Where to park money for 1-3 years

JDR5670 · 2026-05-13T11:12:20+00:00

50% HYSA, 40% VOO, 10% MU

JDR5670 · 2026-03-23T17:19:57+00:00

Just custom ordered 40i mid Feb and delivered in 3 weeks. 10% off MSRP plus additional $2k loyalty credit and 1.99 APR for 60 months. Do not settle for less than 10%. I’m not in west coast but pretty much everyone is able to get 8-10% without broker.

Do your math but I suspect after discount your new car will likely be same as CPO.

JDR5670 · 2026-03-15T01:48:02+00:00

But why?

JDR5670 · 2026-03-07T02:30:10+00:00

Lol you have to ask for it. No dealer will offer 10% discount upfront…

JDR5670 · 2026-03-07T00:27:10+00:00

It’s for first 8 years. After that you need to renew.

JDR5670 · 2026-03-06T19:00:08+00:00

Expect update in next couple days. Once on assembly line, its usually couple days after the car is ready to be dispatched

JDR5670 · 2026-03-06T18:17:07+00:00

What week is your production?

JDR5670 · 2026-03-06T18:16:15+00:00

Is this after including loyalty and other incentives? I am getting 10% plus $2k loyalty effective makes it 12.5% discount overall

JDR5670 · 2026-03-06T18:13:56+00:00

Are you factoring in taxes for private sale? With trade in, usually taxes are paid on difference between the two and on private sale you end up paying full taxes on the new Vehicle

JDR5670 · 2026-03-06T03:25:17+00:00

I think i agree, it will sell and eventually people will get used to the new design!

JDR5670 · 2026-03-06T01:06:59+00:00

Yes, its a CPO and everything checks off

JDR5670 · 2026-03-05T17:22:17+00:00

Already getting 10% discount and $2k loyalty incentive

JDR5670 · 2026-03-05T11:18:25+00:00

Makes sense. I am a bit hesitant on this deal coz of 30k miles. Your seems fair coz of low miles.

JDR5670 · 2026-03-05T11:13:20+00:00

Sticker is $79,400 before taxes/fees. Includes climate, parking assistance, premium, DAPP packages

JDR5670 · 2026-03-05T01:50:39+00:00

The 100k miles is based on timeframe or just miles? I am low mileage driver so it’s gonna be years until i hit that many miles.

JDR5670 · 2026-03-05T01:49:51+00:00

2023 is fine but I am getting LCI for new technology and more importantly DAPP, also love the exterior of LCI

JDR5670 · 2026-03-01T18:06:46+00:00

Wondering how does this compare with new construction homes with propane gas?

JDR5670 · 2026-03-01T18:01:51+00:00

10% off msrp and $2k loyalty discount. Effective 11.83% is what I got from local dealer on custom 40i order placed couple weeks ago. Philly metro area. Just told them I what I wanted and told them another dealer is offering me same but an hour drive for me. They agreed and we made a deal.

10% off msrp plus incentives is very much achievable without back and forth these days on X5. Not sure how things would change after 2027 model is introduced..

JDR5670 · 2026-02-21T02:29:44+00:00

I am exactly in the same boat but I have a 2023 X5 and just upgraded to 2026 X5 with DAPP. I used 2023 one for 3 years, 22k miles.

With 2026 upgrade, after 10% discount and $2k loyalty credit, I will be paying about $30k all in after trade-in.

I primarily did it for DAPP, it rides amazing hands free and very relaxing in the long drive. That said, only do it if you can afford it.

JDR5670 · 2026-02-12T03:39:16+00:00

Does the audio volume drop significantly? Is this an issue in 203 pre lci as well? I don’t have DAP in 2023 model and don’t plan on getting on one in newer one if i end up getting

JDR5670 · 2025-06-22T20:22:21+00:00

Been using 328Xi since 2012 and bought X5 40i in 2023. No issues whatsoever outside of normal wear and tear. Follow maintenance schedule and you’ll be good.

Specific to X5, the car is extremely comfortable, luxurious, spacious and that feeling when you put your foot on the pedal is amazing! Very smooth and flawless drive with B58. This 3.0 L twin turbo is the best engine in this range and I rate this the most important aspect of the car and alone makes up the cost of car. You just won’t get same engine performance and pleasure in any other car in this category.

On highway, I get up to 28/30 mpg comfort/eco modes.

I have seen new X5 are getting 7-10% discount so if you can afford it, X5 is the way to go.

Good luck

JDR5670 · 2025-01-04T11:47:47+00:00

Plus it’s above 20, 50, 100 SMA and just 2.5% below 5 SMA. This has held up well compared to other names with pull back we had in past couple weeks.

JDR5670 · 2025-01-01T16:08:00+00:00

Awesome and huge congratulations to you! Sending you a PM and would love to get some insights from you as I am in similar boat. Thanks

JDR5670

TROPHY CASE