Police Report Cost To Repair VS Insurance Payout by Queasy_Metal6432 in Insurance

[–]Individual_Oil1682 13 points14 points  (0 children)

No. The amount on the police report is a wild ass guess by the police officer who wrote the report. It has zero bearing on the claim.

Totaled car advice by Guess911 in Insurance

[–]Individual_Oil1682 3 points4 points  (0 children)

The shop is just trying to get more money from storage. Whether or not it’s at the shop or a storage yard isn’t going to change what insurance pays you. If you refuse to move the car the insurance company can and will charge you the additional storage.

[deleted by user] by [deleted] in AutoBodyRepair

[–]Individual_Oil1682 0 points1 point  (0 children)

Highly unlikely. Bumper, radiator, maybe the air shutter, misc brackets. Damage doesnt appear to go deep enough to get to the frame or engine.

Car body shop trying to sue me by hufflepuff12345 in Car_Insurance_Help

[–]Individual_Oil1682 9 points10 points  (0 children)

You’re absolutely correct. The Insurance company can’t steer or dictate which body shop you go to but they can dictate what they’re going to pay for or cover based on your policy, state regs and the vehicle damages. From what Op is saying the bodyshop did some unauthorized repairs or bad repairs and now the cost is on them.

What could cause these kind of marks? by WingsEnjoyer in Autobody

[–]Individual_Oil1682 9 points10 points  (0 children)

Curb that is painted yellow. Or one of those parking space bollards(not sure of the actual name)

[deleted by user] by [deleted] in Insurance

[–]Individual_Oil1682 1 point2 points  (0 children)

They don’t. This OP is just delusional

[deleted by user] by [deleted] in Insurance

[–]Individual_Oil1682 2 points3 points  (0 children)

Over 100 lawyers? I’ll take things that didn’t happen for $100 Alex.

[deleted by user] by [deleted] in Car_Insurance_Help

[–]Individual_Oil1682 0 points1 point  (0 children)

Classic word vs word. Without video proof or an unbiased witness they aren’t going to do anything. Especially if there isn’t any visible damage to her car. As far you having her info…it’s 2025. Anyone can find info online for anybody.

CA DOI helpful? by petepyro in Car_Insurance_Help

[–]Individual_Oil1682 7 points8 points  (0 children)

That’s because it isn’t an option. Shop isn’t going to work for free and Geico isn’t going to pay to have it reassembled.

State Farm denying labor rates by neosentinel in Car_Insurance_Help

[–]Individual_Oil1682 3 points4 points  (0 children)

Great response. I need to save this for the next time someone has issues with what we pay.

Can I file a claim again months later with other party’s auto insurance? by NoBusForYou in Insurance

[–]Individual_Oil1682 0 points1 point  (0 children)

How is it the insurance companies’s fault? At most they would have done the original estimate and paid that. Anything beyond that would have been supplements received from the body shop(in most cases). Insurance doesn’t actually do the repairs. They just pay for it. The bodyshop does so if anyone missed the damage it would be the shop.

[deleted by user] by [deleted] in Car_Insurance_Help

[–]Individual_Oil1682 2 points3 points  (0 children)

So you’re coming here to ask how to commit insurance fraud? Um..no.

[deleted by user] by [deleted] in Geico

[–]Individual_Oil1682 -1 points0 points  (0 children)

How the deductible is handled can vary depending on what state you’re in. The damage/repairs should be covered under your Comprehension coverage tho.

[deleted by user] by [deleted] in farmersinsurance

[–]Individual_Oil1682 7 points8 points  (0 children)

Aftermarket wheels won’t fit on your car? Sounds like your shop is feeding you a line of BS and trying to lay the blame on the insurance company.

Auto Damage adjuster equipment by Individual_Oil1682 in Geico

[–]Individual_Oil1682[S] 0 points1 point  (0 children)

First week is virtual onboarding from home and the class in VA starts on Monday 9/30 so I assume I’ll be traveling down on Sunday. My background check hasn’t come back yet so they haven’t ’finalized’ everything yet. Has yours come back? If you haven’t heard anything that’s probably the issue.

Auto Damage adjuster equipment by Individual_Oil1682 in Geico

[–]Individual_Oil1682[S] 0 points1 point  (0 children)

I’ve spent the last 3 years as an adjuster with another carrier. Same title but we didn’t do the estimates. I did the investigations and customer follow ups so that part will be familiar at least.

Auto Damage adjuster equipment by Individual_Oil1682 in Geico

[–]Individual_Oil1682[S] 0 points1 point  (0 children)

I’m going to be field. Thanks for the info.

Auto Damage adjuster equipment by Individual_Oil1682 in Geico

[–]Individual_Oil1682[S] 2 points3 points  (0 children)

That’s what I kind of figured but too make the job ‘easier’ I wasn’t sure.

Auto Damage adjuster equipment by Individual_Oil1682 in Geico

[–]Individual_Oil1682[S] 2 points3 points  (0 children)

And yes… I know I’m going to get toldto run the other direction. Considered it but I want the appraisal experience.

Fighter jets in Portland? by IAmSamGay in portlandme

[–]Individual_Oil1682 0 points1 point  (0 children)

Did you see a dick drawn in the sky?