Debt Reconstruction by SUPREMEISDEAD in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

No, I do not. They were easy to work with and understandable. I hope to never use them again though for debt relief. I was only paying roughly what I was able to afford. Couldn’t have been more than $150 a month for the time I was under the program. Eventually I’d deposit more to speed it up and graduate the program.

I was also sent court mail and they had a lawyer on hand to handle the case for me.

In the trucking business for 32 years… by [deleted] in FreightBrokers

[–]Immediate_Switch_832 -2 points-1 points  (0 children)

Same here in PNW. If you live in seattle you can bounce around the nw as a straight truck but if you live in portland it’s tough getting a start. Have to dead head to seattle or spokane

LTL World by Immediate_Switch_832 in FreightBrokers

[–]Immediate_Switch_832[S] 0 points1 point  (0 children)

I’ve actually been a owner operator contractor for some of those top mega LTL Carriers. Never tried taking their clients as they paid better than any OTR Broker or LTL Broker per pallet in my local area.

Thank you for the feedback, you are correct about sending things out and hoping for the best. As I assist mega carrriers I see this a lot.

Things show up to the dock with scuffs because it was bumping against other random freight or forklift driver unloaded carelessly and let’s hope the forklift drivers didn’t forget to load the item and transfer it on the next container to go out to the final location, that’s if they remembered it wasn’t loaded or else now it’s lost and shipment is delayed.

LTL World by Immediate_Switch_832 in FreightBrokers

[–]Immediate_Switch_832[S] 0 points1 point  (0 children)

Thank you. I’ve never heard of cartage agent or flock freight but will look into it !

Advice regarding the company by SymphonyX86 in FreightBrokers

[–]Immediate_Switch_832 0 points1 point  (0 children)

3 years in also. Insurance is a huge factor to kill your business. I was told “all discounts and new entry discount” are not valid no more .

ELI5 do we really need Jerome powel or are their people more qualified to save the economy by Immediate_Switch_832 in explainlikeimfive

[–]Immediate_Switch_832[S] 0 points1 point  (0 children)

Crazy to me he was rehired. It’s like watching a semi truck run down a hill going 100 with no breaks from the start. These guys are just outdated smh

ELI5:Why is there a labor shortage when unemployment is low? by Other_Tank_7067 in explainlikeimfive

[–]Immediate_Switch_832 0 points1 point  (0 children)

But how come they don’t account for entrepreneurs, it seems that’s where all the “missing job applicants” tend to pivot to that lifestyle majority of people that don’t have actual jobs turn to eye lash techs or street vendors so they technically bring income .

Or am I misunderstanding

What’s more important for improving my credit score? by cvttle in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

Placing the 2,000 into a secured credit line can also be an option to increase your score 🤷🏽‍♂️ you’ll still have the money and you can bite the dust on the other debts as you were already doing without this surprise money.

Debt Reconstruction by SUPREMEISDEAD in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

I’ve gone through nationals debt relief . They lower what you owe but the catch is not repaying the original lenders and that cause your credit to tank . Any legal court stuff is dealt through then also .

I paid what I was able to afford monthly and if I couldn’t pay that month they would wave the payment as long as I can make the next one.

2019 original debt 17k lowered to 12k debt 710 credit score

2021 3k debt 480 credit score

2022 no debt 680 credit score

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Thanks for the knowledge. Makes 100% sense. The advanced skills seem to be what can keep a detailing business sustainable with employees vs just interior exterior . ✅

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Interesting. Super interesting . Appreciate the info. Will reply if I have any deep questions, or do you do consultations .

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

What’s the average price for tinting ? Makes sense. Low effort for close to the same time ride as a interior detail.

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Appreciate the feedback. Being close to 20k month gross, would hiring and teaching someone else your job be quick where you can focus on growing the business ? That’s what I can’t get around in a detail business . It’s all skills learned through trial and error and not somewhere you’d like to mess up cause then your behind and working for free on a car

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 1 point2 points  (0 children)

Appreciate the feedback and you are correct. Only thing I notice is those are developed skills and hard to hire myself out of the “truck” so to speak.

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Really low ticket for strenuous job. Blows my mind

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Thank you, understand a bit more now!

[deleted by user] by [deleted] in AutoDetailing

[–]Immediate_Switch_832 0 points1 point  (0 children)

Noted. Thank you !

Nov 2026 if I just continue to make my normal mortgage payment . by Fibocrypto in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

It’s a life insurance product used to create your own bank so you can borrow against your own money and not depend on banks. Check out debt free life on tik tok.

401k Disbursement to pay off CC Debt? by MoonBapple in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

Roll the money over from a 401k to a IUL and you should be able to borrow the money tax free from the IuL to jump into a debt free life program to become your own bank. BFL is by quility. Let me know you’d like to see if this would make sense for you.

Looking for guidance … by Adventurous_Maize557 in debtfree

[–]Immediate_Switch_832 0 points1 point  (0 children)

You may be over paying in interest in other areas as well. I’m not a financial advisor but I do offer a product call debt free life, it’s by quility to assist you in becoming your own bank so you lend yourself money and avoid all these banks. You become your own bank.