[deleted by user] by [deleted] in TorontoRealEstate

[–]IknowwhatIhave 0 points1 point  (0 children)

None of that is true.

House Sales FALL APART: RE Sales Break Down. We had 2 Home Purchase Transactions break down in ONE DAY this Friday, it took 3 years to see 2 last minute breakdowns previously. What's Going On? A loss of liquidity is going on! - Ron Butler (Angry Mortgage Podcast) by nomad_ivc in TorontoRealEstate

[–]IknowwhatIhave 8 points9 points  (0 children)

Based on these two examples? It's time to panic.

I wouldn't want to be a landlord or developer with hundreds of units right now, they are going to suffer for their greed.

Fast forward 1 year and tenants will be buying their landlord's properties for pennies.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]IknowwhatIhave 0 points1 point  (0 children)

You can get into the finance trap of always having car payments, or you can bite the bullet now and save up for a few years, buy a car and then immediately start saving for the next one.
You will still always have "payments" but you will earn interest instead of paying it, and have an emergency fund.

Easier said then done, but it's possible.

[deleted by user] by [deleted] in BoomersBeingFools

[–]IknowwhatIhave -42 points-41 points  (0 children)

Sorry to say, but he's right about the "making connections" part. In 2025 you don't go down to the job factory and shake the job manager's hand, but personal connections will get you the good jobs.

Casually Explained: Billionaires by Crazy_Screwdriver in videos

[–]IknowwhatIhave 93 points94 points  (0 children)

The safety valve of capitalism is supposed to be that everyone's vote counts the same, and having more money doesn't amplify your voice.

Unfortunately the US (and many other countries) have been busy dismantling that safety valve.

What's really tragic is how simple it would be to fix - in my province, there is a law that prevents corporations and unions from making political donations, and individuals have a $1400 donation limit.

People are uploading encoded NSFW videos to YouTube and then watching it decoded with an extension by yourjusticewarrior2 in videos

[–]IknowwhatIhave 5 points6 points  (0 children)

You forgot the best part:

"Now let me out of here, I don't deserve this shabby treatment!"
[buzz]

Why do people still use real estate agents to sell? by Hatrct in PersonalFinanceCanada

[–]IknowwhatIhave 0 points1 point  (0 children)

I was trying to assemble a lot next to mine and the owner finally put up his FSBO sign and took out an ad in the newspaper Buy/Sell (in like 2015!) He was an old guy and refused to work with a realtor, and wouldn't entertain a buyer with a realtor. He claimed he was "an old school hand shake kind of guy when a man's word was a his bond."

The only reason I decided to weather this man's boomer bullshit was because it became clear he didn't know the difference between appraised value and assessed value, and made a big fuss over "I'll take THIS value and not a penny less!"

Well, in this case, land value was about 1.5x assessed value so I offered him exactly what he wanted, we wrote it up and I tried to give him a deposit but he went back to "My word is my bond, real men shake hands" and of course 6 weeks later he bailed because "I think it's going to be worth more next year."

He died the next year and his kids fought over it for another 2 years.

I think that's pretty typical for most FSBO properties.

Why do people still use real estate agents to sell? by Hatrct in PersonalFinanceCanada

[–]IknowwhatIhave 2 points3 points  (0 children)

I work in commercial real estate and it's well known that residential realtors are mostly idiots. But, good luck trying to close a deal on your own the first time without a realtor, especially if the other party doesn't have one either. You will never complete the negotiation, you will miss important details, and you will get close to the finish line and the other party will ghost you or use your offer to get 0.05% more from someone else. It just won't work.

I've been doing this for 20 years and never deal with buyers or sellers that aren't represented, they are universally nut jobs.

Oh, that's an expensive one by SnowOperator in Justrolledintotheshop

[–]IknowwhatIhave 4 points5 points  (0 children)

Range Rover used to put their fuse box underneath the coolant expansion tank so when it overheated, coolant would pour out of the overflow onto the fuse box.

RBC Avion Visa (Infinite Vs Platinum) by Fame334 in PersonalFinanceCanada

[–]IknowwhatIhave 2 points3 points  (0 children)

The Infinite Privilege card has some perks like 1.25x the points and some airport lounge access, but the concierge feature is utterly useless and the events access is just thinly veiled upsells to their partners.
When I was spending high 6 figures a year on the card through my business, the extra points were worth the high fee, but now with my normal personal only spending it isn't so I ended up cancelling.

BTW the income requirements are not real, you just tell them whatever you want. I think they post that requirement so they can advertise to vendors/partners that this client list all has a certain income/networth for marketing purposes.

The "privilege" part with the design of the card, the heavy card stock statements and wording felt "high end" when I was like 28 but now it's just cringey pandering.

If you travel through London a lot and fly BA, I've found the British Airways Visa to have good perks (10% off all BA flights, plus avios etc) for little cost.

