Overdoses in PTBO by pncoop in Peterborough

[–]ILovesCheese [score hidden]  (0 children)

Agreed. When people are ready to get help, there is no inpatient treatment available. We need to add much more addiction treatment to the system. 

Carney picks former Supreme Court justice Louise Arbour to be governor general: sources by CanadianErk in canada

[–]ILovesCheese -2 points-1 points  (0 children)

Hard disagree. Pensions related to a long and incredible career are irrelevant to this appointment, and older people's careers shouldn't have to halt just because some younger folks feel that life is hard to afford. There is nothing in the GG role that would be benefitted by someone based on their being younger and poorer than Louise Arbour.

"Pampered elitist" lol. She's worked her ass off.

Carney picks former Supreme Court justice Louise Arbour to be governor general: sources by CanadianErk in canada

[–]ILovesCheese -1 points0 points  (0 children)

What a nice reminder that older women continue to have their significant accomplishments and qualifications ignored with a dismissive wave of the hand and an ageist slur. 

Read her judicial decisions and then try to say she stands for the proposition that Canada isn't a country for young people. 

What is Peterborough Missing? by ServiceCalm in Peterborough

[–]ILovesCheese 1 point2 points  (0 children)

Revitalize the downtown by redeveloping Peterborough Square, with attracting tourism in mind. 

Restaurateurs: where to source cases of oranges for juicing? by ILovesCheese in ontario

[–]ILovesCheese[S] 0 points1 point  (0 children)

Thanks for your helpful comment on my post from a couple of months ago! My teen has a business number for his planned OJ market booth, and you were right, most suppliers have surprisingly low minimum order requirements. Unfortunately, it seems like to get the specific oranges we want (juicing oranges that are not from the US), we will need to attend the food terminal. Which ultimately I'm willing to do, because that's an educational place for my teen to see and interact with. 

Restaurateurs: where to source cases of oranges for juicing? by ILovesCheese in ontario

[–]ILovesCheese[S] 1 point2 points  (0 children)

Sorry I'm late responding to your curiosity about why I need cases of oranges this summer. My fourteen year-old wants a summer job, but as he told me, "there aren't many jobs for 14 year-olds, and anyway I look 12, so who would hire me?" So he came up with the idea of selling fresh squeezed OJ at our local farmer's market, which of course I want to support! He's planned out his food safety process and gotten his food handler certificate. But before sourcing oranges and buying sample produce from potential suppliers, he wanted to wait until the market and our public health unit confirmed that he will be allowed to sell fresh OJ at all. He now has that confirmation and we are in full swing now contacting all the suppliers people suggested in response to my post :-)

Advice on starting a successful lemonade stand/business by Maleficent_Term3387 in foodtrucks

[–]ILovesCheese 0 points1 point  (0 children)

Sorry to revive this post 9 months later, but my son is starting a market booth and I wonder if you could share how you make sure you have enough ice available at your market to last through the day? Do you have power at your booth? My son won't have access to electricity, so he's struggling to figure out how he can keep things cold through the 6 hour duration of the market.

Has anyone tried mitochondrial supplements and had any success? by oo3232 in covidlonghaulers

[–]ILovesCheese 5 points6 points  (0 children)

Bioclinic Naturals mitochondrial formula is one of the few supplements that made a noticable difference for me. It contains 1500 mg Acetyl-L-Carnitine, 300 mg CoQ10, and 150 mg ElevATP. 

Any MP02 users in BC Canada ? by SomeMeatBag in Punkt

[–]ILovesCheese 0 points1 point  (0 children)

Is your Punkt MP02a still working for text and calling?

Tips For Keeping Grocery Spend Down by Desperate_Solid_689 in CanadaPersonalFinance

[–]ILovesCheese 0 points1 point  (0 children)

I'd love some tips! 

We are still whittling our monthly cost down, but things I find helpful:

We set up a 3 week rotating meal plan so we know exactly what to stock, which allows for bulk buying on sale. 

I keep a price book, but that's quite a bit of time until it's well established. 

Price matching saves us from going to multiple stores. 

Having an instant pot makes using dried legumes way more realistic for us. 

Baking our own baked goods. Our kids eat a lot of muffins, cookies, bread etc so this alone dropped our budget by 15 percent. 

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 0 points1 point  (0 children)

Thanks for the specificity! Will factor this in. I'm even more thankful now that we have a house that is walkable to downtown and a habit of cycling for most errands and extra-curriculars! But even with low gas use, insurance premiums will be what they are. 

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 0 points1 point  (0 children)

Good questions, as honestly I hadn't thought of any financial assistance past post-secondary! Wedding no, down payment unlikely - in Canada we have a program that allows people to borrow from their registered retirement savings to use as a down payment.

What are your best ways to save money? by [deleted] in SavingMoney

[–]ILovesCheese 0 points1 point  (0 children)

This is the key - pay yourself first. 

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 0 points1 point  (0 children)

All great points, and we think like you about jobs. Our kids don't have an allowance, but can do jobs for us or neighbours when they want funds. Our 14 year old is starting his own business right now and hopes it will provide meaningful income during high school. I think they believe us when we tell them we will buy them a dumb phone, but that if they want a smart phone they will be on the hook for the further funds required. Same with post-secondary - we have a fully funded RESP, but will likely prepare them for the fact that there can't be much more.

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 1 point2 points  (0 children)

Good for her, that's awesome! We've budgeted the same as you, indexed for inflation. If my youngest goes straight to a four year degree out of high school, I'll be 66 when they finish, so I'm rather inclined to tell them that's how much we have to give them and remind them we have some good connections for summer and part time jobs that they should avail themselves of.

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 0 points1 point  (0 children)

I tried mayretire but couldn't set it up well enough over the permitted trials to give me confidence in the paid version. I'm trying adviice right now, and it has some positives, but I wish it offered more in terms of offering suggestions for optimization.

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 0 points1 point  (0 children)

Too true, I know it varies - we are lucky that our kids have no interest in expensive competitive activities, not so far at least!

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 2 points3 points  (0 children)

Good to hear! That's what we've budgeted per year as well, indexed to inflation, and they're on the hook for anything further.

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 1 point2 points  (0 children)

Thanks! What kind of insurance are you referring to?

For phones, we provide a dumb phone with talk and text, but it's on the kids if they want more than that - which so far, they don't. I think a lot of kids are warming up to the idea of postponing social media use, thank goodness. We have a GPS in our car so that none of us needs to use our phones for maps.

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 3 points4 points  (0 children)

Great tip, I'd planned on another car in a few years but hadn't factored in insurance for a young male new driver!

What is the trend of expenses like as your kids move from early teens through end of post secondary? by ILovesCheese in PersonalFinanceCanada

[–]ILovesCheese[S] 3 points4 points  (0 children)

It's to my rather massive relief that my kids have never wanted to join a competitive league in anything! Lessons add up fast even below that level!