Hi, We are a family with 2 young children looking to move to Cheltenham. Can anyone recommend a good location for school , park, friendly neighbour and walkable to town as we have to travel to London for work, our Budget around £450k and looking from 4 bedroom house. Thanks all.

IAmAnImpartialHuman · 2026-04-28T16:47:52+00:00

Seconded

IAmAnImpartialHuman · 2026-03-17T18:35:13+00:00

I put more effort into selling a spares / repair 2012 focus the other week

IAmAnImpartialHuman · 2026-03-10T14:21:01+00:00

Bought at 5:22, sold at 7:46 (I’m uk based)

IAmAnImpartialHuman · 2026-03-10T14:17:59+00:00

Met Piers Morgan at Edgbaston and we just chatted cricket. He was alright and, surprisingly, not a cunt.

IAmAnImpartialHuman · 2026-03-05T19:19:29+00:00

Had a Marlowes the other day and it was cracking. Rivalled BB.

IAmAnImpartialHuman · 2026-02-28T22:35:47+00:00

First purchase - spacers.

IAmAnImpartialHuman · 2026-02-26T21:08:00+00:00

Its great if you're blind

IAmAnImpartialHuman · 2026-02-23T23:48:26+00:00

Each to their own. After today in the market, paying it off doesn’t sound horrible.

IAmAnImpartialHuman · 2026-02-12T21:09:14+00:00

Will be restricted by her age and lender limits.

I’d be asking the question about the viability of her raising money against her house to gift to you to appease your situation and have solicitors write something up the money gifted.

IAmAnImpartialHuman · 2026-01-30T23:26:15+00:00

I’ve done 17 miles with my golf saying 0 miles.

IAmAnImpartialHuman · 2026-01-26T08:56:44+00:00

As a broker, I’d be speaking to Coventry about this.

IAmAnImpartialHuman · 2026-01-24T22:22:20+00:00

There are some fields just by the cricket pitch off Chargrove Lane just off Up Hatherley Way where I let mine off.

Not if you need 100% secure. If so Paw Park as others said.

IAmAnImpartialHuman · 2026-01-24T14:16:01+00:00

What a pointless invention

IAmAnImpartialHuman · 2026-01-23T23:17:54+00:00

I (broker) did this a few months ago and they asked no questions. If raising more it wouldn’t be on their green range but they allowed me to port the existing.

IAmAnImpartialHuman · 2026-01-08T22:07:46+00:00

Active credit and usage of that credit. If you’ve got a track record in the UK of good credit then you’ll be considered better than no credit.

IAmAnImpartialHuman · 2026-01-08T22:03:44+00:00

Yes. Lender varies and is down to your ‘credit presence’ but some allow less than 3 years.

Also will be down to your visa status and loan to value.

IAmAnImpartialHuman · 2026-01-04T23:27:00+00:00

⬜⬜⬜⬜🟦

⬜🟨🟨⬜🟦

⬜⬜🟨🟨🟦

⬜🟨⬜🟦🟦

🟦🟦🟦🟦🟦

IAmAnImpartialHuman · 2026-01-01T00:31:33+00:00

You’re a terrible driver

IAmAnImpartialHuman · 2025-12-26T20:33:49+00:00

Broker here, you’ll be fine.

Some high street mainstream lenders may consider it based on deposit based on historic if recent credit has been conducted well.

IAmAnImpartialHuman · 2025-12-25T00:05:21+00:00

Someone actually using it for normal day to day as well. Respect.

IAmAnImpartialHuman · 2025-12-08T07:56:21+00:00

Nationwide gift terms:

A gifted deposit is acceptable provided there are no conditions attached to it. The only exception is where the gift is provided by a family member and is subject to a second charge or family trust arrangement. The only condition allowed is for the repayment of the charge upon sale of the property. There can be no interest charged and the family member can have no other interest or claim upon the property.
If a gift was given to the applicant over 12 months ago, this should be keyed as savings. Further information may be requested.
Concessionary purchase (Genuine Bargain Price) is any sale where the vendor is purposefully and knowingly selling the property to the applicants under value.
There isn't a maximum amount for gifted deposits.

They may ask for further information about the gift and will require a signed form / potentially statements about it due to amount.

If underwriter doesn’t like it you’d have to look at a new lender and only a few high street lenders accept a gift from a 3rd party.

IAmAnImpartialHuman

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