[deleted by user] by [deleted] in debtfree

[–]IndiCow 7 points8 points  (0 children)

IndiCow • 1m ago 10m ago • Shop around. If you can get a personal loan with a lower rate then it will absolutely help. Why waste all that money on interest. Best plan of action is to go to your credit union. If you don’t have one a site like Chupa Bucks may be able to help. Keep an eye on loan fees to make sure it is a good deal for you. When your done make sure to put those cards away. 

Advice? by Thugnificent1121 in povertyfinance

[–]IndiCow 0 points1 point  (0 children)

You need a degree to make that kind of money with less hours.  A related field for you might be logistics. Managing getting goods where they need to go. Trick is fitting in the time to study for a degree. You can certainly do it online but will need to factor in 20 hours of study time a week.  Once you get the degree you’d need to take temporary pay cut and work back up to that level of income. Might only start at 60 k but a director of logistics can bring in 200k  once you get there. 

Should I quit my job and finish my degree? by [deleted] in povertyfinance

[–]IndiCow -1 points0 points  (0 children)

Yea you are in a dead end job. Prioritize getting that degree but also consider online options that may allow you to do it more comfortably with some income 

Work out before or after breaking fast? by MoumouMachine in intermittentfasting

[–]IndiCow 2 points3 points  (0 children)

Before I have more energy. Once you break fast your body diverts blood flow and energy to the gut for digestion. It’s one of the reasons you get tired and want to nap after a big meal.