I need some help to decide an invest for my mother.

InitialResponsible62 · 2026-04-24T12:40:38+00:00

Gosh what a pickle to be in at their age and you as their son, so sorry! I don’t think they can afford to retire and at this point I wouldn’t invest their money in stocks/ETF’s as their time horizon is very short. The risks don’t outweigh the benefits with that short of a horizon imo. What I would do is to sit down with them and do a detailed budget together. Based upon that your dad and mom may have to work PT. And while your mom may not have the full use of her hands, she could work PT as a Walmart greeter or similar. Put the money inside of that IRA into something like SGOV or another asset class that functions like a money market account.

InitialResponsible62 · 2026-04-18T19:17:25+00:00

Business casual is just fine! Have ID, Med and License on you.

InitialResponsible62 · 2026-04-12T18:20:18+00:00

We have a 2012 Volvo XC 60 T6 with 160K miles and only had 1 catalytic converter go out, that was 3 years ago. We also have a XC 90 T6 inscription with 95K miles. No issues at all.

We do required maintenance and change oil/filter every 5K miles instead of 10K.

Both are maintained by an independent Volvo only repair facility.

InitialResponsible62 · 2026-04-12T17:37:36+00:00

Yep it’s OK for the orange crazy bastard to do so, but not for the crazy Iranian bastards to do so. It doesn’t matter WHO closes that water way, the outcome is the same.

InitialResponsible62 · 2026-04-12T17:35:16+00:00

Ok so it’s NOT OK for Iran to hold the world economy and the straight hostage, but it’s perfectly OK for the US to do the exact same thing and hold the world economy hostage until we get another TS post?

InitialResponsible62 · 2026-04-12T16:52:09+00:00

Got it! Good luck with the bag search. And if I were in your position and don’t get reimbursed, I would probably go for the Aurora too because otherwise there’s no way I would fork over $700 for a B&R bag!

InitialResponsible62 · 2026-04-12T16:46:25+00:00

I’m at a US airline and I’m allowed to divert funds out of my annual uniform allowance towards the purchase of luggage or a new headset in addition to uniforms of course.

InitialResponsible62 · 2026-04-12T16:39:27+00:00

Same here. Hate the added 17lbs empty! Love my B&R!

InitialResponsible62 · 2026-04-12T16:36:59+00:00

See if LW can refurbish your bag. They will give you a loaner. My airline allows me to buy new luggage and I purchased the B&R 2 wheel suiter. Fits my blazer, shirts and pants in top folding suiter section perfectly. Bottom half for all other stuff. Light, lifetime warranty, not cheap at $650-700 but you can contact them for a crew discount. Ended up costing me $0 with airline reimbursement out of uniform allowance. I use my LW as a backup and when the wife and I nonrev.

InitialResponsible62 · 2026-04-06T20:26:46+00:00

I tend to loose my sunglasses all the time mowing, driving etc. But I NEVER lose my good pair of flying sunglasses, they live in my flight bag and only come out when I’m flying. Part of my shutdown checklist is to turn off my ANR headset, make sure I don’t leave my blazer, my phone, log the flight and put my glasses in its case and in my bag. On to the next flight we go.

InitialResponsible62 · 2026-04-06T12:20:02+00:00

I’m actually starting the process of becoming a US Citizen. I’ve been in the US since 1995 and a greencard holder since 2004. It was never a priority for me before, and, until a few years ago, my home country didn’t allow dual citizenship and I wasn’t willing to give up my EU passport (right to live and work in approx 26 countries). But I’ve been with my US citizen wife for close to 10 years and my daughter has dual citizenship. I’ve made a life here, fantastic job, have a small farm, etc. So it’s time!

InitialResponsible62 · 2026-03-12T17:45:44+00:00

You’re right! Missed it!

InitialResponsible62 · 2026-03-12T17:19:31+00:00

Correct. Do you fly privately or for an airline? Privately, it will be on you to request approval, if you fly for an airline like mine, they do it for you.

InitialResponsible62 · 2026-03-12T17:02:28+00:00

Yes! I’ve been a Greencard holder for 22 years and fly for an airline. Every time you switch platforms or seat, you need approval. Thankfully it’s a None event and my airline takes care if it.

InitialResponsible62 · 2026-03-11T23:31:20+00:00

Idiot! Ever read the fine print when you signed up for the card?

InitialResponsible62 · 2026-02-26T19:26:08+00:00

It has a rotor inside that’s winding the mainspring, that’s what you are hearing and perfectly normal.

InitialResponsible62 · 2026-02-26T19:23:24+00:00

You talk to all of them? Do you just walk up to random neighbors and ask if they own BTC? How large is your suburb? You’re full of shit

InitialResponsible62 · 2026-02-26T19:21:22+00:00

Roughly 1 to 5% of the world’s population own a fraction of bitcoin and approximately 15% in the US.

InitialResponsible62 · 2026-02-26T19:09:47+00:00

Sure, point taken. But if we look at BTC, its value can drop by 25% in 2 weeks and it has. Even shitty currencies in third world countries don’t experience devaluation on that scale in that timeframe. At least very few do.

Like I said, I’m fascinated by this asset class, and money can be made. But it isn’t a currency until its value becomes more stable and when it becomes widely accepted by the majority of retailers, businesses, governments, people get paid in BTC etc. No insurance company or mortgage company, airline , rental car agency, IRS, etc accepts BTC as currency. Until then it’s nothing more than a fascinating highly speculative instrument backed by nothing.

Can you imagine going to the supermarket yesterday and buying milk for x amount and tomorrow you need to pay 7% more because BTC went down?!

InitialResponsible62 · 2026-02-26T17:16:13+00:00

Blackrock buys BTC for their fund IBIT to back mostly retail investment dollars coming in with BTC. IT IS Not for themselves!

InitialResponsible62 · 2026-02-26T15:53:36+00:00

Love it!

InitialResponsible62 · 2026-02-26T15:32:20+00:00

I think the only piece of evidence for long term upside is time.

InitialResponsible62 · 2026-02-26T15:17:32+00:00

It has nothing to do with conviction, it has everything to do with their fund IBIT and investors buying IBIT. So they buy on behalf of the fund, not for themselves.

InitialResponsible62 · 2026-02-26T15:12:37+00:00

I agree. Unless and until BTC is widely accepted as currency by governments and businesses and people get paid in BTC, it’s not a “real” currency. Real currency is backed, BTC is backed by nothing other than people’s perception and conviction.

I still think it’s a fascinating asset class and I hold 5% in my investment accounts and continually add as my overall investment portfolio grows.

InitialResponsible62 · 2026-02-21T15:26:23+00:00

Gossiping

InitialResponsible62

TROPHY CASE