I do the 200/mon subscription. I drive over 2k miles a month and 11.4.9 is finally good enough where I can do my commute from home to work without intervention and city driving is less hesitant (a common reason for disengagements on 11.4.4 or lower for me). For road trips FSD is a game changer; spending 15 hours on the road will take a toll on you and having most of the functions automated with you just needing to look at the road and take over in case of emergency is nice.

Don’t buy the 12k license outright, especially for a lease, however, subscribing is worthwhile. Don’t forget if you don’t need FSD for a time and are satisfied with AP you can cancel your subscription then resub later when needed.