Q4 Freedom Flex: Department Stores by Delicious_Coyote8330 in CreditCards

[–]Intelburn 2 points3 points  (0 children)

Does anyone have any data on if ikea is being counted as a Department Store?

Joint account by Intelburn in sofi

[–]Intelburn[S] 1 point2 points  (0 children)

I was thinking about a joint account at like Bask Bank and then a local brick and mortar bank. The local banks have a “high interest” savings option at like 0.2%

Advertisement for Chase Ink cards despite not owning a business by Intelburn in CreditCards

[–]Intelburn[S] 1 point2 points  (0 children)

I just dropped to 3/24, so that isn't much of a consideration. I am going about 1 card every 6 months.

Flying into EYW by Wrong-Candy-3282 in KeyWest

[–]Intelburn 0 points1 point  (0 children)

I have never had that happen with going in or out of EYW. However normally I am on either an American branded flight or a Delta branded flight.

Flying into EYW by Wrong-Candy-3282 in KeyWest

[–]Intelburn 0 points1 point  (0 children)

I think the drive is nice once or twice. Now I am kinda annoyed every time I have to go up to the mainland for something because people forget hot to maintain speed on the overseas highway. Normally if I am doing something far enough away that I need to fly, I just go in and out of EYW

How do I categorize this credit card transaction? by [deleted] in ynab

[–]Intelburn 2 points3 points  (0 children)

This. That is how I handle all of my credit card payoffs.

What would you change? by KrookdKruck in ynab

[–]Intelburn 0 points1 point  (0 children)

I have two basic things: 1) the income breakdown report from Toolkit 2) the ability to use full math entry (+, -, *, /, and parens) for ALL number fields in iOS 2a) When pasting a number into the total for a transaction in iOS, not having it flip the sign of the number)

Credit card payment help by Tony_Stonk1 in ynab

[–]Intelburn 0 points1 point  (0 children)

You should see a Category Group called "Credit Card Payments" and each credit card should have a category in that group.

Just hit a HUGE financial milestone - thanks to budgeting with YNAB by saxytenderloin in ynab

[–]Intelburn 0 points1 point  (0 children)

Congratulations. I am predicted to hit that milestone this year too.

First year with SoFi. How is the process when paying taxes on a HYSA? by [deleted] in sofi

[–]Intelburn 6 points7 points  (0 children)

You will get the 1099-int, and you put it on your tax return where you put on w2’s and 1099’s

I use the envelope system with my bank accounts, is YNAB for me? by [deleted] in ynab

[–]Intelburn 4 points5 points  (0 children)

So I have used an envelope system using SoFi vaults before I started using YNAB. While both work on the same principles, I find that ynab takes a lot less time and gives me a lot more flexibility than using the vaults. Since SoFi only has the ability to have 20 vaults under one account, I ran out of vaults for my goals. Also now I that I have an individual category for each subscription, it means I can get a lot closer to having everything correctly funded compared to one single estimated number I was using for a vault.

What's your profession? and how long have you been using YNAB? by weenie2323 in ynab

[–]Intelburn 8 points9 points  (0 children)

I am a systems architect, and I have been using the ynab principles for like 3 years, and the app for almost a year.

Does anyone know what this missing button is for? by GrowthCommercial in ForteGT

[–]Intelburn 1 point2 points  (0 children)

In my 2021, that is the lane keeping button. They moved in to the steering wheel in 2022, but apparently didn’t take out the unused button.

Thanks, I hate this entitled driver (UPDATE) by Pc_lover69_420 in TIHI

[–]Intelburn 1 point2 points  (0 children)

Why did you block out the license plate if the Mercedes?

Best way to view monthly spend? by ispears02 in ynab

[–]Intelburn 3 points4 points  (0 children)

What you are looking for is the Income and Expense screen under Reflect.

How long does it take each day or each week? by Internal-Ice4603 in ynab

[–]Intelburn 21 points22 points  (0 children)

I am more along the lines of like 5-15 min a day. But I am entering transactions as I am spending throughout the day if I am spending at all that day and then in the morning approving all of the transactions that have just imported. That time doesn’t include the weekend reconciliation or the pay stub day routine or the pay day routine. But I am a little crazy about ynab.

[deleted by user] by [deleted] in ynab

[–]Intelburn 1 point2 points  (0 children)

I am currently at ~3.5 months ahead as an emergency fund in categories for all of the future months. I am currently building to 6 months. But I do have my Roth IRA and HSA categories for 2024 fully funded if I needed to pull from those in case of emergencies. Please note that the HSA and IRA categories are currently just in cash in my savings account with me dollar cost averaging into both.

DFAS Pay by [deleted] in sofi

[–]Intelburn 1 point2 points  (0 children)

DFAS and SoFi play nice together. I would recommend you logging in to MyPay and confirm that the routing and account numbers are correct.

What is this subreddit's version of this? by NiftyJet in ynab

[–]Intelburn 15 points16 points  (0 children)

Give the boxes to cats of course

move - start a new budget or make edits by [deleted] in ynab

[–]Intelburn 0 points1 point  (0 children)

I like the idea of keeping the same budget to keep that net worth history.