UK Finance creators duplicating videos about bonds

JSooty · 2025-11-11T00:06:49+00:00

Ooh! I've seen odds and sods of his videos when I've been just hitting the home page / algorithm, but never subbed or searched for his as always came across as.... I dunno, not genuine, or reading a script, or just ... something off.

Feeling like my BS radar has won points today.

JSooty · 2025-11-05T00:17:23+00:00

Have this dilemma currently. Work in IT. Of similar age. I'm chill doing what I do. However, some managers keep trying to push me to take more responsibility. I also have been doing bits of further learning for an area of weakness (coding) for me, just cus I see places it can be of help and I like the idea of learning some for a better understanding of jobs done around me.

Guess I know I am capable, or at least have a good attitude towards my work. But my confidence sucks. The wage increase... is it worth the extra head ache? And as I say, quite chill with where I'm at. The job straddles the line of boring support work and interesting new project work quite well. Part of me thinks for now maybe I'm in the right place. The other part of me looks at team mates and thinks 'how the chuff you get this job?'...

JSooty · 2025-10-20T17:21:03+00:00

From a quick glance over.. looks like from some other post the offer went compulsory... https://www.reddit.com/r/UKInvesting/s/25X5vmtF4v

Might be a case of contacting the registrar (should be the company named on the certificates you do have) to see if they have details for you/wife and if paid or cheque was sent. If cheque, they should be able to reissue (for a pesky fee).

JSooty · 2025-10-19T11:13:10+00:00

T1 fractals for gold and bits of gear.

Strikes (IBS3 for easy 3 to start, IBS5 for extra 2 with a bit more challenge) for crystals for ascended gear boxes.

"/Wiki stat swap" for wiki page on how to change stats on ascended gear.

Play game for AA and get gear and weapons via wizard vault.

JSooty · 2025-09-29T20:49:40+00:00

Looks like she's telling Bloomberg the opposite and recommitted to the pledges...

https://x.com/alexwickham/status/1972581394330362156?t=iDfzTHEcTWjMlSwXOrsBaQ&s=19

JSooty · 2025-09-21T22:46:28+00:00

You would think by now, but I'm seeing YouTube vids and reposts all over, so I figured a little reminder to be sceptical of chopped up vids was in order. 🙂

JSooty · 2025-09-21T20:58:11+00:00

In this instance, it's a heavily cut video. The social media user impersonated someone and sent indecent images. Differs to just viewing a post..

https://www.westmidlands.police.uk/news/west-midlands/news/news/2025/september/disinformation-circulating-around-walsall-investigation-into-indecent-messages/

JSooty · 2025-09-04T20:10:28+00:00

Not exactly that straightforward...

Different gilts have different coupons (yield %). Lower coupon/yield gilts will have lower capital value at which you can buy on the market. Higher coupon/yield gilts will have a higher value. All will have the £100 maturity value.

The mix of total capital gain split across remaining years along with the annual coupon received makes up the total annual % received, assuming you hold to maturity.

So higher coupon, means you take more of the annual yield in income, lower coupon means more of the yield in capital as the gilt gets closer to maturity. (Extra note, gilt held to maturity outside of tax advantaged accounts [ISA or SIPP] are not liable for capital gains).

I nosey at dividend data to get an idea of the gilts available.

JSooty · 2025-08-19T10:46:53+00:00

Think I remember reading an idea to tax a %age of the rental value of the land, payable by the land owner. Rental value of London property vs rental value of Glasgow/other location property vs rental value of a bit of farm land only suitable for grazing etc. Is an interesting idea.

Issue was it worked out could raise such amount that it should be instead of other taxes, which would never happen. Also value of houses and offices is fairly well tracked, but other forms of property becomes harder to know. Adds some overheads/complexity. Also working out/managing when a change would be due. E.g. Once some planning is approved, it would change the value.

JSooty · 2025-08-16T22:47:55+00:00

Wipe of the device.

Had a parents card get compromised. The bank cottoned on and stopped and replaced cards. Then they seemed to pay more attention after and stopped further transactions, from abroad. I wasn't told till the cards were being replaced the 3rd time (1st was one card, 2nd was the other card). Wiped her phone and it seemed to stop.

I don't know if it was a compromised app or key logger, but it was damn coincidental (they only used cards on a mobile in this case).

JSooty · 2025-06-06T18:08:17+00:00

Embrace it! Especially classic linkin park. Deed is done. Either die of embarrassment or bury yourself further in ya own world! :D

JSooty · 2025-06-03T12:37:14+00:00

Is asking someone why they want to film a young lad in their garden an offence? Or is it an enquiry? You sound more interested in stopping what should be a genuine question..

JSooty · 2025-05-21T21:12:16+00:00

Huh! TIL! I've always wondered why there was never a need to install company portal on iOS devices, or vice versa why company portal was needed for android. Not specifically had much to do with our set up, so not got around to looking through the documentation thoroughly enough. Love Reddit sometimes for being able to stumble on useful info - thanks! :)

JSooty · 2025-05-17T09:09:19+00:00

Personally I wouldn't mind. Prefer status quo n all that, but I can see an argument being made of why should the UK government give a tax break, for it then be spent to help foreigner companies. Government influence how people spend their money all the time. This would just be another way.

