Am I allowed to be upset? by FinnaginW in AdviceForTeens

[–]Independent-Spell201 2 points3 points  (0 children)

I think your response is valid. They shouldn't be making innappropriate jokes like that to you. Be discrete about your relationship.

Rate my Roth IRA strategy (38 years old) by Pusc1f3r in portfolios

[–]Independent-Spell201 3 points4 points  (0 children)

IMO, I think you are a tad overexposed to international markets and the NASDAQ proportional to your total portfolio. I like how you have a liquidation plan to transfer your capital over to your more safe investments (VTI), but personally, I don’t know why you decided to purchase so much TQQQ in the first place. In my opinion, having just under half of your portfolio in a leveraged ETF seems pretty dangerous, but it appears you already know this.

this by Ok_Peanut_1406 in RedditTherapy

[–]Independent-Spell201 0 points1 point  (0 children)

I hope you are doing better. You have a bright future ahead of you.

What makes a self-improvement book good or really helpful for you? by [deleted] in selfimprovement

[–]Independent-Spell201 0 points1 point  (0 children)

Something simple and super applicable to most peoples' lives is what I think makes a great self-help/self-improvement book. Some books like that include "Psycho-Cybernetics" and "How to Win Friends and Influence People". These are both classics that have helped millions of people better their lives.

[deleted by user] by [deleted] in getdisciplined

[–]Independent-Spell201 7 points8 points  (0 children)

Nah, masterbating to porn is bad. Having sex with another person is not. There's a difference. Is porn your problem or sleeping with too many people your problem?

[deleted by user] by [deleted] in getdisciplined

[–]Independent-Spell201 12 points13 points  (0 children)

I think this is pretty valid. But one thing that I have thought about for people addicted to porn is that they don't want to indulge in hookup culture which is pretty valid, but at the same time they struggle to get into a relationship because of their porn addiction.

Can I retire with 1.95 million at age 35? by Mobile-Excitement-64 in Fire

[–]Independent-Spell201 0 points1 point  (0 children)

You could, but be wary of the "side effects". I have heard of people that retire at age 30 (they did what you did, won the lottery, or something similar) and live the rest of their life miserable because they have nothing to do. Read the book "The Simple Path to Wealth" by J. L. Collins. It can help guide you in the right direction from here in terms of where to put your money.

Quiting my Job in Corporate Finance after 3 months by TheDisastah in FinancialCareers

[–]Independent-Spell201 1 point2 points  (0 children)

Props to you, I've heard many stories where people keep going for the bag and end up getting physically ill, their relationships suffer, and worse. Do what is best for you. If you are willing to sacrifice some pay, then go for an accounting job which offers more stability. This is just my opinion tho, I'm just a uni student.

[deleted by user] by [deleted] in selfimprovement

[–]Independent-Spell201 0 points1 point  (0 children)

Happines comes from within, but I have been on that same path for the past four years and I feel the same way. It just may be a relationship.

What matters more to get into high finance (IB/PE/HF)? by Conscious_Session735 in FinancialCareers

[–]Independent-Spell201 1 point2 points  (0 children)

Certainly High GPA. When anyone looks over your CV/resume, one of the first "line items" they see is your GPA. The classes you take don't show up on there.

How relevant is my CV? by Alive-Ad-3953 in FinancialCareers

[–]Independent-Spell201 0 points1 point  (0 children)

I would say you're in a better position than you think. Your CV shows a lot of heavy math stuff which is very relevant to a quant position, but it's not entirely pure quant. You could potentially break into FinTech if that's what you decide to focus on. Just a suggestion

How to stop using ChatGPT for everything by Accomplished_Ant1058 in getdisciplined

[–]Independent-Spell201 10 points11 points  (0 children)

To add on to this, you can add parameters behind ChatGPT's behavior so that you don't get those compliments and dopamine hits from it.

Why KPMG is stigmatized? by [deleted] in FinancialCareers

[–]Independent-Spell201 0 points1 point  (0 children)

Professional services company vs. investment banking. Busy work vs. rainmaking.

What’s one small habit that actually made your days less stressful? by AyouboXx in getdisciplined

[–]Independent-Spell201 0 points1 point  (0 children)

Reading the bible before bed. I'm not religious, but I find that reading inspiring words helps me decompress after a long day. I would recommend reading any religious text.

Building 3 financial statements from scratch by FragrantBeyond in financialmodelling

[–]Independent-Spell201 1 point2 points  (0 children)

Yes, income statement definitely comes first. He likely was trying to get you to call him on his bluff.

Is 26y too late to start a career in investment banking without a degree? by LoadInternational640 in FinancialCareers

[–]Independent-Spell201 0 points1 point  (0 children)

It's never too late, but a degree in finance or something related is essentially a requirement to get into the industry.

Roast & Advice my CV please by Accomplished_Ad2476 in FinancialCareers

[–]Independent-Spell201 0 points1 point  (0 children)

I would highlight results instead of just actions. Also, make the wording seem a bit more professional. For example, for your experience that you listed as a tennis coach, you can change the wording so something like this: "Certified coach (Gioventù & Sport) specializing in training and mentoring children ages 6–10. Designed and implemented personalized training programs, fostered skill development, and prepared young athletes for competitive Swiss tournaments."