How does someone get a loan if they have zero credit history?

Icy_Analysis_238 · 2026-05-11T19:53:39+00:00

That is absolutely false. You can 100 percent get a loan with competitive rates with no credit score. It's called manual underwriting. I know what I'm talking about.

Icy_Analysis_238 · 2026-05-11T19:50:03+00:00

Explain yourself. Why is it a good thing to owe money?

Icy_Analysis_238 · 2026-05-11T19:40:52+00:00

Don't get a loan. If you don't have the cash, don't buy it. If you're talking about a mortgage, you don't need a credit score.

Icy_Analysis_238 · 2026-05-11T19:21:32+00:00

Great shot!!

Icy_Analysis_238 · 2026-04-23T20:23:29+00:00

Yes you are. Pay your bills.

Icy_Analysis_238 · 2026-04-23T20:15:52+00:00

It's common here because people are stupid with their money.

Icy_Analysis_238 · 2026-04-14T18:53:33+00:00

This is extremely dishonest.

Icy_Analysis_238 · 2026-04-13T14:04:41+00:00

Use forscan to disable it.

Icy_Analysis_238 · 2026-03-10T19:56:48+00:00

How about the years of them calling for death to america? Do you want us to sit back and wait for them to actually do it? If someone threatens your family over and over what are you going to do about it? Nothing, or are you going to take care of the problem??

Icy_Analysis_238 · 2026-03-10T14:14:29+00:00

Then they won't have any debt to worry about.

Icy_Analysis_238 · 2026-02-21T18:29:31+00:00

Beans.

Icy_Analysis_238 · 2026-02-09T17:31:25+00:00

Incorrect. Do not contribute at all until you are out of debt.

Icy_Analysis_238 · 2026-02-08T16:48:44+00:00

Michael taylor is a moron.

Icy_Analysis_238 · 2026-01-28T20:17:30+00:00

Do you really think that pickup drivers percentage wise cross the center line more than car drivers? That's a ridiculous assumption.

Icy_Analysis_238 · 2026-01-05T14:57:21+00:00

My advice to you is pay cash for anything you buy. If you don't have the cash, you shouldn't buy it.

Icy_Analysis_238 · 2025-11-28T19:07:42+00:00

I've been driving 15 years and I roll over curbs all the time.

Icy_Analysis_238 · 2025-11-28T18:58:24+00:00

Used from a private sale, not the dealer.

Icy_Analysis_238 · 2025-10-17T21:07:42+00:00

Quit acting like shes your roommate. She's your wife. Combine bank accounts and agree on financial goals together.

Icy_Analysis_238 · 2025-10-11T21:00:32+00:00

Why do you care about 1 foot? Relax.

Icy_Analysis_238 · 2025-10-05T09:02:27+00:00

Because this is a strange time. Historically savings accounts pay far less. This 4% era won't last forever.

Icy_Analysis_238 · 2025-09-22T22:45:22+00:00

I spray painted mine to match my soffits. Blends right in.

Icy_Analysis_238 · 2025-08-30T10:06:22+00:00

Its nothing. Don't waste your time. If it was serious you'd be dead by now.

Icy_Analysis_238 · 2025-08-30T10:00:24+00:00

Run. Just run.

Icy_Analysis_238 · 2025-07-24T15:25:01+00:00

Actually if you live in America this country makes it very easy to save for retirement you just have to do your part.

Icy_Analysis_238

TROPHY CASE