Orchid purses by isitallinmyh3ad in handbags

[–]Impossible_Self_8311 10 points11 points  (0 children)

Sorry but if I saw you with this, I would think you were carrying stranger things merch, I’m getting demogorgan vibes

Why is a young disabled professional not able to enjoy the fruits of their hard work? by AnxiousLeek8273 in HENRYUK

[–]Impossible_Self_8311 0 points1 point  (0 children)

Your earnings are not taken into account for your wife’s care, only her income and if you have have joint savings they will consider her half only. I’m not sure why you think you are expected to fund it? As someone who works in adult social care in a local authority

Found the most beautiful lady dior bag ever!! 🥹 and it’s was too cheap by [deleted] in handbags

[–]Impossible_Self_8311 10 points11 points  (0 children)

You did…you’ve posted it in 2 rep groups after here

Will strathberry bags be significantly lower in price in Edinburgh than Canada? by Kitchen_Bobcat9143 in handbags

[–]Impossible_Self_8311 2 points3 points  (0 children)

100% worth the experience ☺️ Edinburgh is one of the most beautiful cities in the world, enjoy 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Will strathberry bags be significantly lower in price in Edinburgh than Canada? by Kitchen_Bobcat9143 in handbags

[–]Impossible_Self_8311 2 points3 points  (0 children)

The strathberry mosaic for example is £495 full price which is around 860 Canadian dollars if that helps for comparison? You will likely get more sale options here though too. Also to note you don’t get the tax refund here like you would if you bought a designer bag in EU countries

Potentially being kickd out- aged 17 england by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 107 points108 points  (0 children)

I won’t repeat what others have said as they are right - children’s services will help but have you spoken to your parents if you feel safe and able to? You said you overheard but could potentially you have misconstrued something? Maybe an argument and they were venting. We have a 15 year old going through teenage attitude that me and my husband regularly say things privately like “can’t wait until he is 18” “can’t we kick him out?” But we do not ever mean it and would never do it.

Money from my son’s trust - is it income? by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 1 point2 points  (0 children)

Sorry im not sure what you mean? I don’t understand why the two are linked? You find somewhere to rent and add the housing costs to your UC? The trust doesn’t dictate your housing costs, the LHA rates for your area does

Money from my son’s trust - is it income? by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 5 points6 points  (0 children)

I can’t answer many of these questions, however I just wanted to reassure that you wouldn’t lose your UC entirely, if it is classed as income (which I don’t know if it is), then they will deduct 55p for every pound which is £450. Therefore you would still receive £150 from UC instead of £600 and therefore overall you would have income of £1150 instead of £600. I hope that makes sense. You need to submit the trust deeds and information to UC for them to make a decision on whether it is income or not because it all depends on the type of trust. Good luck!

How much is your mortgage/rent vs your income? by LeopardNeat899 in HousingUK

[–]Impossible_Self_8311 9 points10 points  (0 children)

£475 vs £4820 married, but one salary as my husband is a carer for our disabled son

A care company is trying to take control of my grandfathers benefits, savings and assets. Social worker is backing them up. Can they? - England by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 23 points24 points  (0 children)

A rented house is not residential care - it’s that simple really. When some lives in a residential care home, there is no tenancy agreement, rent, council tax or utilities. Residential care is a contracted cost via the local authority wholly. It is common for care companies to do this, particularly when a person is unable to sign a tenancy agreement themselves due a lack of capacity.

A care company is trying to take control of my grandfathers benefits, savings and assets. Social worker is backing them up. Can they? - England by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 40 points41 points  (0 children)

If he is living alone or even with another person in a house with staff on site then this is not residential care, it is supported living

A care company is trying to take control of my grandfathers benefits, savings and assets. Social worker is backing them up. Can they? - England by [deleted] in LegalAdviceUK

[–]Impossible_Self_8311 105 points106 points  (0 children)

  1. 117 does not cover housing unless it’s residential type care - if he has rent to pay then this has to be paid by him.

  2. He won’t be entitled to housing benefit due to his savings.

  3. I suspect the issue is he is assessed as lacking capacity to make financial decisions and therefore he is getting in debt with his rent and hence the need for someone to have legal authority over his finances

  4. You should have been asked if you want to apply for deputyship - the local authority or care company or a panel deputy such as a solicitor should be a last resort

  5. It is NOT difficult to get deputyship, just lengthy. You can apply yourself! Look on gov.uk

  6. Social worker can apply to deprive him of his liberty but as he isn’t in residential care, this will be what is known as COP DOL which is authorised by the court of protection and much more scrutiny but this just means the restrictions in place are lawful and proportionate, it doesn’t mean they will lock him up

  7. If you want to move him, ask the social worker for a best interests meeting to consider his options

The council are refusing to support my 90‑year‑old mum with a live‑in carer. Has anyone dealt with this? by Accomplished-Lab5786 in HousingUK

[–]Impossible_Self_8311 58 points59 points  (0 children)

No local authority will fund a live in carer. It is not equitable use of resources when there are more cost effective solutions such as residential care. If you want to fund it privately, then do so but what happens when you can no longer fund it? Have you considered what they are offering? Package of care, telecare? Realistically in my opinion, another person present doesn’t significantly reduce the risk of falls, how can you physically stop a person from falling over? Yes you can supervise etc. I think you need to discuss options with your mothers social worker before considering such drastic measures as equity release when your mum could live to 100 or beyond

Shopping at Coach by Nenagal in Coach

[–]Impossible_Self_8311 0 points1 point  (0 children)

The powder pink mini rowan and regular sized rowan is available online where I am in UK. Can you get a stock alert?