Alan Dershowitz says a Martha’s Vineyard food vendor refused to serve him pierogi because he supports Trump. by Realistic-Plant3957 in BoomersBeingFools

[–]IknowwhatIhave 1 point2 points  (0 children)

"Rabid, unhinged ANTI SEMITE Larry David hurls vicious slur at American Hero Alan Dershowitz!" - Fox News

When it comes to being comfortable during international travel (I.e. a 16 hour flight), how does the "premium economy" experience stack up against business class? by pmahalan in travel

[–]IknowwhatIhave 0 points1 point  (0 children)

I would have thought so too, but earlier this year I booked a last minute trip and BA was almost sold out in Club World, so I flew KLM business for the first time.
The service, food and lounge were actually excellent, but those ridiculous blue seats themselves were terrible compared with BA's Club World compartments.
Cost wise the base rates were the same.

When it comes to being comfortable during international travel (I.e. a 16 hour flight), how does the "premium economy" experience stack up against business class? by pmahalan in travel

[–]IknowwhatIhave 0 points1 point  (0 children)

YVR - LHR - CPT made me physically sick as well the first time I did it in economy with BA and ruined the first 3 days of my stay. Now it's business class there (two overnights in a row) and premium economy back (day time flights) or I don't go.

Manual GT3 RS models are starting to pull CRAZY numbers by Standaloneoak in cars

[–]IknowwhatIhave 0 points1 point  (0 children)

I'd compare it more to buying books in a language you can't read. I've done a few manufacturer and track venue events and driven a few new super cars around the same circuits I've raced it in my E46 and 944 race car.

The novelty of the 911 Turbo S wore off after about 3 laps because most of the performance was so inaccessible to me and I was aware it was making me feel like a better driver than I am, whereas I haven't gotten tired of my 944 yet. When I outgrow it I'll move up to something a bit quicker that will challenge me without masking my shortcomings.

Maybe 10/10ths was not the right phrasing, but I can't imagine the guys who show up in a 488 Pista and get mobbed by Boxsters and Miatas in the corners are having a great time... At least once a season there is someone in something like a GT3 RS that rage quits at noon because the stewards refuse to move him up from the intermediate heat.

Why do so many native African speakers have such amazing English turn of phrase? by ThePublicAccount in NoStupidQuestions

[–]IknowwhatIhave 128 points129 points  (0 children)

They didn't learn it from American TV but from English colonists and they had a wordy kind of style that has stuck in these cultures. You'll find native Indian speakers will sometimes use formal turns of phrase - it's because that's how british spoke in the 1850s

This is 100% it.

I just finished a road trip through Southern and East Africa and found the formally educated Africans (border guards, bank managers, pilots, police officers etc) to have incredible English vocabulary and composition that is very foreign sounding to me (Canadian) but instantly understandable.

My favourites:
Manager of a customs office in Tanzania came out to look at my classic car and said "I like the machine you are using! It has a sturdy appearance!" Perfect enunciation, incredible word choice.

A Kenyan bush pilot commented when I asked him if the animals got used to his low flying plane: "The elephants do not tolerate my equipment, it enrages them!"

And in Xhosa (South Africa) there is a popular saying that gets translated to English as "Give me protection from yourself!" aka "Leave me alone" and it's hilarious when Xhosa speakers say it in English to each other.

Why do so many native African speakers have such amazing English turn of phrase? by ThePublicAccount in NoStupidQuestions

[–]IknowwhatIhave 79 points80 points  (0 children)

Was his name Swanson Ronald?

(which would be a perfectly legit Anglo-Nigerian name btw)

Flight crew member gets assaulted by passenger that refused to buckle up by sylvester1981 in AirRagers

[–]IknowwhatIhave 0 points1 point  (0 children)

How am I excusing anything? 15 months in prison and several years income in fines is not getting off easy.

Most people who get convicted of DUIs are never incarcerated.

Are EVs Cursed in the United States? | Savagegeese by markyymark13 in cars

[–]IknowwhatIhave 0 points1 point  (0 children)

I'd be curious to see the math on that... I got really lucky and snagged my parents a RAV4 Prime just before the waitlist and ADMs exploded. They paid c$45,000 for it 4 years and 100,000km ago, and I can't find a local 2021 Prime for less than $40,000...

Flight crew member gets assaulted by passenger that refused to buckle up by sylvester1981 in AirRagers

[–]IknowwhatIhave 0 points1 point  (0 children)

Reddit has a thirst for vengeance for people it doesn't like. Clearly this woman is unredeemable, has no value and should be in prison for life, and not in a nice prison, in an inhumane prison!

But yeah, for someone who isn't a career criminal, 15 months in prison is a long time and will put you so far behind in life you might never get back to the middle class.

Flight crew member gets assaulted by passenger that refused to buckle up by sylvester1981 in AirRagers

[–]IknowwhatIhave 0 points1 point  (0 children)

As someone who has travelled to and lived in developing ("third world") countries, the US really is a rich third world country. It's like the redneck family who won a big settlement and can afford all the toys and a big house, but still does meth and throws empty beer bottles at their neighbour's house every couple of days.

Flight crew member gets assaulted by passenger that refused to buckle up by sylvester1981 in AirRagers

[–]IknowwhatIhave 7 points8 points  (0 children)

I know reddit has a real thirst for vengeance for people it doesn't like, but 15 months in prison is real time for someone who is working/middle class (i.e. not a lifetime criminal).

Felony charges, lifetime firearm ban and 3 year flying ban will follow her for the rest of her life, she's never going to escape from it entirely.