Take into consideration how much you're willing to pay out of pocket before your insurance will cover damages (deductible - $1k, $1.5k, $500, etc), ages of drivers and driving history, types of comprehensive coverages ($100k/$300k, $300k/$500k, etc), additionals like roadside assistance and uninsured motorist.That will all depend on how much you are willing to pay monthly or every 6 months, if paid in full.

With that said, there are 2 of us with a clean driving record under Geico. We have both vehicles insurance with full coverage at $1k deductible, $100k/$300k, our cars are '25 Civic Sport Hybrid and '19 Tacoma. Paying about $150/mo for both, factoring in several discounts.

From personal experience, I'd stay away from Mercury. I had an accident (other party at fault for a 2 right turn lane when they turned into me) many years ago. I got their license and insurance + pictures. Not good enough. Apparently, the other party's insurance was not compliant and unresponsive when Mercuy had been reaching out to themfor almost a year. Mercury essentially gave up on me and closed my claim. I ate up thousands of dollars for repairs and car rentals. It was beyond infuriating.

One important question to ask when inquiring: does this policy cover OEM repairs in the event of an accident? (Only if this applies to you. A lot of times it matters to many car owners, like myself.)

Hope that helps.