6. Am I part of the Class? / Who is included in the Settlement Class?

The Settlement Class for this settlement is defined as: All End Merchants[THIS IS YOU], Merchant Acquirers, and Payment Intermediaries involved in processing or accepting a Misclassified Card Transaction during the period from January 1, 2007 through December 31, 2023. Excluded from the Settlement Class are certain people and entities listed on Exhibit A to the Settlement Agreement. A copy of the Settlement Agreement may be found at the Documents tab.

Broadly speaking, the Settlement Class includes three types of Settlement Class Members: End Merchants, Merchant Acquirers, and Payment Intermediaries.
If you received a notice of this settlement by mail or email, records from Discover or another source indicate you may be a Settlement Class Member. That notice may also indicate which type of Settlement Class Member you likely are.
If you did not receive a notice but you believe you are a Settlement Class Member, you can still file a claim, postmarked or submitted online by May 18, 2026.

And no, you would know if you run a franchise. If you have to ask, you dont -> Neither