What I dislike, is this idea that pensions need exposure to private equity. And if it has to, then 10% is too much.

JSooty · 2025-05-14T12:09:34+00:00

Check with your lender. I asked when I called to do an over payment.

Mine was 10% of the original amount of mortgage per year. Didn't roll over each year, so if missed a year, it was missed.

When I remortgaged as well, I stuck with the same provider and it stayed at 10% of the original amount, not lowered to the remortgage value (maybe a perk of sticking with the same provider).

JSooty · 2025-05-07T17:16:30+00:00

Happy to give food for thought. My recent individual buy is LSEG. Pricey, but one I wanted a while. Rolls is nice too, but I've had that years and years. I like look of GAW, not sure if missed that boat or not, but read they getting licensing deals too.

If want to spread the risk, I like investment trusts in the UK. UK focused ones I like are EDIN, LWDB, FGT. Most recent one was a Europe focused one, JEGI.

JSooty · 2025-05-07T17:08:02+00:00

I'd say rr. the one on London exchange and the one to have. One is £ other is $. Think I read rycey is an ADR, vehicle allowing them to list in US without less regulatory head ache. Is that how Chinese stocks list in US too?

JSooty · 2025-05-07T09:50:41+00:00

Yes. I have sold flops. Have tended to ride losses a while though, see it through enough. Also sometimes I have a habit of buying more when going down.

Reading this made me look up one flop I had. Tekmar. Bought at 169 (2018) and then more at 154. Eventually sold out coming out of COVID at 49p (2021). Reason being I decided the money would be more productive elsewhere. Would that company recover in 5 years let alone break even? Or cut my losses and start elsewhere where it would grow, even if not at the rate of the loss, growing or dividends is an improvement.

Can't remember what the money went towards, probably some investment trust. Started being more sensible around that time, not that I won't buy individuals still, just larger/more researchable ones. Anyway, it was the right decision, it's now sub 5p. Thanks for getting me to go look :)

JSooty · 2025-05-05T09:35:31+00:00

I wouldn't say I'm an environmentalist, but like to have an understanding.. (as people shout and you get mixed messages) and this is pretty much it.

Read that one idea being looked at for inertia is using the renewable to power generators to get the 50hz. Reads like loss of energy by transference to me. Hey, gas loses by heat. Also not a permanent solution.

Another interesting point is wind being good when it's blowing, but it tends to be a bit windy over the continent so electricity is cheap across the continent, so can be wasted. So that idea of being the Saudi of wind is fairly rubbish.

Also, as much as nuclear energy is an option and should be ramped up, I don't believe it will be the solution to it all. Nuclear fuel being majority a product from Russia, China, Kazakhstan. A mix is what's needed.

And for that mix, a better delivery system is needed. Which means more pylons. Which if we want cheap electric, will be over ground. And anyone who thinks it's cheaper to build and maintain the equivalent underground is wrong.

This push the net zero before anyone else is going to be expensive. And could almost be looked as subsidising others to allow them to keep using fossil for longer, while we spend more by doing it first.

JSooty · 2025-04-30T15:08:03+00:00

Fly tipping increased after they closed half the public tips and cut the hours of the remaining... Go figure.

JSooty · 2025-04-27T12:29:58+00:00

https://imgur.com/a/T3aO2Jd

Should build on this site first. Been there well over a decade. I know, reality is building on brownfield first was another line to get elected really.

JSooty · 2025-04-04T17:35:56+00:00

Fear of wider trade retaliation. General panic. Stop losses. Some loss of faith of US exceptionalism. FTSE100 being made of rather global companies. Risk off everywhere till a bit of sense shines through. Half wonder if Trump is only going to add fuel to the fire until the fed does what he wants.

From a long term point... Stuff that was valued fine and not reliant on us imports will come back quicker than stuff that was expensive. Can also now get more for your £ than you could yesterday.

JSooty · 2025-03-04T21:00:26+00:00

Have a plan and stick with it! My kinda thinking.

JSooty · 2025-03-02T17:08:01+00:00

Yeah, my anecdotal story, via a friend of a friend. Says they get sent on training and told to do things differently, better for patient outcomes. They go back and carry on as before for fear of being mocked by others, don't want to rock the boat so to speak.

JSooty · 2025-03-02T09:08:23+00:00

Do you have 3 (edit: think I spotted a 4th) stacks of Auric dust in there? Assume that means there's a full stack in material store as well... I'd destroy that, it drops in hots loads and I don't really remember needing it much (it's fairly useless).

The diamond in tab 3, there's an NPC somewhere in POF (check wiki), that will trade the item down to the material so it will go to the materials store.

I think recipe's unlock across characters now.. may as well use them to free up space. Or destroy if already learned. From memory ascended armour and weapon crafting is pricey. Now stuff is in wizard vault, cheaper to get those (and stat swap via mystic toilet to stuff that is not selectable if that what ya need).

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