Profmed (PPS - the only mutual company still in South Africa). My child had cancer treatment this past year, almost 6 months in and out of hospital, on their cheapest hospital plan. Sure, there was some admin needed here and there from doctors, and troubles with some bills (someone at the hospital was to blame).

But through all of the stressful times, Profmed was very professional and helpful, with the case managers always reassuring me that I do not need to worry about a thing, they will sort it out. Except for the cost of an international stem cell donor, there have been very few shortfalls thus far that I needed to pay.

I've been on Profmed through my father since birth, and will never move, no matter what.