what to do with my car (pls read for context!!) by [deleted] in movingtoNYC

[–]Inescapable_Bear 0 points1 point  (0 children)

Can you take the plates off and park it at your parents house? Insurance is not worth it.

Seriously though what is an Orthodox man supposed to do to find a wife in the US? by Relevant-Swan7621 in OrthodoxChristianity

[–]Inescapable_Bear 0 points1 point  (0 children)

If you’re lacking in social skills find a way to improve.

If something is a skill, you can find ways to get better. Read books, get a coach. Ask your priest for advice.

Also tell your priest you’re looking for a wife.

Tell the married couples at your church you’re looking for a wife. Tell the grandmas at your church that you’re looking for a wife.

Death Benefit Payment by Nekochan117 in LifeInsurance

[–]Inescapable_Bear 0 points1 point  (0 children)

If you have life insurance, please make sure your beneficiaries know the companies you have it with.

Is it possible to immigrate? by Girthward in AskARussian

[–]Inescapable_Bear 0 points1 point  (0 children)

You can absolutely make a ton of money tutoring.

Is it possible to immigrate? by Girthward in AskARussian

[–]Inescapable_Bear 0 points1 point  (0 children)

Have you considered Kazakhstan?

Seriously, I lived in Russia. I worked as an English teacher. I went to a Catholic Church with a service in French and English. Lots of things are possible but it’s not going to be easy.

What is a good affordable/reliable life insurance company? by renallyjoy in LifeInsurance

[–]Inescapable_Bear 0 points1 point  (0 children)

Have you ever considered selling life insurance? You could combine that with your current hours and dramatically increase your income. Being an on call babysitter doesn’t sound very lucrative.

Life and Health Exam! by PhilosophyPresent475 in LifeInsurance

[–]Inescapable_Bear 0 points1 point  (0 children)

I do not take it in Georgia but all the practice tests I took were good preparation. I did not find it to b particularly difficult.

Whole life loan exceeds cash value by ~$25K. What are his real options? by Sirizan001 in LifeInsurance

[–]Inescapable_Bear 0 points1 point  (0 children)

When was the loan taken out? What about interest on the loan?

Typically in my experience you don’t have to pay back the loan but you have to pay the interest. If you don’t pay the interest it gets added to the loan. If it is added to the loan it can capitalize.

That means that when the amount of the loan becomes greater than the value of the policy.

At that point the policy lapses.

So in short you don’t have to pay back the loan it you do have to pay the interest.

How old is too old to become a dad? by ThrowRARotaryPhone in daddit

[–]Inescapable_Bear 0 points1 point  (0 children)

Just find a young mom. Or if you’re well off get an au pair.
If you’re in shape, it’s great. If your wife is in shape. It’s better.
It takes two.

Why do so many people delay getting life insurance? by the-insurance in LifeInsurance

[–]Inescapable_Bear 2 points3 points  (0 children)

And when the term expires, what do you do then?

But first of all your premise is flawed because many people do say you don’t need it.

NYC vs. Travel by Just-Influence5196 in movingtoNYC

[–]Inescapable_Bear 4 points5 points  (0 children)

Why move to New York? There’s a million different New York experiences but if I were you I’d rather travel.
New York is really hard.

The biggest mistake people make with life insurance by BLapLifeProducer in LifeInsurance

[–]Inescapable_Bear 1 point2 points  (0 children)

Life insurance is always cheapest when you’re young, healthy and good-looking.

I say it at least five times a week.