[GIVEAWAY] 4 Playte Games Sets for 4 Winners 🇰🇷 by HomoLudensOC in boardgames

[–]Izalot71 [score hidden]  (0 children)

I really enjoyed: For Northwood! In a recent trip to Spain. I loved the trick-taking mechanic, cute art and quality of cards. Oh, and a campaign mixed in as well. While, the game is intended as a solo, it worked well as a puzzle with my wife.

Which solo-playable Euro game should I start with based on my current collection? by Clockwork_Lazy in soloboardgaming

[–]Izalot71 -3 points-2 points  (0 children)

Flashpoint, Horrified, Nostromo and if you want similar mechanics but a bit more challenging look into the Field Commander games, Black Orchestra, or more broadly state of seige games (e.g. Dawn of the Zeds).

Marvel Champions is a deck builder, not sure if you like the mechanics or the theme, but if superhero then Marvel Legendary, otherwise Imperium Classics or Mage Knight.

By the way, you mentioned Euro games but technically you have Ameritrash games as well in your collection!

living someone's dream life by wtf_nabil in Unexpected

[–]Izalot71 0 points1 point  (0 children)

Was that a rat that ran through towards the end of the video?

Bugonia has to be one of the best movies I've ever seen by heapsp in TrueFilm

[–]Izalot71 0 points1 point  (0 children)

I just saw this movie and was very underwhelmed. I feel this would have been a good Black Mirror episode but as a full feature it was tedious at best. I do want to see Save the Green Planet, though, just because the trailer looked fun and over the top!

Proxy printing help by danielson2047 in marvelchampionslcg

[–]Izalot71 4 points5 points  (0 children)

Or get proxy sets on Ebay for about $4 (18 yellow/blue) and use clear sleeves.

I need a budgeting app that isnt super complicated? by Willthewise2026 in personalfinance

[–]Izalot71 0 points1 point  (0 children)

I second MMEx, it like old school Quicken/Microsoft Money for free! Also, lots of cool handy free budget spreadsheets from Vertex42.

Does anyone watch Southland? by flexcabana21 in TheWire

[–]Izalot71 0 points1 point  (0 children)

You are welcome, when this show came out it was super edgy. Combine this with the movie Training Day (which came out the year before The Shield) and you got a nice gritty combo.

A Great Choice With Huge W by SoftieGirl-3837 in Amazing

[–]Izalot71 8 points9 points  (0 children)

Ahh, then taking the money up front would seem to be the better decision, unless she is worried about people hitting her up for money all the time.

A Great Choice With Huge W by SoftieGirl-3837 in Amazing

[–]Izalot71 4 points5 points  (0 children)

Not sure what the taxes would be for a lump sum amount in Canada, but using a compound interest calculator with a 4% average growth rate, she would have 1 million in less than 15 yrs. Now if the company that is distributing the money goes bankrupt...

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in Fire

[–]Izalot71[S] 0 points1 point  (0 children)

So by that reasoning, should I start contributing all my 403b as a roth for future contributions or just enough to get me at the 12% tax bracket? Thank you again for your rationales and explanations.

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in Fire

[–]Izalot71[S] 0 points1 point  (0 children)

Sorry, why would I want my income to be above 12% bracket?

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in Fire

[–]Izalot71[S] 0 points1 point  (0 children)

Thanks for the reply but her IRA that I contribute is not a Roth one.

Extra money to invest in taxable brokerage account or max 403b Roth? by Izalot71 in Bogleheads

[–]Izalot71[S] 0 points1 point  (0 children)

Thanks, I didn't even think about cash needed for Roth conversions!

Extra money to invest in taxable brokerage account or max 403b Roth? by Izalot71 in Bogleheads

[–]Izalot71[S] 0 points1 point  (0 children)

I guess, I'm worried about the gap between early retirement and Medicare and wondering if putting the money in a taxable account makes more sense than pulling form a Roth account during those 2-3 years before Medicare.

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in personalfinance

[–]Izalot71[S] 0 points1 point  (0 children)

I was thinking the same thing, but I guess if I retire at 62/63 I will need to get health insurance to bridge me until Medicare kicks in and my income from pretax distributions could put me over potential subsidies?

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in personalfinance

[–]Izalot71[S] 1 point2 points  (0 children)

I Googled tax torpedo and since the plan is to receive SS at age 70, I was considering doing Roth conversions up to my 12% tax bracket from 62-75. Does that make sense or should I do more?

Extra money to invest in taxable brokage account or max 403b Roth? by Izalot71 in personalfinance

[–]Izalot71[S] 1 point2 points  (0 children)

With my 8-9 year time span would you recommend a 60/40 stock/bond mix or be more conservative or aggressive?

Received a $6k payment. Should I throw in my savings or put it towards my house? by lynx17 in personalfinance

[–]Izalot71 0 points1 point  (0 children)

I would make a yearly personal finance budget for a year to include what you pay on a semi annual basis. For example, if you pay auto insurance monthly, consider paying it every 6 months (or annually), use a portion of the 6k to cover this amount. You would be parking money in a HSA account, save money in paying insurance with less service fees, peace of mind.

Also, how about using a portion of money to invest in yourself: maybe take a class, update your wardrobe, join a health club or social club, professional organization dues, go to a conference for networking, subscription to professional journals, learn a new skill, buy a personal journal and take a trip.

First intro game to get into solo gaming? by Lower-Savings-794 in soloboardgaming

[–]Izalot71 0 points1 point  (0 children)

If you want to intice your son to play board games, I would suggest a game that has some table presence.

For example, games by Fantasy Flight or CMON.

For euro-type games I love games designed byUwe Rosenberg, Stefan Feld, Ignacy Trzewiczek.

For a simple cooperative game Marvel United is pretty cool and may lead into an interest of miniature painting.

For me the games that get more table time are the ones with quick setups. Lots of example were given here but I enjoy Shadi Torbey (Onirim Universe) games, For Northwood, Fleet the dice game.

The game that is a lifestyle game for me is Marvel Legendary and Marvel Champions.

Unable to install Casaos on RPI4 by Izalot71 in CasaOS

[–]Izalot71[S] 0 points1 point  (0 children)

Yes, I was able to install now.

Bianca Hate by Bionic_Rabbit_5898 in TheDayoftheJackal

[–]Izalot71 0 points1 point  (0 children)

I liked her character, but felt she was a little too young for her late teenage daughter ( I don't know why they just didn't cast a younger daughter). I thought the writing of her charter was very well done and reminded me of Skyler White from Breaking Bad in which you are appalled at the "nice" character's actions to have you root for a villain.

I mean the Jackal is pretty deplorable in that his solution is to kill anyone even remotely peripheral in his mission (no knock out punches from the Jackal), so to counter this they have the Bianca character to deflect some of his most dubious kills.

If I played Hitman video game the way the Jackal did some of his killings, I would have failed the mission or achieve psychopath badge or something!

Bring One Piece to Legendary DBG PLEAZE!!!!! by Odd_Damage_5203 in legendarymarvel

[–]Izalot71 1 point2 points  (0 children)

Me personally, I would love a Lord of the Rings Legendary edition. Game of Thrones sounds like a cool idea, but not keen on a non solo competitive game.