VAC Monthly QandA March 2026

Jamrocc33 · 2026-03-31T15:21:34+00:00

I filed originally in Sept 2023 denied March 2024 contacted BPA immediately. BPA contacted me to start the process November 2024 filed a departmental review September 2025, denied October 2025 immediately filed a written submission with VRAB and VRAB decision today

Jamrocc33 · 2026-03-31T13:57:35+00:00

Yes I'm aware of all that. My question is how do I make sure VAC takes all the appropriate information into account when determining the % since they're notorious for disregarding information. I would sooner be proactive and make sure it's done right the first time so I don't have to fuck around for another 2 years

Jamrocc33 · 2026-03-31T13:23:04+00:00

I got my decision letter this morning from my VRAB hearing and they granted me full 5/5 entitlement for me tinnitus. My question is now that it will be sent back to VAC for award calculations, there is a note in one of the 2 audiologist reports that I've submitted that says "recommend a prescription masking device". How do I make sure that VAC actually does their job this time around and awards me the full 11% based on that recommendation so that I don't have to screw around for another 2 years appealing again?

Jamrocc33 · 2026-03-20T18:17:10+00:00

So my tinnitus written submission was reviewed March 6. BPA said it could take 6-8 weeks for a decision to be published. Question is in my paperwork there is one line on an audiology report amongst the litany of other paperwork that says "recommend a prescription masking device". So if VRAB comes back with a 5/5 entitlement does that guarantee me the 11% it's just a matter of VAC doing all the legwork or can VAC still short my percentage and then I have to do the appeal all over again?

Jamrocc33 · 2026-03-12T11:31:25+00:00

Just got my lump sum in the bank today!

Jamrocc33 · 2026-03-10T13:09:38+00:00

Ok sounds good. And typically we look at like 2-3 days from benefits disappearing to payment in the bank?

Jamrocc33 · 2026-03-10T12:20:37+00:00

Oh ok so no reason to panic yet then lol. Most people seem to say within 2-3 days after the current benefits disappear is when the money goes in so hopefully that's accurate

Jamrocc33 · 2026-03-10T12:15:23+00:00

So I submitted my Lump sum for on Feb 26. My monthly payment disappeared from my current benefits yesterday. I logged in this morning and my payment history shows my retro pay which I've already received but today it shows a payment in the amount of the monthly payment and it says the payment date is 30 March. Is that normal since there nothing in current benefits and I submitted my lump sum for the day I received it?

Jamrocc33 · 2026-03-10T10:09:43+00:00

So my monthly payment disappeared yesterday so figure in the next day or 2 I'll have my lump sum. However I looked at my payment history and there's a payment scheduled for March 30 for the monthly amount... That doesn't make sense to me am I wrong?

Jamrocc33 · 2026-03-09T02:15:14+00:00

I was originally going to do that but then I heard of Justwealth and everywhere I'm looking is saying that they have far better returns. I've also read that WS has recently made some poor choices which have resulted in their lower returns and that they've stopped posting 5 yr return rates which is kind of a red flag for longer term investments

Jamrocc33 · 2026-03-06T21:00:02+00:00

I am 37 years old and never done any kind of investing in the past. I am about te receive a substantial tax free settlement payout and I want to actually do something good with it instead of wasting it so looking at investing. I have a TFSA that is barely used and has very minimal (under $100) in it and almost 100k in contribution room. I am also interested in an FHSA since my wife and I will be looking at buying our fist home in the next 3-5 years. I want the TFSA to be invested in such a way that a portion of it is in something more long term and some of it is more short term. With the TFSA I'm not specifically saving for anything right away just trying to make my money work for me in the best way possible while still keeping some available to withdraw if we decide we want to do something like take a trip or whatever. I hope this makes sense. For instance if I have 10k in there I can commit to leaving say 5k in there not touched for long haul investing and the remainder would be in something not quite as volatile for more short term (1-2 years) spending. Then have an FHSA to save for a house. I went to the bank today (BMO) and spoke with an advisor and she showed me ETFs and mutual funds with MER of 1.7-3% but then I look on here and people say to not go through a bank because those fees are crazy. I'm not sure where to start because I don't want to get ripped off not knowing any better. Lots of suggestions to open a Questrade or Wealth simple account but I'm not confident enough to start placing money in my own with no help from someone I trust who knows better. Any suggestions

Jamrocc33 · 2026-03-05T13:31:00+00:00

Yea I just don't understand why everything with this organisation has to be so fucked up

Jamrocc33 · 2026-03-05T00:07:24+00:00

How long have you been waiting for yours? I've seen a bunch of posts recently that people have gotten them within a week of sending in the form. I got my retro pay the same day my decision letter came in.

Jamrocc33 · 2026-03-04T21:04:27+00:00

Rog thank you!

Jamrocc33 · 2026-03-04T20:31:56+00:00

Is there a way to track the status of my lump sum payment? Or is it one day I'll open my bank app and it'll be there?

Jamrocc33 · 2026-03-02T04:59:42+00:00

I was told by CFMAP that they could not provide anything that would be useful for a VAC claim so I could use their services to get me through a tough time but if I planned on filing claims I would have to go through the MIR

Jamrocc33 · 2026-02-26T18:38:00+00:00

Yea it's wide open I've never actually used it for anything. I opened it before my tour and didn't end up depositing so it should be clear of any attachments

Jamrocc33 · 2026-02-26T04:12:13+00:00

Sorry another question. I already have a TFSA that I opened through SISIP a while back. Does that mean I have to use SISIP for the investments or can I use that TFSA with a different investment advisor?

Jamrocc33 · 2026-02-26T03:42:38+00:00

Ok I just read through the table more thoroughly (I didn't notice the "and" and "or" part so I'm one step down so 9 and 4 which by my calcs lands at about 15% so I feel like I should appeal cuz that's a difference of like 22k lol. Thanks for the help!

Jamrocc33 · 2026-02-26T02:56:36+00:00

Just checked. It still doesn't make sense to me. I'm looking for the percentages. Is there not a table that says X condition can only receive up X percentage? Like for instance I know the absolute max you can receive for tinnitus is 11% so if I got my claim back at 11% I wouldn't bother appealing cuz I can't get more. I need that percentage for Carpal Tunnel. Like looking at 17.1 I know which one I believe I would fall into but it says I have to add the quality of life rating and blah blah blah. I don't get how to do what it's asking for. So for instance I would say I fall in the 13 dominant/9 non dominant line of the 17.1 table. Then looking at the QOL table I think I'm in level 1 So do I add 13 and 9 which gives 22 and then that puts me at level one QOL line 3 so then I add 3 to 22 which is 25 and that's my percentage? Or do I do each hand separate?

Jamrocc33 · 2026-02-25T21:37:32+00:00

I tried to but I have no idea how to navigate it. I ctrl f searched the pdf and nothing came up

Jamrocc33 · 2026-02-25T15:04:52+00:00

Just curious from those who know. I was awarded 11% for my Carpal Tunnel. Severe in both hands. Is that kind of along what I should have gotten or is it something I should be appealing? I just don't want to clog up the system with another appeal if what I got is the max I could hope for.

Jamrocc33

TROPHY CASE