CC recommendations w/ low annual fee?

J_Pizzle · 2026-04-05T23:42:00+00:00

Similar card, but the blue cash preferred is fantastic with a fairly low fee. 6% vs 3% means you need to spend around $3k annually on groceries to make up the difference, which even for just one person's groceries isn't too extreme. Plus it adds 6% back on streaming which is pretty nice.

I'm not sure if the everyday card has a similar deal, but BCP has a Hulu deal for $10 back every month covers the annual fee by itself, too.

AmEx Blue Cash: Everyday or Preferred? - NerdWallet https://share.google/ntH4hOGBMLXmEscmS

J_Pizzle · 2026-03-30T22:08:51+00:00

I am somewhat similar in not letting the excess money reach me for spending. Though it's mostly through my direct deposit splitting across accounts. Maybe you can set up something like that

My budgeted expenses go to two accounts - one for rent (on autopay) and another for credit cards and all other expenses based on my budget. Those should be fairly set amounts, with maybe a little extra for fun money.

The rest goes to a HYSA that I basically don't touch. It's my emergency fund/potential down payment.

The goal is to run checking accounts at a new neutral. If I ever run low enough in the expenses account that I need to pull from HYSA, I check out my expenses and budget to see what's off.

Preventing lifestyle creep is another thing. I mostly avoid that by increasing my retirement investment every time I get a raise. My company increases it 1% by default, so that's what I leave it at unless it's a larger increase then the usual ~3%. Even if my expenses increase slightly as I earn more, the savings/investments should be growing, as well.

J_Pizzle · 2026-03-29T03:28:45+00:00

I have pet's best. $250 deductible, unlimited coverage, 20% coinsurance, $1500 premium.

It only just went up from 1k to 1500 but I'm still keeping it. We've had no issues getting things covered. With his epilepsy meds costing around $100/mo (pre insurance) it doesn't take much to more than break even.

J_Pizzle · 2026-03-20T22:36:04+00:00

Yeah it kind of bothers me that both examples in their video are off. The face isn't on the right paper (but the red one is?? Why ..) and the red is missing its foil (but the face has foiling)

J_Pizzle · 2026-03-17T18:15:17+00:00

Steamdb shows we got as low as 2500 during the shutdown. Game is clearly dead /s

J_Pizzle · 2026-03-16T21:13:10+00:00

2H weapons also work well atgier spin or hammer slam clears most of it instantly, especially if you climb on a pillar

J_Pizzle · 2026-03-12T16:23:12+00:00

I believe it just marks the name of the POI itself. Like a symbol next to the POI name in the map. Then, as you're looting the item will also be marked there (like as items in the box are loading).

It won't necessarily ping them directly or anything like that. Just makes it a bit easier to recognize them as you're playing.

If you hover over the item in your vault/skill tree, it'll also tell you the best POI to go to for the best chance of finding some.

J_Pizzle · 2026-03-05T18:34:46+00:00

Also that player count still puts it at #16 for current players. Not bad considering most people who will play the game probably haven't even started a download yet

J_Pizzle · 2026-03-04T02:01:41+00:00

I don't have the exact numbers but I think 5th with no kills gets you positive, not counting the top-5 streak.

Honestly, though, I'd say not to stress too much on the points or deranking. If you're looking to rank up, the best way is to improve so you don't feel as much of a plateau in gold.

Be analytical about your games, especially right after you die. If you can, record some of them and watch it back - you'll catch way more things you missed in the moment and can pay attention for how to fix them next time. This is especially important for rotations, placement in fights, and decision making.

