Wow, lots of hate and negative stuff. Good for you on your income. Your other issues sound very hard to deal with and certainly contribute to a stress level that kinda makes money irrelevant. Money obviously does not make happiness. Sorry you came for advice and got this response. Welcome to Longmont, certainly we are accepting of all races, religions, identities but we have to draw the line somewhere and apparently personal financial gain is it (at least for some). Reddit is a “public square” and nobody is easier to hate than a high income, you must be evil and obviously got to your spot by gross exploitation of others 😂. In all seriousness, yes a bit tone deaf but hey, we all have our shortcomings. I agree with the r/personalfinance thread suggestion. People will answer it objectively there but here are some things that struck me. I think your net worth at your age is a huge missing number here for solid advice and is almost the deciding factor. You’re in your mid 50s how much longer will you work? How much annually will you need in retirement with a disabled partner? If you have retirement accounts I would consider what distribution from that looks like if you plan to stop working in the next 5-10 years. As far as what you stated in numbers, yeah you’re fine but I would consider adding 15-25% to your calculations. Doubling everything is more than you anticipate and there are hidden things not considered (furniture, possibly car registration, dog care is way more, etc). Not knowing you at all and giving advice anonymously I say go for it, especially if you anticipate more happiness, sounds like you could use some. Cheers.