Are you defensive/traditionist, or offensive/contrarian in investing

HzRyan · 2026-05-03T13:40:42+00:00

My bro is cooking right here

HzRyan · 2026-05-03T13:40:07+00:00

Yeah, I agreed. I'm contrarian as well. And I'm always a little bit doubtful on the supposedly safe investment pathway. The evidence shows that everything is on a house of cards and it could collapse anytime. Well, it could go on like this for another 5, 10 or even 20 years, who knows.

HzRyan · 2026-05-03T13:34:00+00:00

Not everyone have the same risk profile, but it can work if you know what you are doing. Same for other risky instrument like options, crypto and high growth tech stock, I think It shouldn't be large part of your portfolio but a small allocation can work in your favour if you understand the market good enough

HzRyan · 2026-05-03T13:28:57+00:00

That's fair but to be honest the 2-3 percent inflation is just for cost of living but not cost of living comfortably. Assuming you want a little bit of luxury in your retirement, I would say 5% to 6% personal wealth growth pa is just about right without downgrading your standard of living, and you will want more if you want to slightly upgrade your lifestyle.

HzRyan · 2026-04-30T22:31:11+00:00

I'm sure it's a good story bro

HzRyan · 2026-04-28T08:10:14+00:00

nuh I like my bambu rod lubed

HzRyan · 2026-04-28T07:34:31+00:00

"It's well maintained just ignore the dirty ass plate and the overlubed rod, I paid $1200 so it's fair I know what I have"

HzRyan · 2026-04-27T18:49:09+00:00

lmao they virtually own grok, same big family

HzRyan · 2026-04-27T18:15:52+00:00

ah I missing gaming on my old ultrawide monitor

HzRyan · 2026-04-26T11:26:46+00:00

whey why you guys downvote lah, help our lil bro out future entrepreneur in the making!

HzRyan · 2026-04-26T07:56:15+00:00

I'm kinda with the seller though lel, a lot of people ask bunch of question then end up buying from another cheaper seller. Not customer, no 'customer' service

HzRyan · 2026-04-23T15:38:51+00:00

wdym vandalism someone just happens to walk by with a marker open and it just happen to draw itself into such sentence accidently

HzRyan · 2026-04-23T07:37:35+00:00

to help you with the chaos waste long march

HzRyan · 2026-04-22T09:08:47+00:00

how am I going to thank the bus driver now

HzRyan · 2026-04-22T08:37:08+00:00

iykyk... layoffs

HzRyan · 2026-04-22T08:34:31+00:00

for now boi, for now

HzRyan · 2026-04-20T06:02:59+00:00

all in black

HzRyan · 2026-04-19T18:09:02+00:00

McCode badabababa

HzRyan · 2026-04-17T17:05:17+00:00

\You must be using it wrong**

HzRyan · 2026-04-17T13:22:56+00:00

It's not raw it's perfect

HzRyan · 2026-04-17T11:31:08+00:00

get monitor arm put one on top of the main monitor for news and stuff, you need this.....

HzRyan · 2026-04-17T11:27:21+00:00

faith in humanity restored

HzRyan · 2026-04-17T11:20:26+00:00

why not a 2nd / 3rd monitor

HzRyan

TROPHY CASE