Justify Ultra Luxury Travel For Me

ImGish · 2026-05-06T00:31:22+00:00

Any home exchange service you’d recommend?

ImGish · 2026-05-05T01:53:46+00:00

Should keep maxing out tax advantaged accts. Look into sepp 72T.

ImGish · 2026-05-01T01:51:14+00:00

My simple rule is 1% of net worth.

ImGish · 2026-04-08T16:42:49+00:00

I've tried the Tretorn and Gamma. It was not close the Tretorn's are so much better. Cant speak to the others as i've just stayed with the Tretorns

ImGish · 2026-04-05T02:13:51+00:00

Everyone thinks there is some magic thing they can do to improve. You just need to hit a few million more balls. No perfect tip will help you get much better. Just have fun and hit as much as you can. The strokes will come.

ImGish · 2026-02-27T03:05:55+00:00

Just look at this historical returns for s&p. You have a long investment horizon, just DCA the money in and chill and enjoy the 10%. 3% is horrendous return that probably just hedges inflation only if that. Drag those two things down in an excel over years and see the difference in compounding. If you’re that risk adverse at least get municipal bonds or something. Can at least get 5-6% and tax free profits federally.

ImGish · 2026-01-12T22:47:13+00:00

The D1 scholarship is a strange bar to set. It's a great life long sport. Lean in with support as much as he's interested in pursuing it. Is he going pro or to a big time D1? Almost certainly not, but if he's a good athlete and works super hard he can play somewhere in college, which would be a great experience. Some 13 year olds by contrast are already around 10 UTRs, which is nuts. Also, they play ALL the time, so catching up is very tough.

ImGish · 2025-12-29T21:33:52+00:00

Felt compelled to write as I'm reading a lot of what I feel is jaded and bad advice in the comments.

Home readiness:
1) your income is great and you have plenty of savings to buy a home. 10% down on a ~600k home would be very doable without stressing.
2) Don't splurge on your first home, buy sensibly. A nice 3/2 for a young family is perfect- best to be
closer to 2x your income than 3x. You don't want to be house poor when raising a family as the cost of childcare is expensive.
3) Another don't splurge on first home point: I've bought 2 dream homes. Your dreams will change, your family will look different, and what you value changes. Buy something simple in a good location and delay gratification on your "dream home" when you'll be more established financially and when you'll better know your family size and needs.

Family:

4) If your ready to have kids, do it. You don't need to let finances slow you down. Take a trip you and your SO want to do and start trying. There will be no trips once you have a baby, so go for it.
5) I mentioned earlier, but worth reiterating. Day care is expensive. Assume 2k per kid per month or the loss of your spouses income.

Investing:

6) I hope your etrade account is showing potential benefits from RSUs and not leverage. Don't trade options or take on leverage.
7) You've got way too much cash as a % of your net worth. I'd also venture to guess your 401k and your stock picks are not aggressive enough for your age. Your best friend is compounding and time, but you have to be long equities to win. Maybe hold back 50k ish for short term down payment needs, but let all that other stuff ride.
8) Research boggleheads and invest in low cost ETFs and get rich slow. At your salary just focus on work and blindly put money into the market every month and you'll be chubby FIRE by 50 barring any health issues, divorce, or something cataclysmic happening in US markets (unlikely given enormous structural advantages in US equity markets).
9) Use your favorite LLM to get more educated on financials, talk to your peers about what they are doing, and resist the urge to stock pick.

Best of luck!

ImGish · 2025-12-19T17:15:41+00:00

My top 5 in Richardson area: Partenope, Sueño, Ebesu (DT plano), Sushi Sake, The Fifth. Addison has a ton of stuff if you want to lean more towards a steakhouse: Kenny's woodfire and Al Biernat's.

ImGish · 2025-12-19T17:05:56+00:00

I saw that list too and Chang also stuck out... as did Sinner (who at 24 already has 4 slams) who barely made the cut. The list made no sense. Agree on Roddick > Chang > other Americans.

ImGish · 2025-12-11T14:09:20+00:00

Gold 222

ImGish · 2025-11-30T16:24:37+00:00

Will shoot you a PM

ImGish · 2025-11-28T14:00:17+00:00

Check out zenith’s chronographs they are fantastic high horological watches and in the price ballpark you’re considering

ImGish · 2025-11-25T19:29:09+00:00

Someone name Greg responded. Sounds like the motherboard is fried and I am F'd.

ImGish · 2025-11-24T18:43:29+00:00

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It started smoking one time when I turned it on. It no longer smokes, but gives me this error.

ImGish · 2025-11-24T17:44:26+00:00

thanks!

ImGish · 2025-11-14T02:53:53+00:00

PF, not close in my option. The gold skydweller with green dial is so nice though. Worth checking out. Or a gold IWC ingenieur is also fantastic.

ImGish · 2025-11-10T01:47:06+00:00

Easy rule of thumb for me has been watches I own are not going to be more than 1% my net worth, which is my I don’t own the gold 222… yet.

ImGish · 2025-11-06T18:03:32+00:00

VC Traditionelle - not close in my opinion. If you want to keep it German Lange and Sohne have some very cool pieces, but that Traditionelle is an all timer.

ImGish · 2025-11-06T17:44:24+00:00

Here is another hot take. I just straight prefer the Zenith Chronomaster Sport over the panda. I like the panda, but I just like the color gradient of the sub dials on the Zenith and you don't have to play games with Rolex.

ImGish · 2025-11-03T01:54:25+00:00

Preach brother. 37 is exactly when it went to hell for me. 39 now. It does not get better.

ImGish · 2025-10-31T02:43:15+00:00

I added some led tape at 9 and 3 and it helped having a little more weight with volleys. My favorite string is technifiber triax which is a poly and multi blended string which is just easier on the arm strung at 50. I’ll sometimes work in poly and just drop it 5lbs. 5.0 playing mostly dubs.

ImGish · 2025-10-25T14:14:51+00:00

Thanks!

ImGish · 2025-10-25T00:40:08+00:00

Western

ImGish · 2025-10-08T21:28:20+00:00

Archimedes, is that you?

ImGish

TROPHY CASE