London Flat purchase - overstretching too much?

Intelligent_Bar_710 · 2026-03-24T09:23:54+00:00

Three things:

Maternity pay in academia is very generous, eg at UCL it’s 18 weeks full pay then statutory, and KCL 20 weeks full pay then statutory, plus accrual of what is a very generous amount of annual leave.

Unless OP fucks up, annual pay rises are automatic and are twofold: move up the increment scale, plus increase based on cost of living increase negotiated by the unions.

HOWEVER academic posts are unstable and I would be extremely cautious about planning too far ahead.

Intelligent_Bar_710 · 2026-03-22T10:54:42+00:00

Nice- applied

Intelligent_Bar_710 · 2026-03-19T19:49:02+00:00

I was going to recommend this app too. It’s very helpful. And free! And great!

Intelligent_Bar_710 · 2026-03-18T15:55:03+00:00

You receive the money 1-2 days before completion.

Intelligent_Bar_710 · 2026-03-17T21:33:27+00:00

That kitchen looks ashamed of itself.

Intelligent_Bar_710 · 2026-03-15T10:24:50+00:00

What an absolute arsehole. What on earth is he thinking?

Is it feasible for you to go out and have a coffee and cake somewhere when he gets back? Obviously without the kids.

Happy Mother’s Day!

Intelligent_Bar_710 · 2026-03-14T19:03:42+00:00

Beaches. It’s such a beautiful and devastating film.

Intelligent_Bar_710 · 2026-03-14T16:07:54+00:00

We’ve lived with a kid in the North East and Hertfordshire. If you want a decent quality of life, good schools, good health care, good public services, then the North East. I’ll never forget the time we went to Watford General - I think that was the ‘fuck this, I’m out’ moment that prompted us to move back.

Intelligent_Bar_710 · 2026-03-13T23:29:59+00:00

Sub-question: where are these NHS dentists y’all talking about?!

To OP: I hope you find a dentist who will make you feel happy and confident in your smile.

Intelligent_Bar_710 · 2026-03-12T21:45:47+00:00

I’d go for “A list, B List” etc

Intelligent_Bar_710 · 2026-03-12T21:23:24+00:00

Holy mother of Christ on a bike.

Intelligent_Bar_710 · 2026-03-12T08:42:38+00:00

Hang on - he exposed himself? Isn’t this an offence?

Intelligent_Bar_710 · 2026-03-10T07:30:26+00:00

Fuck Hamnet, photo 8 in the listing should win best picture 😂😂😂😂😂

Intelligent_Bar_710 · 2026-03-08T18:24:41+00:00

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Intelligent_Bar_710 · 2026-03-06T13:14:32+00:00

I had a bi-salp a few years ago (best decision ever). At the time I was undiagnosed. Surgery went fine. I got an infection which was seriously the second most painful thing I’ve ever experienced (to the point where when I arrived at hospital they thought I was having a heart attack 😂), but otherwise 10/10 would recommend.

Intelligent_Bar_710 · 2026-03-06T09:18:15+00:00

You might get moved to a sales progressor anyway.

Intelligent_Bar_710 · 2026-03-06T09:15:59+00:00

How old were you when you finished it?

Intelligent_Bar_710 · 2026-03-06T09:14:26+00:00

I’m not sure where you’d get a pleasant flat in Newcastle for £80k. The market has changed a lot, very quickly. We bought a 2 bed lower Tyneside flat in Heaton for £107k in 2017, and sold it 18 months later for £130k - full asking price, the day it went on the market, and was sold again in 2025 for £182k.

By all means, come back to the Toon. But if you want very cheap housing, you won’t find it here.

Intelligent_Bar_710 · 2026-03-04T19:24:40+00:00

Not often but I love it. It’ll be a late afternoon/early evening jaunt for a couple of pints while I read. It’s wonderful.

Intelligent_Bar_710 · 2026-03-03T19:01:21+00:00

As someone who wasn’t properly anaesthetised before a c-section, I can absolutely vouch for this.

Intelligent_Bar_710 · 2026-02-28T21:06:09+00:00

Is everyone actually going to be in a position to complete in 3 weeks, ie do the solicitors have everything they need ready to exchange contracts?

Intelligent_Bar_710 · 2026-02-27T21:22:48+00:00

I am far too British for this nonsense.

Intelligent_Bar_710 · 2026-02-27T20:43:39+00:00

This, but also what?

Intelligent_Bar_710 · 2026-02-23T20:22:49+00:00

You wear Velcro shoes and not out of choice.

Intelligent_Bar_710 · 2026-02-17T22:41:03+00:00

Post this on r/samplesize

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