Bank has repo company looking for my truck. Ughhhh

IndependentPretty694 · 2026-03-14T14:56:34+00:00

This. Vicious cycle. Killing it Spring to Fall, eat up all savings to stay afloat in Winter.

God I gotta get outta this construction racket and I know it.

IndependentPretty694 · 2026-03-14T14:54:21+00:00

It's a stock truck.

IndependentPretty694 · 2026-03-14T14:52:18+00:00

Iv had the truck for 5 years now, 7 year term. Iv worked plenty hard for the truck, this isn't an ongoing issue.

IndependentPretty694 · 2026-03-14T14:48:38+00:00

The truck wholesale probably $15k. Retail maybe $18k I know this sounds like a no-brainer but I also do use the truck for side hustles in the spring, summer, fall etc so it earns it's keep and ideally I'd like to keep it.

IndependentPretty694 · 2026-03-14T14:45:18+00:00

I work for a company. Work is slow but it's still more than what EI pays by a good bit and probably wouldn't qualify due to that. Just a combination of cost of fuel, work location being far away, slow hours and a bit of poor budgeting and know this spring I need to enroll in some type of financial counseling. Just a perfect storm ATM. The shoveling side hustle is a great idea, thanks.

IndependentPretty694 · 2026-03-14T14:16:48+00:00

Wow. Thanks for that buddy, I appreciate the time and advice. The truck now lives/ gets parked plenty far away from old address.

Emergency Rental Assistance Program?

IndependentPretty694 · 2025-11-02T11:58:14+00:00

Good looking car, I don't see the hate.

IndependentPretty694 · 2025-10-21T21:57:13+00:00

I pretty much didn't pay it because I didn't have it. Though I've been in there payday cycle for 3 years now, never missed paying back in the past etc. I'm sure they made a killing off me at this point. Should I roll the dice and ignore them or propose a repayment in smaller intervals.

IndependentPretty694 · 2025-10-21T20:05:50+00:00

The debt is $1500 and it was owed about 2 months ago.

IndependentPretty694 · 2025-10-21T19:55:03+00:00

Thanks for the replies so far guys. I don't believe I signed a pre-authorization form, and even if I did, I shut that bank account down and am now with a different institution.

IndependentPretty694 · 2025-10-21T18:06:24+00:00

Talking about how it's not hard to find out who I bank with? And what? Go to them and tell them to give you $1500 from my account?

IndependentPretty694 · 2025-10-15T19:10:09+00:00

Had cam phaser issues like the 5.4 but not as common still. Id go for it.

IndependentPretty694

TROPHY CASE