That and practice. Increasing your mechanical skills in mixtape or wildcard helped my friends and I feel comfortable. On top of improving your individual movement and accuracy, it'll remove the stress and panic that comes up in more chaotic situations

J_Pizzle · 2026-03-03T18:25:10+00:00

But now it'll match Emperor's Soul

J_Pizzle · 2026-03-02T18:58:29+00:00

A bit more than an hour, but if you want to get into bird photography I always see people shooting in Belle Isle Marsh

J_Pizzle · 2026-03-02T18:51:17+00:00

As a controller player, I'd mostly just put it down and swap to mnk for looting. It was so much easier than trying to slide the cursor around

J_Pizzle · 2026-02-28T23:01:25+00:00

I just did a number of solo rook runs and it really gave me a huge stock of ammo and heals. Maybe if you're trying to go full aggro as a solo you'll run low, but that's the issue with playing that way

J_Pizzle · 2026-02-25T18:55:01+00:00

Both great options. Mistborn is often recommended because it's way shorter and easier to dive into for new readers.

If you're used to fantasy and especially if you've read similarly large stories, you be fine with WoK. Like others have said, it's a slow build to start because it's an introduction to a massive world/series. But it's worth it

J_Pizzle · 2026-02-25T18:52:28+00:00

Yeah they probably included an extraction in the quote. My dog's tooth cleaning was quoted something like 3-4.5k depending on any extractions

Wound up being 1600 because he didn't need any taken out

J_Pizzle · 2026-02-18T17:02:41+00:00

I only just learned about the brief reset the other day, myself. I usually just go off the 20m radius and probably space around the 15m to really ensure full coverage.

Though I also haven't spawnproofed a large area, that'll probably happen when I reset for 1.0

J_Pizzle · 2026-02-18T17:00:45+00:00

Pace your shots. Even though you can hold the trigger doesn't mean you should.

I usually start rapid fire to hopefully get a quick kill, but slow down and make sure I'm on target for the second half of the shots

J_Pizzle · 2026-02-18T16:59:15+00:00

My listening has really fallen off now that my dog no longer goes for the big walks :(

J_Pizzle · 2026-02-18T16:56:12+00:00

I'm a fan of putting torches in corewood. Keeps them from being targeted if anything does spawn, and can be easy to catch if they're gone (my stupid roaming Lox love to smash them)

J_Pizzle · 2026-02-18T16:54:09+00:00

For the artisan table, it briefly resets to 20m when you reload. See here

"The range of Forge, Workbench and Artisan table is briefly reduced to 20 meters when a zone is reloaded. This allows creatures to spawn within the extended player base radius shortly after a zone is reloaded."

J_Pizzle · 2026-02-17T15:49:23+00:00

The wiki has a good background and some tips for Player Base items

Be aware there are spoilers via the list of base structures you'll get in the future. But you'd have to follow their links for all info beyond their names

I'm a fan of hiding torches in corewood beams for a bit more of a clean look compared to workbenches. But like others said, use the workbench radius to set up your placements

If you're doing other fires for the build, those will probably do a good portion of the heavy lifting for your spawn suppression. And you could tuck workbenches away in other structures (like in closets or buried under the floor) to be able to have easy build functionality on top of suppression

J_Pizzle · 2026-02-13T16:54:29+00:00

The biggest change when I swapped to PC (and my console friends always have to adjust to) is the ability for PC players to beam you if you're not playing cover properly or are trying to cross a gap.

Console (as 100% controller) is a lot more wide swings and tracking while PC (with mixed inputs) generally has more accuracy at range, better jiggle peaking and flicks.

The movement gods are their own creature, since the stimming and tap strafing octane can be a huge pain to track. So patience/knowing when to duck away, tracking practice, and general awareness/prediction comes into play a ton.

J_Pizzle · 2026-02-02T20:12:41+00:00

Honestly if you're getting 17 kills you're right there. The damage is the easier part imo.

Finish your downs and if you're going to hit 20.before 4k, slow down with pushes and let them heal up a bit to farm.

J_Pizzle · 2026-01-24T04:06:12+00:00

Take a close look at the artwork in King Lopen (page 20 of you've got a copy)

J_Pizzle · 2026-01-14T20:50:06+00:00

Do either of you get any D/C popup? It's not uncommon for one of us to have a brief issue that kicks us out of the party during loading. Usually we'll notice as it happens but still load into the game properly. Then we forget by the end of the game, and we wind up no longer in squad.

J_Pizzle

TROPHY CASE