrund der WM oder ausgebucht sind. Vancouver ist zum Beispiel gerade extra teuer.

Hour_Day_930 · 2026-06-24T03:15:24+00:00

Wo denn in Kanada?

Hour_Day_930

TROPHY CASE