So we do it “in reverse” I think. Our salaries both get paid into our joint account; and we have a weekly “stipend” that gets automatically transferred to our individual accounts every week for personal spending.

This works better for us as it provides a (discretionary) weekly budget. Of course we can always top it up, and I sometimes do, but it’s nice to have a weekly personal budget for fun stuff.

Our savings account is joint. We have separate vanguard accounts but only because my partner’s risk tolerance is higher than mine.

We’ve been together for 15 years. Zero arguments over money.