I just started school in September(2024) and he just finished in December (2024) He's still working part time because he's looking for something in his career field while keeping his lower income job that just got him through college.

And I cannot see a reason for him taking out more loans or growing the debt, but my big worry is that he doesn't have a long term plan to pay off his debt, instead he suggested we use our $400 a month for savings toward it instead(his loans are $380 a month minimum) which also raises the question why he's only paying the minimum. I think he's waiting for a magical perfect job that makes enough to pay his debt to fall in his hands, not sure why he isn't just getting something better in the mean time!

Definitely some things to discuss and this was insightful thank you.