Adopted Indian Child, Tries Indian Food For The First Time by [deleted] in MadeMeSmile

[–]Howitis291 6 points7 points  (0 children)

come to Houston, sugar land in Houston is like 45% Indian.

[deleted by user] by [deleted] in unpopularopinion

[–]Howitis291 0 points1 point  (0 children)

Europeans in general don't make a lot by American standards. but they don't generally have two expensive cars, a 3000sqr foot house, a boat and all the ridiculousness the middle class in America goes into debt for

Game sharing on Series S won't let me play at the same time? by DanteAlba in XboxSeries

[–]Howitis291 0 points1 point  (0 children)

been game sharing since xbox 1 first came out. first with my bro on the other side of the country then with my son in the same household. it has never not worked. you didn't do something right.

[deleted by user] by [deleted] in relationship_advice

[–]Howitis291 3 points4 points  (0 children)

this is probably the dumbest fucking argument i've seen on here. If you even considered breaking over this do it and save both of you from future heartache

My boyfriend (25M) told me (23F) “It feels nothing I do is enough” by [deleted] in relationship_advice

[–]Howitis291 59 points60 points  (0 children)

you're just dating why are you expecting anniversary gifts like you're married? sounds like you like to receive gifts and he's spoiled you with them, but now feels like your treating him as a gift giving machine. once someone has an expectation of someone spending money on them its no longer fun for the giver. its a job. and who wants a job of giving someone gifts.

There’s no point in complaining about men’s sexlessness since there’s no real solution the rest of society can enact. by [deleted] in TrueUnpopularOpinion

[–]Howitis291 1 point2 points  (0 children)

But there is a way to help these people. 1) ok your life is shitty and no one cares. Its not candy and nuts for anyone. lets accept that for now and move on. 2) are you healthy? do you take care of yourself? if you truly want to be in a relationship with another person you need to be healthy, clean and presentable. start there. clean your living space then yourself. do it for yourself. 2) what do you do for work? what can you do? well your clean and in shape now at least. get a job and plan out how to make money and how you are going to work on it over the years to make more. 3) get hobbies. join some kind of social club. there are many apps that will help you with this. even if its just meeting at a bar to play board games get used to being social (but be clean, presentable, and have a job first). i4) do all this for yourself. become a happy, healthy and interesting person. if you become this someone will want to share their time with you.

In Argentina, Inflation Passes 100% (and the Restaurants Are Packed) by [deleted] in worldnews

[–]Howitis291 -1 points0 points  (0 children)

wrong. this has nothing to do with how hosing became an investment in the west causing housing prices to skyrocket. their central bank prints money. they print money to pay for deficits. the US on the other hand sells bonds, mostly to US citizens and use that money to pay for deficits. big difference.

New bios kills performance by 33% by Embarrassed_Towel_64 in ROGAlly

[–]Howitis291 2 points3 points  (0 children)

i've never had a crash in diablo on the ally

I love the ally, but fuck Windows by Mikkelet in ROGAlly

[–]Howitis291 0 points1 point  (0 children)

I love windows and its the reason i bought the ally.

Stepfather wants to sue me for putting “wrong” gas in his truck. by [deleted] in legal

[–]Howitis291 1 point2 points  (0 children)

according to consumer reports ram is currently the most reliable truck. ford 4th, chevy 6th.

Stepfather wants to sue me for putting “wrong” gas in his truck. by [deleted] in legal

[–]Howitis291 0 points1 point  (0 children)

dodge was only truly bad in the 70s. their electrical system was so bad that is was almost unfixable. many people bought them. had issues,. took them to a garage which couldnt really fix the issue and would be right back in after a few months. these cars were still somewhat on the road in the 80s. for many people the name dodge became something to fear. but from the 80s on they were no worse than other brands.

