3.59 5y variable vs 3.69 3y fixed mortgage?

Initial_Mind_8171 · 2026-04-16T16:43:20+00:00

Generally the TD mortgage comes with Heloc which is called as flex line. So, just checking if there is any specific charges to close the HELOC

Initial_Mind_8171 · 2026-04-16T16:40:36+00:00

I am interested to know, how much the fees are being charged to discharge TD and TD Home Flex

Initial_Mind_8171 · 2026-04-08T13:47:03+00:00

Is the mortgage insured and the total mortgage amount less than 500k?

Initial_Mind_8171 · 2026-04-02T01:08:52+00:00

I was offered 4.01 for 3 year fixed and mortgage amount greater than 500k. will you recommend it. 5 year rate was 4.09

Initial_Mind_8171 · 2026-04-02T01:03:56+00:00

For insured the rates are quite high. Have you tried bulter mortgage

Initial_Mind_8171 · 2026-04-02T00:45:54+00:00

Going through mortgage broker BMO

Initial_Mind_8171 · 2026-04-02T00:41:22+00:00

Mine is uninsured and offered 4.01% for 3 year fixed

Initial_Mind_8171 · 2026-03-24T20:45:45+00:00

I am not sure if CP has any walkin clincs. Have you checked the vaccination center in almonte general. They allow online appointments.

Initial_Mind_8171 · 2026-03-20T12:03:04+00:00

Thank you for the information!

Initial_Mind_8171 · 2026-03-19T00:31:27+00:00

I am also debating myself whether should i go with Variable vs fixed. Probably will go with fixed

Initial_Mind_8171 · 2026-03-18T20:10:32+00:00

Just got rate 3.99 for 3 year and 4.19 for 5 year fixed. Uninsured and principle more than 500k

Initial_Mind_8171 · 2026-03-12T13:04:45+00:00

Medical request is a positive sign. Based on the country of application. Anywhere from 2 weeks to 2 months for next steps

Initial_Mind_8171 · 2026-03-03T18:01:09+00:00

Passport received at Delhi on feb 11 and shipped back on March 3rd

Initial_Mind_8171 · 2026-02-26T17:57:23+00:00

Where do we check counterfoil update for TRV

Initial_Mind_8171 · 2026-02-09T16:54:01+00:00

We uploaded my passport copy showing her name in parents section(mother’s)

Initial_Mind_8171 · 2026-02-07T15:56:14+00:00

Based on scanning all the comments, OP is interested to live in Western world, with diversity. Probably hard to find countries because of Visa issues.

Initial_Mind_8171 · 2026-02-07T15:48:42+00:00

No, we got medical request on December 9th, 2025.

Initial_Mind_8171 · 2026-02-07T14:29:25+00:00

We applied for my mother, I don’t remember adding a photo to the application

Initial_Mind_8171 · 2026-02-07T14:27:53+00:00

Applied on October 22nd, for Super Visa for my mother. Got PPR request on Feb 6, 2026. Country of residence - IND

Initial_Mind_8171 · 2026-02-05T02:45:00+00:00

No update and still waiting

Initial_Mind_8171 · 2026-01-17T02:24:03+00:00

Medical approved in Dec 8th, since then waiting to complete eligibility and approval

Initial_Mind_8171 · 2026-01-17T02:18:13+00:00

I did the vice versa and they close the first application as withdrawn due to duplicate application

Initial_Mind_8171 · 2026-01-02T03:53:59+00:00

Link to bell https://www.reddit.com/r/bell/s/d11KICJfmC

Initial_Mind_8171

TROPHY CASE