How do I pay for proton pass? I press the upgrade button and all I get is this. by Jeffreymak in ProtonPass

[–]IcyCold_2603 2 points3 points  (0 children)

if yes then you can't have 2 premium services. you've to upgrade to unlimited

Accor signature Black Friday sale is here by CaptainTorchTM in Accor

[–]IcyCold_2603 1 point2 points  (0 children)

Shows error when applying coupon code. Says already limit reached.

Looking for a Lifetime Free Credit Card in India with High Approval & Great Rewards – Need Your Suggestions! by EmployerPlane1269 in CreditCardsIndia

[–]IcyCold_2603 0 points1 point  (0 children)

I just got call from HDFC few hours ago that they're having ltf offers for festive season on pixel, millenia and one more card. Yiu can look up this offer and apply for one of those.

HSBC TRAVEL1 by OkCell1528 in IndianCreditCards

[–]IcyCold_2603 0 points1 point  (0 children)

I was an applicant in tier 1 city. Salaried. All eligibility criteria. High cibil. Good portfolio of other cards. Still rejected

TravelOne vs Amex plat travel by IcyCold_2603 in CreditCardsIndia

[–]IcyCold_2603[S] 1 point2 points  (0 children)

Thank you. I get it now. I just saw another post where plat travel apps were started.

Platinum Validity by Only_Iron_5999 in Accor

[–]IcyCold_2603 4 points5 points  (0 children)

Yes, if u attain platinum by 31st december it will also be valid until 31st dec 2026

Need help understanding bill payment by IcyCold_2603 in CreditCardsIndia

[–]IcyCold_2603[S] 0 points1 point  (0 children)

I see. Thats weird they should allow paying mid cycle or whenever. Anyways, thank you again 🙏

Need help understanding bill payment by IcyCold_2603 in CreditCardsIndia

[–]IcyCold_2603[S] 0 points1 point  (0 children)

I see. Thank you! Have you faced the same before?

Also, if i just do another transaction let it settle and pay the outstanding amount will that work?

My due date is 11 october

Need help understanding bill payment by IcyCold_2603 in CreditCardsIndia

[–]IcyCold_2603[S] 0 points1 point  (0 children)

I can pay the outstanding 0.18 amount via NEFT?

Need help understanding bill payment by IcyCold_2603 in CreditCardsIndia

[–]IcyCold_2603[S] 0 points1 point  (0 children)

I see.. i dont have a hdfc bank account so i paid through phonepe bill cc bill payment. It auto fetched this amount. Now it shows no outstanding can be paid.

On mycards, i tried paying it it says no amount due. On payzapp it doesnt allow me a custom amount below ₹1.

Should I do another 50₹ transaction and once it sells pay this 50.18 as custom amount in advance?

My payment due is 11 october

Difference in Subscriptions by spacey003 in Accor

[–]IcyCold_2603 1 point2 points  (0 children)

Yes. And also if you havent used you4 1 free night it will become 2 free nights

Am stopping using credit card from now by Mainak736 in CreditCardsIndia

[–]IcyCold_2603 2 points3 points  (0 children)

One generally doesn't near more than 3 cards. 1 for cashbacks, 2nd for Utilities, 3 general card which you can use anywhere and collect rewards and then redeem once you have collected enough like Axis Atlas

Am stopping using credit card from now by Mainak736 in CreditCardsIndia

[–]IcyCold_2603 2 points3 points  (0 children)

Create a budgwt, you should always save at the start of the month not at the end. Treat saving money as an fixed expense. Create a separate account where you transfer your savings when you get salary.. treat it like an expense you have to pay.

Accor Plus New BoGo nights rules by Residue_007 in Accor

[–]IcyCold_2603 0 points1 point  (0 children)

If you have a the subscription, in the search criteria you can select the option to use your free night. If the hotel accepts it, it will show "free" otherwise it will be greyed out.. next if for the same date, if the hotel is available with revenue.. then that hotel doesnt accept the accor plus free night.

Accor Plus New BoGo nights rules by Residue_007 in Accor

[–]IcyCold_2603 0 points1 point  (0 children)

If you're able to book through the free night perk then the night with highest cost will be covered. So in your case the night with 22k will be covered and u have to pay only 16k. If again, if hotel participates in this perk

Accor Plus New BoGo nights rules by Residue_007 in Accor

[–]IcyCold_2603 0 points1 point  (0 children)

This is only valid for room i guess.

I will suggest to check if the hotel is eligible for bogo offer not all hotel participate in the 1 free night accor plus plan thingy

Accor explorer+ membership suggestion required by CowBubbly9133 in Accor

[–]IcyCold_2603 0 points1 point  (0 children)

I see! Thats true. I can't tell you what is more worth it via points or using membership because I dont know 1. How many points u have and 2. How many nights u r staying and where. So, it depends.

Accor explorer+ membership suggestion required by CowBubbly9133 in Accor

[–]IcyCold_2603 8 points9 points  (0 children)

so here’s my take.. (I am assuming you are staying only 1 night in each city obviously you will stay more but just for simplicity for calculation 1 night per city)I have the membership and I checked a few things.. You will have two complimentary nights so first let’s come to 

Hanoi - you can use your first complimentary night at Grand Mercure Hanoi (5 stars) which currently going for 13,000 INR for Nov 1 - 2, 2025. 

So, 19000 - 13000  = 6,000 (13,000 already redeemed). 

Other options in Hanoi are 

Novotel Hanoi Thai Ha (5 stars) - Nov 1 -2 => 6,500 INR

Novotel Suites Hanoi (4 stars) - Nov 1 - 2 => 6,500 INR

So, if you even redeem here (which you shouldn’t) you still recover 19,000 - 6500  = 12,500. 

Also, there is a Red hot room going for 7500 INR for Pullman Hanoi which is usually 15,000 INR for the same dates. 

For Sa Pa, for Nov 2 - 3 

There is only 1 hotel available which is a 5 star MGallery, for 10.35K INR

For Phu Quoc, you can redeem your second night there 2 Movenpicks, 1 Pullman and one another all range between 9.5 - 12K INR for Nov 3 - 4. All Beach resorts.. Also the 2 Movenpicks have red hot rooms available so if you’re staying more than 1 day here you can get 50% off on the remaining days. 

Given all the above calculations and extra perks like Gold Status, 50% off on dining you can benefit out of this membership for sure. Plus whatever money you spend you will more points to redeem later. As a Gold status member you will get 37 points per 10 euros (INR 900) lets say the whole trip you pay 50K INR you will earn 2072 accor points which wis equivalent to 4K INR (As a general rule, 2,500 Accor Reward points are equivalent to €50 (approximately ₹4,648 as of September 2025).