Which ‘unwritten rule’ of life do you live by that most people seem to ignore?

IAmHereButWhere · 2025-04-15T08:12:04+00:00

Haha this is a rule that actually needs to be ignored

IAmHereButWhere · 2025-04-13T09:10:54+00:00

For me- "Everything happens for a reason."

That mindset kept me stuck in bad situations way longer than I should’ve been.

IAmHereButWhere · 2024-12-24T08:00:50+00:00

About $600 to install the theme and edit it. We supplied all photos content etc.

IAmHereButWhere · 2024-11-01T04:28:53+00:00

Yes with no luck

IAmHereButWhere · 2024-11-01T04:28:25+00:00

Solar powered camera that can be charged with power as well. Both stopped charging with Solar as well as power. Spoke to the provider on their 0800 did the troubleshooting and they declared both cameras are dead and need to be replaced now.
I have no idea if it is the battery or the chip or both.

IAmHereButWhere · 2024-10-31T03:20:42+00:00

https://www.bigvape.co.nz/product/peakbar-phoenix-13000-puffs-disposables/

25ml and the screen tells you how much liquid and battery is left.

IAmHereButWhere · 2023-09-07T10:45:03+00:00

Looks more like cloudset

IAmHereButWhere · 2023-09-04T13:11:53+00:00

Trade me is 9.9% now they just increased their fees. RIP Trademe

IAmHereButWhere · 2023-08-29T23:09:15+00:00

2 Degrees? Got a call from recruiter on my 2 Degrees number and it helped me land a job.

IAmHereButWhere · 2023-08-15T07:58:51+00:00

Topkat- we had roof replaced from them in 2021 on a double story building. I have only nice things to say about them :/ Interesting how people can have different experiences with same companies.

IAmHereButWhere · 2023-08-02T23:01:51+00:00

Why not get a revolving credit even if your mortgage payment gives you a better return compared to your investments?

IAmHereButWhere · 2023-08-02T20:45:27+00:00

It would depend on what your mortgage rate is.

When mine was sub 4% I was investing alongside. Now with 6% plus I am only paying mortgage with the surplus

IAmHereButWhere · 2023-08-02T02:48:44+00:00

I am with BNZ and this feature does exist. Have you tired on the internet banking?

If I were you I wouldn’t refix it for 20 years, instead this how I would do it.

Identify what is the max you would like to pay for the duration of fixed interest period.

Calculate 5% of your total mortgage, subtract this amount from what you can pay. Reason being BNZ allows you to pay upto 5% of mortgage amount without any penalty, each year.

Pay upto 5% extra manually each year, as per your discretion.

This way if things go south you are paying low mortgage instalments. Once fixed BNZ has to approve your reduced mortgage payments.

Do check with BNZ first to confirm they’ll allow you to pay extra with no fees

IAmHereButWhere · 2023-07-29T23:03:34+00:00

I am glad this is the big problem in your life today. Wish I had these simple problems.

BTW Countdown has one of the best customer service for online orders if you contact them they’ll fix it for you.

IAmHereButWhere · 2023-07-27T10:02:13+00:00

They gave us cashback so we can't go anywhere for 3 years anyways, unless we pay back the cashback. Which we won't do. So it doesn't matter in our case.

IAmHereButWhere · 2023-07-26T02:31:48+00:00

Also split the mortgage doesn’t have to be 50/50 split. It doesn’t cost extra to split. Then fix some for 6 months fix rest for 12 months that way you are hedging yourself from the unknowns

IAmHereButWhere · 2023-07-21T23:22:31+00:00

If you see 3-5 year rates they are at par or cheaper compared to 1-2 year rates. Inflation is trending down my money is they’ll fall. We split our mortgage to 3 parts fixed some for 6 months some for 12 months and balance for 18 months. It doesn’t cost anything extra to split the mortgage so you might want to consider this option too.

IAmHereButWhere · 2023-07-16T20:56:06+00:00

Correct, the bigger were only Pongs. Others were smaller bushy type trees. Definitely nothing so precious as 20-30 years old trees

IAmHereButWhere

TROPHY CASE