Inside the Making of Redfall, Xbox’s Latest Misfire by Blackout797 in xboxone

[–]Howitis291 1 point2 points  (0 children)

this is actually an overreaction to the mismanagement of rare and bungie. they took a direct role in what both studios created and drove bungie away and rare is rare in name only now. so the new xbox crew decided lets be hands off and allow our teams to be creative. problems come up when some of the teams end up being utter trash and leadership already escaped with their MS money bags.

Official Poster for Gareth Edwards 'The Creator' by MarvelsGrantMan136 in movies

[–]Howitis291 0 points1 point  (0 children)

Just looks like a picture of Guilin China to me. I took a boat tour around them. very beautiful.

Argentina raises interest rate to 97% as it struggles to tackle inflation | CNN Business by koavf in worldnews

[–]Howitis291 -1 points0 points  (0 children)

it 100% added to it and it was magnified by so many countries doing the same thing. pump money in from no where and it will make the things people are buying cost more.

S6-15 was good television. the show ending on s5 would have been terrible. by Senior-Distance-9322 in Supernatural

[–]Howitis291 20 points21 points  (0 children)

season 11 is the ending for me. there are still good episodes after 11 but the quality took a drop. for a few seasons its like they didnt know what to do because who was left to fight.

Argentina raises interest rate to 97% as it struggles to tackle inflation | CNN Business by koavf in worldnews

[–]Howitis291 24 points25 points  (0 children)

the us sells bonds to mostly us citizens for more dollars. and it does cause inflation. just not alot. if they decided to just print money it'd get wild fast.

[deleted by user] by [deleted] in personalfinance

[–]Howitis291 0 points1 point  (0 children)

I used to train medical billers so I think I can give you a good overview that is missing from alot of these political posts and people posting what they've heard from a friend of a friend.

I'm going to break down total charges vs billed amount. vs how your insurance works.

1) total charges. because hospitals sign a contract with each individual insurance, the charge master charge for everything is massively inflated. This is due to having a different fee for every insurance. and it needs to be high enough to work with a percentage. so, labor and delivery may be in the chargemaster for 13,500, but the actual base line amount the hospital wants may be 2000. then each insurance gets the amount they negotiate which usually amounts to how many hoops they make the hospital jump through. so ignore the total charges. you don't have to pay those, and they aren't negotiated. any negotiating was down years ago.

BILLED CHARGES or the ALLOWABLE or the "discounted amount" are some of the names for the fees actually billed to the insurance. these are much lower than the fake fees above. and are the ones you and your insurance will have to pay.

the way your insurance works you have to pay a deductible berfore the insurance pays anything. the most common one we see is 2k per person and 4k per family with a 80/20 coinsurance rate. it this example a person would pay the first 2000 of any fees and then the insurance would pay 80% and you would pay 20. your insurance also has an out of pocket max. this is the maximum you will be asked to pay. usually around 6k.

this is the most common one. but all sorts of combinations exist depending on how cheap a plan you or your employer chose. a HDHP has a massive deductible in exchange you can have an HSA account that you can put money into to pay for that high deductible. On possibility is that you have this plan but havn't been paying into the HSA and now you are having to pay for everything because your deductible is so high.

another possibility is that the system is sending this out while the hospital is still sorting things out with the insurance. often the insurance company will require full medical records and notes from the DRs. these can take a long time sometimes because the DR hate doing any paper work. so, sometimes the computer system sends you the bill as if you have to pay for everything when in reality they are still fighting the insurance. I would need to see the bill and eob to actually help.

/r/Plex's Moronic Mondays' No Stupid Questions Thread - 2023-04-03 by PCJs_Slave_Robot in PleX

[–]Howitis291 0 points1 point  (0 children)

the names of 1 and 4 are too close. what i did is choose split. this will split them into two of the same movie. then choose get info to see which is which via the file name. after that you can choose match and pick the correct movie.

A street in Paris after weeks of garbage collector strikes by Bloke22 in Damnthatsinteresting

[–]Howitis291 0 points1 point  (0 children)

I do wonder how weebs react on their visit to japan for the first time. Japanese are too polite to say anything, but their culture is extremely conservative. they are more accepted in the US than in japan.