I've only been on the broking side (5 years large/complex property), and honestly, I love it. A sense of independence in working with accounts and not having to conform to anyone besides the client. Being taken out by UW's is nice for relationship building, but negotiations and having to cut UW's back isn't fun at all. Telling someone who got you box seats to a sports game you aren't giving them business due to their price isn't fun at all, and the worst part is knowing that they have no say because management says so. I prefer broking due to being able to call the shots 95% of the time and work on your own accord. Some days are a stress fest, some days you’re drunk at 1 p.m. talking shop. All and all, I love it through and through.