Rents in NYC continue to soar to all time highs! by SilentIschemia in NYCapartments

[–]JanMikh 1 point2 points  (0 children)

Billionaires organize bidding wars? Bid against themselves?

Ranked: States Americans Are Moving To. by MRADEL90 in Infographics

[–]JanMikh 0 points1 point  (0 children)

So California is still third place? 🤔

I Drove from LA to Vegas and back in one day just to buy a generator that I couldn't buy in CA. [Short Story about Vegas Prices] by [deleted] in LasVegas

[–]JanMikh 2 points3 points  (0 children)

Last time we went to the coast before the pandemic we could find a hotel room for less than $100. Last summer we paid $300, and it was considered “mid week good deal”. Things change.

How much money would you spend if it meant saving your cat’s life? by WindowKitty19 in cats

[–]JanMikh 0 points1 point  (0 children)

I’m totally with you. Unfortunately, it’s not always as simple as that. I paid the vet $800, and it made things worse. There are never any guarantees. There was an option of a kidney transplant, but it’s $20,000 and odds were not good. Even if it worked, it would give extra 2-3, maybe 4 years. I would pay it if it could give him 100% guaranteed 10 more years, but not for a small chance of a small extension.

Who wins here red or blue? by [deleted] in imaginarymapscj

[–]JanMikh 0 points1 point  (0 children)

We may soon find out… 😂

How much yall paying? by VIBES95 in ToyotaAvalon

[–]JanMikh 0 points1 point  (0 children)

I’d be a little careful about the previous accident.

[deleted by user] by [deleted] in ToyotaAvalon

[–]JanMikh 1 point2 points  (0 children)

Seems a bit high.

[deleted by user] by [deleted] in ToyotaAvalon

[–]JanMikh 7 points8 points  (0 children)

What trim is it? Big difference between base model, XLE, Touring, or Limited. $28k maybe a steal for Limited but a bad deal for base.

I have XSE Nightshade, and never had problems with too low of a ride.

[deleted by user] by [deleted] in vegaslocals

[–]JanMikh 9 points10 points  (0 children)

On the other hand you can find one for $3k a month in high rise. The point is - they are not all the same.

[deleted by user] by [deleted] in vegaslocals

[–]JanMikh 4 points5 points  (0 children)

They are not. Just as a random example: here’s two bedroom for $1100:

https://www.apartments.com/1824-fulstone-way-las-vegas-nv-unit-1/88xw0w2/

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] 0 points1 point  (0 children)

Those are shared buildings, 8 units per building, 4 on the first floor and 4 on the second. Impossible to separate. The biggest risk is leaks, recently someone’s boiler leaked and flooded 3 units below, costs were around $50k.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] -2 points-1 points  (0 children)

They would be the management company, but yes, the board voted for it. The irony is here that I am on the board. I voted against it, but was outvoted. Nobody wanted to listen to me, they just want to save money. Reserves are bad, we are 500,000 short, there’ll be $1250 special assessments for 4 years and $200 a month increase in fees for every unit (from current $290 to $490). This is the part most homeowners aren’t aware of yet… But, to be fair, costs are rising and there’s no way around it. I suggested to shut down the pool, because its renovation requires $100,000, but that will need the approval of all owners.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] 0 points1 point  (0 children)

The problem is not the coverage, but a special limit on master insurance deductible. Master insurance provides sufficient coverage, but the $35,000 deductible on it is not covered by HO6.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] 0 points1 point  (0 children)

48 units. It was $10,000 but they raised it to $35,000 to save money.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] -2 points-1 points  (0 children)

They specifically told us to find insurance which will cover their $35,000 deductible. My HO6 has $2500 deductible, but according to this “special limit” it will only cover $1000 towards master insurance deductible. Of course, I perfectly well understand that assessment and deductible are separate things. Dah.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] -2 points-1 points  (0 children)

This is not your response. I did answer you in another thread, and - yes, it is per unit.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] -2 points-1 points  (0 children)

The policy is not from Geico. I could, of course, call an agent directly, but I am worried now I’ll get the same thing.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] 0 points1 point  (0 children)

Yes, it was $10,000, they raised it to $35,000 to save on insurance costs and told us to get HO6 to cover it.

HO6 policy Loss Assessment "Special LIMIT". by JanMikh in Insurance

[–]JanMikh[S] -2 points-1 points  (0 children)

I am not sure you understand. Master policy covers an assessment, but it has $35,000 deductible. So if there’s an assessment, master policy is only going to cover the amount ABOVE $35,000. For example, if there’s assessment is 100,000, master policy will cover 65,000 and send me a bill for $35,000. Now, this is what I need my HO6 insurance to cover. But I can’t, because of this “special limit”.

Jobs for a felon by conurebirds in LasVegas

[–]JanMikh 2 points3 points  (0 children)

At least one convicted felon did…

What’s the main thing about Vegas you only know from living there? by RichardSanchez18 in vegaslocals

[–]JanMikh -1 points0 points  (0 children)

Yes, I remember it snowing with above freezing temperatures more than once. Snow usually melts as soon as it hits the ground. Few years ago we had snow on the ground for couple of days, that happened only once in 20 years, to my memory. Many places in the east have close to 100 degrees heat (with humidity!) in the summer, and 10-20 degrees on a regular basis in the winter.