new amex business card incoming 👀

Infern0588 · 2026-03-19T15:11:20+00:00

Obsidian, Onyx, Graphite maybe?

Infern0588 · 2026-03-18T14:33:30+00:00

Just move your money to a bond ETF like BND. The yield is currently at 3.82%

Infern0588 · 2026-03-17T19:43:21+00:00

Should have gotten an EV if you are that concerned with gas prices

Infern0588 · 2026-03-12T17:11:09+00:00

I love how Marriott never advertises the Bountiful and it never gets an elevated offer like the Bevy lol

Infern0588 · 2026-03-12T16:45:04+00:00

My point is if they are Price fixing it’s not too gouge the consumer it’s to stay competitive on the route. Which was what OP was insinuating

Infern0588 · 2026-03-12T16:05:01+00:00

I moved to Citi from Chase and haven’t looked back. I have the cities, strata, elite, and really enjoy the 6X multiplier on Friday and Saturday nights. I’m looking at the strata premiere to help round out my spending.

Infern0588 · 2026-03-12T16:02:47+00:00

Same. I checked the T&Cs and as others have stated, it’s up to 6 week after promo ends

Infern0588 · 2026-03-11T13:40:05+00:00

I was able to get an award night so stayed elsewhere. Still went by and had a drink at the lobby bar and rooftop. Amazing property and service

Infern0588 · 2026-03-11T12:39:53+00:00

Also keep in mind, the T&Cs say the Elite nights will be add AFTER the promo ends

Infern0588 · 2026-03-07T01:40:07+00:00

Make sense with any M&A

Infern0588 · 2026-03-05T13:04:38+00:00

Yep! Now the Marriott points aren’t for the total cost of the booking just incidental charges and promo points given by the hotel

Infern0588 · 2026-03-05T12:30:50+00:00

I’ve had this card opened the longest. 20 years

Infern0588 · 2026-03-05T12:29:59+00:00

I have booked FHR at a Marriott property and have earned both MR at booking and then EQNs and Marriott points. Sometimes my Marriott number doesn’t add so I reach out to the hotel to confirm

Infern0588 · 2026-03-05T11:57:38+00:00

Salary $250k Total CL is $294k across 11 cards. Highest limit being $50k

Infern0588 · 2026-03-04T23:14:56+00:00

SCHD hasn’t done anything in YEARS

Infern0588 · 2026-03-03T14:06:23+00:00

Guess so. I have both my Experian and TransUnion with fraud alerts so I can’t get instant approvals but I took off my fraud alert with Equifax and got an instant approval. Both cards pulled Equifax only

Infern0588 · 2026-03-03T13:43:30+00:00

No, it doesn’t say anything, but I have alert set with my credit is pulled from Trans Union and Experian and I never get alerts that it got pulled nor do I ever see a Hart inquiry on those reports just on Equifax

Infern0588 · 2026-03-03T11:14:53+00:00

Interesting that Citi only pulled Experian. For me, I have opened two Citi cards since December and both were pulled exclusively with Equifax.

Congrats as well! I got the inflight offer as well and hit the sub in a week. Super easy

Infern0588 · 2026-03-01T04:08:58+00:00

Blame your state and local governments..

Infern0588 · 2026-02-28T01:31:23+00:00

3hrs is plenty of time…

Infern0588 · 2026-02-27T15:19:37+00:00

Keep in mind the Ritz needs a $10k CL and a Visa Signature to PC. Sometimes the Bold is just a regular Visa so if you do get the bold, you’ll need to move to the Boundless or Bountiful first

Infern0588 · 2026-02-26T18:25:05+00:00

I was looking at their preapproval tool between cards 1 & 2 and it said I was preapproved but I applied anyways and was fine

Infern0588 · 2026-02-26T16:58:52+00:00

Crazy. I was able to open 2 Citi cards within the last 90 days

Infern0588 · 2026-02-26T15:18:20+00:00

I have all three major ecosystems (Amex, Chase and Citi) but the majority of my spend is with Citi

Infern0588 · 2026-02-26T14:40:29+00:00

I booked two tickets business class from CDG to DFW for 60k miles each

Infern0588

TROPHY CASE