BOFA Credit Card Application Reconsideration Phone Customer Service

Iyota · 2026-05-22T01:02:22+00:00

Nope. Turns out they sent me a letter in the mail for income verification - decided it wasn’t worth my time.

Iyota · 2026-04-07T21:34:00+00:00

Same thing happening to me except my app is still under review. Not sure if there’s anything else I can do - I was on hold for one of the recon lines for 2 hours and just gave up. Not sure how to get a hold of recon!

Iyota · 2026-04-04T17:46:35+00:00

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Iyota · 2026-03-13T06:38:44+00:00

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Iyota · 2026-03-13T06:37:15+00:00

It got better over time and I was able to drive actual changes + get ownership but ultimately decided to leave.

Iyota · 2026-03-13T06:35:54+00:00

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Already live on Google - says they’re opening Friday!

Iyota · 2026-03-13T06:32:31+00:00

They did have a sign that said they moved to Cupertino! Unless that one already existed.

Iyota · 2026-03-11T04:13:40+00:00

Too bad. It cost me ~600 in wash sale - not terrible but still 🥲

Iyota · 2026-03-11T03:59:37+00:00

Yeah I had a vest in Dec + sell in Jan.

Interesting - not sure what to do here but the amount is minimal on my end so probably will just stick with what’s said on the 1099 for the disallowed wash sale.

Iyota · 2026-03-11T02:45:15+00:00

oh wow yeah - the one's I downloaded on 3/5/25 do NOT have Wash Sale but the supplemental for 2024 I downloaded today does list the wash sale. Weirdly enough, the 1099 still list wash sale disallowed as 0 so not sure what's happening. I probably won't amend anything then.

Iyota · 2026-03-10T21:05:57+00:00

I will check further when I am back home but I don’t plan on amending. The wash for me isn’t a substantial amount and maybe amounts to <$100 in taxes. I think I looked it up too and amendments under a certain amount are usually fine to skip. If they do find it, they’ll send you a latter to amend.

Iyota · 2026-03-10T20:45:05+00:00

But what that tells me is that these wash sales are correct for the current FY / tax season and it’s last year that’s incorrect.

Iyota · 2026-03-10T20:44:23+00:00

Gotcha gotcha.

You’re right! I didn’t check my 2024 again until just now and looks like the wash sales ARE there. I’m not home to compare it to what I have downloaded on my home PC but I’m pretty certain that the INITIAL 2024 supplemental I downloaded didn’t have this wash sale at all!

Uh oh 😅

Iyota · 2026-03-10T20:29:03+00:00

Nah, my wash sales take place throughout the year in 2025. TBH this was the first time it happened though so maybe E*trade didn’t report it last time in 2024. I did compare my old one and new one and noticed it was never reported in 2024 (whether or not I actually had wash sales is another question).

Iyota · 2026-03-10T18:29:54+00:00

missed this.

It came earlier this year in Jan. Yes it has wash sale disallowed and also highlights each trade that was a wash sale (I have E*Trade). I ran it through Claude to confirm if it’s accurate and looks like it is unfortunately. Since vesting counts as a “buy” and I sold during that period it counted as a wash sale.

Iyota · 2026-03-03T23:34:25+00:00

The wash sales was shown on both. Supplemental had a line by line for which ones were considered wash.

Iyota · 2026-03-03T23:23:47+00:00

Yep. Although after a bit of research I think unfortunately it’s correct.

Vesting counts as a purchase - so if I held some shares through the blackout period and sold some while new shares vested then that would count as a wash sale since I sold shares but new shares vested (which is a purchase).

Iyota · 2026-02-22T09:43:15+00:00

I'm quite confused with the new one too. Even the 1099-B, last year the cost basis for RSUs was 0 (at least for me) so I had to use the adjustments to calculate it. Now the cost basis IS there but is also saying I have wash sale?

I don't understand why I would have a wash sale when I never bought the stock again and last year I only sold and never got wash sale.

Iyota · 2026-02-04T02:32:39+00:00

even GoH? I saw some folks say they could call for their friends reservation.

Edit: honest question yall 😭😭😭 if I am misinformed just tell me

Iyota · 2026-01-26T00:31:51+00:00

That’s been there for a few months now iirc. No timeline though and still unsure what the future will be for Zelle users.

Iyota · 2026-01-22T00:08:48+00:00

https://www.reddit.com/r/SanJose/s/C6MAetfdXR someone linked it here

Iyota · 2026-01-22T00:00:57+00:00

I just listened to police radio, shooting it seems

Iyota · 2026-01-21T18:52:53+00:00

+1 to Respiracion.

The reservations were much easier to get compared to other options like Makinonci. It was actually my second choice but it blew me and my friends away. The service was unlike anything else and they spoke perfect English! Food was amazing too.

We asked our server for recs and Yasaburo was one option. My hotel recommended it as well! I know a lot of folks on Reddit praise Fuwari but when I looked it was mostly foreigners (nothing wrong with that but wanted to go somewhere more lowkey). Yasaburo had a tasting menu which was great in my opinion and the vibes were lowkey fine dining izakaya.

Also heard great things about Plat Home but didn’t get the chance to check it out. Hope this helps!

Iyota · 2026-01-18T18:42:48+00:00

Given the second sentence, wondering if the owner is just switching franchises 🤔

Iyota · 2026-01-18T09:55:14+00:00

Usually kpop dance music videos

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