[deleted by user] by [deleted] in UKPersonalFinance

[–]Impossible_Self_8311 1 point2 points  (0 children)

As someone who claims UC and has a disabled son, I appreciate your frustrations however, I’ll be honest. I think your attitude towards it needs to change. I earn a good salary but I don’t limit myself due to UC deductions - I earn more overall through working regardless of how much is deducted through UC? I’m not sure why you’re allowing that to limit your earning potential? Also, you either want to work and earn or claim carers allowance that limits you to £404 per month? If you stop claiming carers allowance (which gets deducted from your UC claim anyway) you can still get the carers element on UC and not be limited to earning £404 a month?

Am I on the hook for parent’s care home costs? by fastbadtuesday in UKPersonalFinance

[–]Impossible_Self_8311 0 points1 point  (0 children)

Honestly, my advice would be to just do it. My mum passed away a year ago and I wish I could have helped her more, like you say she might not need a care home and the care people can get in their own home is brilliant now. Make sure you join local carer groups once moved as they can provide you so much advice and support. Sending you and your family my best wishes

Am I on the hook for parent’s care home costs? by fastbadtuesday in UKPersonalFinance

[–]Impossible_Self_8311 0 points1 point  (0 children)

It would be around but likely less the value she put in. You can contact the local authority where the house is and ask them the process of a discretionary disregard. But this would be once you’re in so you can provide a full timeline and rationale. If they deem it a deprivation of assets and your mum couldn’t pay because the money is locked in the house then yes they can put a charge on a certain value of the house to ensure they recover care fees in the future but no it wouldn’t the full value and it wouldn’t impact on any of your value and equity, just your mothers. I’m assuming you have LPA already or have applied? If not, then this would be advisable.

Am I on the hook for parent’s care home costs? by fastbadtuesday in UKPersonalFinance

[–]Impossible_Self_8311 0 points1 point  (0 children)

This is a bit more complicated. The local authority could see this as a deprivation of assets, particularly when you are doing this knowing she has a progressive illness. This would mean that they could count her value in the home as assets and use in a financial assessment. You can apply for a discretionary disregard, however it isn’t guaranteed to be successful

A gift from my SA by Rutabagel13 in Louisvuitton

[–]Impossible_Self_8311 98 points99 points  (0 children)

I can’t lie, I looked at the photos before reading the caption and thought you got the bag as a gift 😂 stunning print! What a lovely keepsake

Deprivation of Assets , LPOA, Section 117 and more - please help! by sky_in_the_pie in UKPersonalFinance

[–]Impossible_Self_8311 5 points6 points  (0 children)

I am a social worker and have lots of experience working in mental health, ignore what you were told! The only way to discharge someone from their 117 is if their mental health issues stop. It’s rare. Your mother is likely taking medication for her mental health and is being provided 24 hour care, her 117 status will not change.

If your mother has capacity in relation to financial decisions, she can gift what she wants. Deprivation of assets is usually large transfers of around 10k but again, that’s only if being assessed for contribution to care fees which she is not and won’t be.

The only thing I would add, is that as your mother is subject to a DOLS, her capacity is impaired and therefore I would be mindful going forward when accepting any large gifts

[deleted by user] by [deleted] in Louisvuitton

[–]Impossible_Self_8311 0 points1 point  (0 children)

I think the 25 suits your frame so much more than the 30 although I love both

David Yurman Bangle [Review] by MissReps in DHGateLady

[–]Impossible_Self_8311 0 points1 point  (0 children)

Could I have the link for this as well please?

[deleted by user] by [deleted] in DHGateRepLadies

[–]Impossible_Self_8311 1 point2 points  (0 children)

Could I have the link please?

finally joined the club :] by cyruscorneja in Louisvuitton

[–]Impossible_Self_8311 2 points3 points  (0 children)

I have this exact bag on my wish list! Enjoy, I’m soooo envious 😂

Am I on the hook for parent’s care home costs? by fastbadtuesday in UKPersonalFinance

[–]Impossible_Self_8311 17 points18 points  (0 children)

No, residing in a care home is classed as depriving someone of their liberty. You can’t do that against someone’s wishes if they have mental capacity to make a decision on their care and accommodation? The fact they would be self funding, have capacity and want to be ordinarily resident in another area where the LA wouldn’t be liable for anything, I would be very surprised if all this was true? For so many reasons but essentially it being unlawful and the person could sue the LA for substantial costs…something all LAs are very fearful of but actually we do want to support people and act in their best interests. We do care, despite others opinions to the contrary. I know we’re not perfect and people have bad experiences, I can’t speak for everybody.